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Current Rates

Certificate Rates

Please Note: Rates below are current AS OF November 16, 2009 and are subject to change without notice.

Share Certificates
Choose the term that's right for you.
Minimum
Balance
to Open
Annual
Percentage
Yield
Dividend Rate
Steady Saver* Certificate
365 day structured savings
$ 50 1.90% 1.88%
32 - 89 Day Certificate $ 1,000 1.30% 1.29%
3 - 5 Month Certificate $ 1,000 1.40% 1.39%
6 - 11 Month Certificate $ 1,000 1.50% 1.49%
12 - 23 Month Certificate $ 1,000 1.60% 1.59%
12 Month "Relationship" Certificate $ 1,000 1.80% 1.78%
24 - 35 Month Certificate $ 1,000 2.15% 2.13%
36 - 47 Month Certificate $ 500 2.60% 2.57%
48 - 59 Month Certificate $ 500 2.85% 2.81%
60 - 72 Month Certificate $ 500 3.10% 3.05%
Jumbo Certificate      3 month term $ 100,000 1.40% 1.39%
Jumbo Certificate      6 month term $ 100,000 1.50% 1.49%
Jumbo Certificate      12 month term $ 100,000 1.60% 1.59%
12 Month "Relationship" Jumbo Certificate $ 100,000 1.80% 1.78%
IRA Certificate Accounts Minimum
Balance
to Open
Annual Percentage Yield Dividend Rate
ANY:
Traditional IRA
Tax-Free Roth IRA or Coverdell Education Savings Account Certificates
3 - 5 month terms $1,000 1.40% 1.39%
6 - 11 month terms $1,000 1.50% 1.49%
12 - 23 month terms $1,000 1.60% 1.59%
12 month "Relationship" Certificate $1,000 1.80% 1.78%
24 - 35 month terms $1,000 2.15% 2.13%
36 - 47 month terms $500 2.60% 2.57%
48 - 59 month terms $500 2.85% 2.81%
60 - 72 month terms $500 3.10% 3.05%

Please Note: Rates below are current AS OF the date posted above and are subject to change without notice. Contact our Call Center at 800.388.2000 or 315.356.3000 to verify thereafter. A penalty may be imposed for early withdrawal (equivalent of up to 3 months loss of dividends) on Share or IRA Certificate accounts.

Back to Current Rates


This credit union is federally insured by the National Credit Union Administration. This credit union is federally insured by the National Credit Union Administration.

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