How to Join

Join Today!

Applying for a new account with AmeriCU is quick and easy!

Not a member? Not a problem! Open an AmeriCU account with just $5 if you live, work, worship, or attend school in Central or Northern New York. Just call, stop by any of our 18 offices, or click here to open an account and join and you’ll see that we treat you like a member, not a number. After all, that is our goal: to deliver such exceptional, personalized service that you wouldn’t dream of going anywhere else for your financial services!

Make the Switch to AmeriCU Credit Union in Four Easy Steps!

Once you’ve become a member, be sure to take advantage of all the benefits that credit union membership has to offer. AmeriCU Credit Union helps you make the switch as easy as 1… 2… 3… 4!

Our Four-Step Switch Kit will help you get organized and alleviate the concern that may be associated with changing financial institutions. We are here to make your transition easy and convenient!

As a member of AmeriCU Credit Union you will enjoy benefits such as:

  1. Better rates and low or no fees
  2. Competitive rates on Mortgages, Home Equity Loans & Lines of Credit, Auto Loans, and Credit Cards
  3. A range of checking accounts with free VISA® Check/Debit Card
  4. Free 24-hour Kiosk, Online + Mobile Banking, and TeleLink access
  5. Free Online Bill Pay, FinanceWorks (personal financial management tool), and Smart Deposit (deposit via smartphone)
  6. Free Financial Planning
  7. Retirement Peace of Mind
  8. Free Insurance Quotes
  9. And much, much more!

AmeriCU’s experienced Member Relationship Advisors are available to offer informed advice and assistance in helping you make the transition. Join today by calling 1.800.388.2000, visiting one of our convenient locations, or open an account online!