• Free 24-hour telephone and online access
• No-fee Visa check card
• No-fee access to AmeriCU owned ATMs
• No per check fees
• Unlimited check writing
• Check safekeeping
• Online images to view front and back of cleared checks
• Access to surcharge-free ATMs
• Member Privilege overdraft privilege for your checking account

No Fee Checking is now Freedom Checking
Freedom Checking is designed for members who use their checking account primarily to pay bills and are looking for an economical, convenient checking package. No minimum balance requirement.

Advantage Checking is now Performance Checking
Earn dividends, compounded and paid monthly, when you maintain an average daily balance of $2,500 or more. Maintain an average balance of $1,000 or more and save the $4.00 monthly minimum balance fee. (If, in any month, the average daily balance falls below $1,000, your account will be assessed a $4.00 monthly minimum balance fee.)

Aurora Checking is now Privileged Checking
For AmeriCU members age 50 or better, Privileged Checking offers you an outstanding package of services. Best of all, there are no fees! Earn dividends, compounded and paid monthly, when you maintain an average daily balance of just $500 or more.

Plus, Privileged Checking members receive: Free checks (up to 150 per order, in our US exclusive design). No-fee AMEX Travelers Cheques Discounts on AMEX Gift Cheques and TravelFunds Direct Services. See our Service Fee Schedule for a list of additional discounts and services.

One of our new accounts is called Student Checking and it's designed for students age 17-22. This account comes with lots of extras including a free gift.

Our other new checking plan is Prestigious Checking. Using Direct Deposit, this plan makes the most of your bill-paying money and pays you dividends on your balances while it saves you monthly fees. This is a tiered rate checking account. Earn dividends, compounded and paid monthly, when you maintain an average daily balance of $5,000 or more. Maintain an average balance of $5,000 or more and save the $10.00 monthly minimum balance fee. (If, in any month, the average daily balance falls below $5,000, your account will be assessed a $10.00 monthly minimum balance fee.) Reimbursement of up to 6 Non-proprietary ATM fees per month.

• Login to your account to order checks
• Service Fee Schedule
• Truth-in-Savings Disclosure (Savings & Checking Accounts)
• Truth-in-Savings Disclosure (Certificate Accounts)
• Member Privilege Disclosure
• Membership and Account Agreement
• Business Membership and Account Agreement
• Electronic Funds Transfer Agreement and Disclosure
• Funds Availability Policy
• Privacy Notice

Click here for current rates.

This credit union is federally insured by the National Credit Union Administration.