AmeriCU Credit Union
Home Savings Checking Loans Mortgage Insurance Investments Rates Calculators
  About Us   News & Information Community Events Careers   Contact Us
spacer Online Banking Login

spacer
Savings Center
Share Savings

Your membership with AmeriCU begins with a Share Savings Account. Start one with a minimum deposit of $5 or more. You'll be rewarded with dividends, compounded and paid monthly, when you maintain a daily balance of $50 or more. Opt for direct deposit and automatic transfers make building up your savings a breeze!


Money Market Savings Account

Our Money Market Savings is a great opportunity for the investor who wants liquidity. This account pays tiered rates (as balances increase, rates do too), and provides daily access to your funds. Low $2,500 opening deposit. No service charge when a minimum $1,000 average daily balance is maintained (low $4 monthly fee for average balances under $1,000). Unlimited additional deposits. Six transfers/withdrawals per month, no more than three of which can be made by check or Visa Check Card. Transfers/withdrawals in excess of the limit will be charged $4 each.


Holiday & Vacation Clubs

Goal-oriented savings plans. Low $5.00 opening deposit. Earn dividends, compounded and paid monthly, when an average daily balance of just $50 is maintained. No monthly or per transaction service charges. Unlimited deposits, with no pre-set amounts.

Click here for current rates.

Certificates

Whatever your savings needs, our Share Certificates offer you total investment flexibility. You can choose a term of 32 days up to 72 months and earn dividends that are compounded daily and paid monthly.

Click here for current rates.

Individual Retirement Accounts

With an IRA at AmeriCU, you can enjoy a variety of investment options to meet long, medium or short-term needs. Make an informed decision about your retirement with complete descriptions of the Traditional, Roth and Coverdell ESAs.

Visit our IRA Service Center


Savings Plans for Young People

We've encouraged our youngest members to save with the AmeriKids Account, changed to Stars & Stripes (for ages 0-12 years). For the young adult, the Prime Share Under 18 will now be known as Rising Stars Savings Account (for ages 13-17)

The coolest thing about belonging to AmeriCU is at the Credit Union, you're a member and an owner, not just a customer. We return the profits to you, the member, in the form of improved products and services.

Credit unions are financial cooperatives. That means they are member-owned and operated. The volunteers who serve on the board of directors are elected by and from the membership.

Start saving for your future today with a share savings account from AmeriCU, and earn dividends* on your savings.

*The average daily balance required to earn dividends on Regular Share Savings (held by members under 18 years of age), is $0.01. If your average daily balance falls below $0.01 during the dividend period, you will not earn dividends for the period.


Already a Member?
Click here to visit Googolplex, the Credit Union Guide for Student Money Makers! Googolplex

NCUA-National Credit Union AdministrationThis credit union is federally insured by the National Credit Union Administration.


spacer