AmeriCU gives you the freedom to choose Platinum VISA®, VISA® Gold, iQ VISA® Gold, Classic VISA®, MasterCard® Credit Cards

AmeriCU’s best credit card - Platinum VISA has it all! Enjoy the prestige of Platinum. You’ve earned it!

• 7.90% Annual Percentage Rate
• No annual fee and high credit lines from $5,000 up to $40,000

For those who’ve achieved Gold-level status, AmeriCU’s VISA Gold card offers virtually all the benefits of Platinum with a low fixed rate on purchases and balance transfers.

• 10.90% Annual Percentage Rate
• No annual fee and credit lines from $2,500 up to $25,000

For students...

• 10.90% Annual Percentage Rate
• No annual fee and credit lines up to $500

Platinum and Gold Card Benefits

• CU Rewards Program. Use your AmeriCU Gold or Platinum VISA to purchase goods and services, or for balance transfers, and you’ll earn one point for every net dollar. Each month your statement details your point activity. Use your points for travel awards or name brand merchandise
• Automatic travel accident insurance up to $500,000 for VISA Gold and $1,000,000 for Platinum VISA
Automatic auto rental insurance

Of course, if you choose to carry the Classic VISA or MasterCard from AmeriCU, you’ll still enjoy savings over many cards offered by other financial institutions.

• Classic VISA features a low 13.90% APR and no annual fee.
• MasterCard features a low 12.90% APR and a low $12** annual fee. This card is perfect for those who don’t tend to carry balances. Enjoy a competitive low rate.

**Annual fee will be waived for members age 62 and older.

AmeriCU’s Credit Cards Include the Following Benefits

• Online Account Access. With Online Services you can check your balance, access transaction history, or view your available line of credit, 24 hours a day.
• Zero Liability. Liability to the Credit Union is zero for any card transactions resulting from the loss, theft or unauthorized use of the credit card. VISA/MasterCard’s zero liability does not apply to commercial card or ATM transactions or to PIN transactions not processed by VISA/MasterCard.
• Dedicated Credit Card Services Hotline. AmeriCU card members receive priority service. A team of dedicated service representatives will assist you, 24 hours a day.
• Your AmeriCU VISA credit card is welcome everywhere that accepts VISA credit cards and you have cash access at more than 24 million locations.
• Get Cash Anytime, Anywhere. Your AmeriCU credit cards are accepted at thousands of places all over the country and around the world. Use your credit card for quick no-fee cash advances at any ATM displaying the VISA or MasterCard logo or any participating financial institution. See the attached schedule for information about the Annual Percentage Rate applied to cash advance balances.
• Additional cards at no extra charge.

Automatic Payment enables you to arrange for payments to your AmeriCU credit card account from your checking or savings, without the need to ever mail a check. With Auto Pay, you’ll never have to worry whether or not you remembered that monthly bill. AmeriCU will automatically deduct any one of the following payment options on your monthly due date:

• a payment amount equal to the total balance due
• a designated payment amount (you choose)
• minimum payment due (or $10, whichever is greater)

To enroll, simply mark the box on the application form and indicate your payment preferences.

Follow the links below for more information.

	Current Credit Card Rates
	Credit Card Application
	Current Credit Card Account Login

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