Pay down your debt faster with one of these options!

Want to walk through all your money-saving options? Let’s connect! You can use the Live Chat feature below, Make an Appointment, or stop in to any AmeriCU location to learn more.

AmeriCONNECT Visa Credit Cards

AmeriCONNECT Visa® Credit Cards

Consolidate your store cards or other bank credit cards into one, monthly payment and an interest rate that may be significantly lower than your other cards.

Certificate and Share-Secured Loans

Debt Consolidation Loan

Take your bills and combine them into one low, monthly payment when you choose an unsecured personal loan with flexible terms that allow you to pay off that loan over time.

Home Equity Installment Loan

Home Equity Loans + Lines of Credit

Let’s connect you with the equity in your home to consolidate your debt! A fixed-rate loan or a line of credit is a great option to lower the rate on all your debt, giving you one payment you can afford.

Financial Courses and Counseling

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Debt Management

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Healthy Financial Habits

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Building Emergency Savings

There’s so much more too! Interested in seeing all the financial wellness courses we have to offer? Visit our AmeriCU Financial Wellness Center now.

You may also be interested in

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Online + Mobile Banking

Log in to access your accounts, make loan payments or transfers, check pending transactions, pay bills, and more!

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News, Events, and Education

Take a look at some exciting things happening at AmeriCU and in our local community!

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Account Access

Always on the go? Or, maybe you prefer the comforts of home. Whatever your lifestyle, AmeriCU can connect you wherever you are!

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

Best Companies To Work For

News

Apr 19, 2024

AmeriCU Credit Union named one of the best companies to work for in New York for the eighth year

AmeriCU Credit Union has been named one of the Best Companies to Work for in New York State for the eighth year. This recognition underscores the credit union’s commitment to fostering a positive work environment and cultivating a culture of excellence.

CMN Drawing Kick Off

Events

Apr 22, 2024

CMN Drawing Kick-Off 

Children’s Miracle Network (CMN) Hospitals allow Mohawk Valley Health System to enhance maternal and child services that support our local community. CMN is a non-profit organization that raises funds for more than 170 children’s hospitals worldwide.

Budgeting for Families

Education

Apr 12, 2024

Budgeting for Families

Does the idea of setting a household budget sound intimidating? You’re not alone—in fact, one report shows that only 2 out of every 5 families use a household budget to take control of their finances.