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Current Rates
Certificate Rates
Please Note: Rates below are current AS OF July 26, 2010 and are subject to change without notice.
| Share Certificates Choose the term that's right for you. |
Minimum Balance to Open |
Annual Percentage Yield |
Dividend Rate | |
| Steady Saver* Certificate 365 day structured savings |
$ 50 | 1.00% | 0.99% | |
| 32 - 89 Day Certificate | $ 1,000 | 1.20% | 1.19% | |
| 3 - 5 Month Certificate | $ 1,000 | 1.20% | 1.19% | |
| 6 - 11 Month Certificate | $ 1,000 | 1.30% | 1.29% | |
| 12 - 23 Month Certificate | $ 1,000 | 1.45% | 1.44% | |
| 12 Month "Relationship" Certificate | $ 1,000 | 1.65% | 1.64% | |
| 24 - 35 Month Certificate | $ 1,000 | 1.90% | 1.88% | |
| 36 - 47 Month Certificate | $ 500 | 2.40% | 2.37% | |
| 48 - 59 Month Certificate | $ 500 | 2.70% | 2.66% | |
| 60 - 72 Month Certificate | $ 500 | 3.05% | 3.00% | |
| Jumbo Certificate 3 month term | $ 100,000 | 1.20% | 1.19% | |
| Jumbo Certificate 6 month term | $ 100,000 | 1.30% | 1.29% | |
| Jumbo Certificate 12 month term | $ 100,000 | 1.45% | 1.44% | |
| 12 Month "Relationship" Jumbo Certificate | $ 100,000 | 1.65% | 1.64% | |
| IRA Certificate Accounts | Minimum Balance to Open |
Annual Percentage Yield | Dividend Rate | |
| ANY: Traditional IRA Tax-Free Roth IRA or Coverdell Education Savings Account Certificates |
3 - 5 month terms | $1,000 | 1.20% | 1.19% | 6 - 11 month terms | $1,000 | 1.30% | 1.29% | 12 - 23 month terms | $1,000 | 1.45% | 1.44% | 12 month "Relationship" Certificate | $1,000 | 1.65% | 1.64% | 24 - 35 month terms | $1,000 | 1.90% | 1.88% | 36 - 47 month terms | $500 | 2.40% | 2.37% | 48 - 59 month terms | $500 | 2.70% | 2.66% | 60 - 72 month terms | $500 | 3.05% | 3.00% |
The minimum balance to earn APY is the same as the minimum opening deposit. |
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Please Note: Rates below are current AS OF the date posted above and are subject to change without notice. Contact our Call Center at 800.388.2000 or 315.356.3000 to verify thereafter. A penalty may be imposed for early withdrawal (equivalent of up to 3 months loss of dividends) on Share or IRA Certificate accounts.
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This credit union is federally insured by the National Credit Union Administration. |