Cash Management Services

AmeriCU’s web-based software application provides your business with electronic payment origination, easy and convenient check processing, and secure transmission options – exclusively for AmeriCU Business Members.

AmeriCU has the business solutions you need. For every day. For every thing.

ACH Portal

  • Easy to use for your many ACH needs including payroll, membership dues (gym, golf,
    contributions, etc.), rent payments, invoices, cash concentration and tax payments
  • Safe & secure. Your business gets its own unique website. Protect your information with
    secure tokens, dual security controls, and the ability to set up multiple profiles
  • Competitively priced & can even create savings for your business
  • Reduces mailing costs
  • Saves time
  • Helps ensure regulatory compliance
  • Allows you to download multiple file types (CSV, XLS)
  • Provides detailed reporting
  • Eliminates lost or stolen checks
  • Allows you to collect payments faster

Smart Deposit for Business

  • A convenient and easy solution to electronically deposit your business checks anytime, anywhere
  • Save time and money by doing your banking right from your business. Electronic deposits cut your costs on commuting and reduce mailing fees
  • Available 24/7 on desktop and mobile
  • Provides access to check images right from the application
  • Allows multiple check deposits at a time
  • Provides faster access to cash
  • Decreases the risk of check fraud
  • Allows you to customize and export reports

Business Lending

When it comes to managing your business, you need a financial partner eager to sit down and discuss the solutions that will help your business thrive. AmeriCU’s Commercial Loan Officers will help guide your business’s credit strategy with our wide range of commercial lending products. Learn more about business lending.



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With convenient locations, Online & Mobile Banking, a 24/7 Member Service Center & over 500 fee-free ATMs (for members), AmeriCU makes it easy to do your banking how & when you want. Plus, our friendly local staff is always here to help you. Find a location.

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Business Partnership

There is no cost or obligation to become a Business Partner, and there is no cost for your employee to become a member of AmeriCU. Plus, when you become a Business Partner, your employees receive access to a variety of AmeriCU-exclusive features. Learn more about becoming a business partner.