Business Equipment Term Loan
- Max loan amount: $250,000.
- Maximum 10-year term and amortization, depending on estimated useful life of equipment.
- 20% down payment required.
Express Vehicle Term Loan
- Maximum loan amount: $50,000
- Maximum loan-to-value: 120%
- Maximum 7-year term and amortization
- Cannot be used for fleet vehicle financing
- Limited to cars, pick-ups, vans, and SUV's
To begin the application process please bring a completed Express Vehicle Loan Application into your nearest Financial Center or mail to:AmeriCU Credit Union Attn: Member Business Services 1916 Black River Blvd. NRome, NY 13440-9974
Business Vehicle Term Loan
- Maximum loan amount: $500,000
- Maximum loan-to-value ratio up to 80%
- Maximum 10-year term and mortization, depending upon the estimated useful life of vehicle(s)
Commercial Real Estate Mortgage Loan
- Max loan amount: $1,500,000.
- Maximum loan-to-value up to 80%