How To Join

Open an Account Today!

Applying for a new account with AmeriCU is quick and easy!

Not a member? Not a problem! Open an AmeriCU account with just $5 if you live, work, worship, or attend school in Central or Northern New York. Just call, stop by any of our 18 offices, or click below to open an account and you’ll see that we treat you like a member, not a number. After all, that is our goal: to deliver such exceptional, personalized service that you wouldn’t dream of going anywhere else for your financial services!

Open a new checking account with FREE online + mobile banking and get a $50 bonus!*

New Members

Existing Members click here.




*$50 eServices Bonus offered for new personal checking accounts in good standing with direct deposit, online banking, eStatements, and at least six (6) VISA™ check/debit card transactions within 60 days of account opening only. The bonus will be provided 61 days after the account is opened (or next business day in case of a weekend or holiday) only if minimum balance and required service criteria are retained during this required period and account is in good standing. Depending on the type of checking account opened, the account may pay no dividends, or pay dividends up to 0.35% Annual Percentage Yield (APY). Required minimum balances range from $0 to $25,000. Fees may reduce earnings and APYs for dividend-paying accounts are variable and may change after an account is opened. Rates current as of 8/1/15. Payment of taxes on all interest and bonus earnings will be the responsibility of the recipient. Equal Housing Lender. Membership restrictions apply. Federally insured by NCUA.

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