How to Join

Current Members

  • If you’re already an AmeriCU member and would like to open a new share, please log in to online banking, choose “Additional Services” and then click on “Open a Deposit Product”.
  • If you would like to apply for a loan, click here to begin.
  • If you’re a current AmeriCU member and would like to open another account, click here to begin.

Apply for a Membership

Applying for a new account with AmeriCU is quick and easy! Click here to join today!

You can open an AmeriCU account with just $5 if you live, work, worship, or attend school in Central or Northern New York. Just call, stop by any of our 19 offices, or click here to open an account and join and you’ll see that we treat you like a member, not a number. After all, that is our goal: to deliver such exceptional, personalized service that you wouldn’t dream of going anywhere else for your financial services!

As a member of AmeriCU Credit Union you will enjoy benefits such as:

  1. Great rates and often low or no fees
  2. Competitive rates on Mortgages, Home Equity Loans & Lines of Credit, Auto Loans, and Credit Cards
  3. A range of checking accounts with free VISA® Check/Debit Card
  4. Free 24-hour Kiosk, Online + Mobile Banking, and TeleLink access
  5. Free Online Bill Pay, Money Management personal financial management tool, and Smart Deposit (deposit via smartphone)
  6. And much, much more!

AmeriCU’s experienced Member Relationship Advisors are available to offer informed advice and assistance in helping you make the transition. Join today by calling 1.800.388.2000, visiting one of our convenient locations, or open an account online!