Connect with everything you need to do more of the things you want.

A mortgage for your first home. A loan for your new business venture. An IRA for the retirement of your dreams. Whatever you’re ready to connect with—even if it’s just a real person to answer your questions—we’ll always be ready.

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Virtual Financial Center

Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team!

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6-Month Share Certificate – 5.00% APY*

Connect with low-risk earning potential! Time is money – let’s make the most of the next six months.

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AmeriCU & Your Summer of Fun!

For a limited time, get an extra .25% off** boat and recreational vehicle loans!

More choices. Fewer worries.

No matter which AmeriCONNECT Visa® Credit Card you choose, our secure chip technology, near real-time purchase alerts and zero liability from fraud give you peace of mind.

Credit Cards
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We bank on personal experiences— even if we don’t see you in person.

Download our mobile banking app to stay connected to the banking tools you need—wherever you are.
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Current Rates

Vehicle Loans
Vehicle Loans
As low as
6.49%APR*
Home Equity Loan
Home Equity Loan
As low as
5.50%APR*
Marine Loan
Marine Loan
As low as
7.49%APR*
Share Certificates
Share Certificates
As high as
5.00%APY*

Latest From AmeriCU

AmeriCU awarded Diamond Award

News

Apr 03, 2024

AmeriCU Credit Union wins national award

AmeriCU Credit Union has won a Diamond Award by America’s Credit Unions Marketing & Business Development Council for co-hosting the Tunnel to Towers 9/11 NEVER FORGET Mobile Exhibit. The annual Diamond Awards recognize outstanding achievements in the credit union industry.

CMN Drawing Kick Off

Events

Apr 22, 2024

CMN Drawing Kick-Off 

Children’s Miracle Network (CMN) Hospitals allow Mohawk Valley Health System to enhance maternal and child services that support our local community. CMN is a non-profit organization that raises funds for more than 170 children’s hospitals worldwide.

Budgeting for Families

Education

Apr 12, 2024

Budgeting for Families

Does the idea of setting a household budget sound intimidating? You’re not alone—in fact, one report shows that only 2 out of every 5 families use a household budget to take control of their finances.

*Annual Percentage Yields (APYs) current as of 01/30/24 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.

**0.25% APR rate discount valid on new RV, new marine, new recreation equipment, and new residential equipment and is available for a limited time.