Visa Debit Cards

Move beyond checks and cash – and move ahead faster.

The AmeriCU Business Visa® Debit Card is your key to optimizing speed, convenience, efficiency, safety – and saving your business money. It’s an indispensable tool that will help you take your business to the next level. Help enable you and your select employees by having the AmeriCU Business Visa® Debit Card in your wallets, you’ll be able to purchase business supplies, pay bills, manage cash accounts, entertain customers – do whatever takes money to conduct business – with ease and convenience that cash and your checkbook can’t begin to match. Bottom line: having the AmeriCU Business Visa® Debit Card gives you the freedom to move your business forward at a clip you might never have imagined.

Enjoy business benefits only the AmeriCU Business Visa® Debit Card offers.

Get ready to save time and money with the business debit card that works hard for you everywhere Visa credit cards are accepted – around the corner to around the globe. Plus, you’ll realize savings on business products and services at select merchants that offer discounts for Visa business debit cardholders.

The AmeriCU Business Visa® Debit Card is your easy-to-use, all-in-one business tool that allows you to access funds directly from your business checking or savings account – even from your existing AmeriCU Business Lines of Credit, should you choose. With your AmeriCU Business Visa® Debit Card replace cash and check writing for all your business transactions. In addition, you can:

  • Withdraw cash, check balances and transfer funds between accounts instantly.
  • Instantly track where your business’ money is spent.

Your AmeriCU Business Visa® Debit Card is 100% FEE-FREE! There’s no application fee, no annual fee, no maintenance fee. And you can use your card up to 12 times per day with -- you guessed it -- no fees! Just one more way AmeriCU is looking out for your bottom line.

Request your AmeriCU Business Visa® Debit Card and put your business on a faster track in no time. All you need to do is complete and return a simple application. You’ll receive your AmeriCU Business Visa® Debit Card in about 7-10 business days. For more information, please call AmeriCU Business Services at 315.356.3118.

Use your AmeriCU Business Visa® Debit Card to access cash from your checking account at millions of ATM locations, as long as your card is connected to those funds. And make purchases at more than 11 million retailers. For debit card purchases, simply present your AmeriCU Business Visa® Debit Card to the merchant, press or ask for “credit,” sign the receipt and be on your way. No more check writing, showing ID or awaiting check approval. And it’s just as easy for online and telephone purchases.

The amount of your purchase is put on hold in your account for 4 days, with exceptions (e.g., gas purchases), then deducted from your account. And every transaction you make is displayed in detail on your regular monthly statement. It’s that easy. It’s that convenient.

Give your business an automatic edge with Visa SavingsEdge.

Visa SavingsEdge saves your business money the hassle-free way – at many places where you may already conduct business. It’s easy and costs you nothing to join. Enroll your AmeriCU Business Visa® Debit Card. Once enrolled, use your card to make qualifying purchases at participating merchants. Then sit back and watch your discounts roll in as credits on your account statement. Could it be any simpler? Visit for a current list of participating merchants.

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