Construction Loans - AmeriCU Credit Union

Construction Loans

AmeriCU & A Solid Foundation

There’s no better place to create meaningful connections than in your own home. Build a solid foundation with a construction loan from AmeriCU!

Just like your new home, our rates and terms are custom built for you, your construction project, and your budget.  An AmeriCU Mortgage Expert will be by your side, answering all your questions, from application until your keys are in-hand.

Our construction loans feature:

  • Finance up to 95% of your new home’s value.
  • Ability to finance in one loan all the costs to build, including land, excavation, foundation, septic, if value permits.
  • Option to pay interest-only during construction, up to the first 12-months.
  • Down payments as low as 5%.


The market may be changing, but our commitment to saving you money while building or remodeling your new home isn’t. AmeriCU’s mortgage experts will be by your side from application through closing, answering all your questions along the way!

Tips from AmeriCU Mortgage Executives


AmeriCU & You

AmeriCU & Rebecca

“I’ll be the first to admit – it’s not been easy shopping for a new home in this economy! Spending days endlessly scrolling Zillow, looking for the perfect house and not finding one that checks every box in my husband and I’s HGTV-obsessed heads, was frustrating. That’s when we decided to give AmeriCU a call. After connecting with Katie, we found out that building our own home wasn’t financially out of reach for us! AmeriCU had the right solution for financing a home we almost never considered – a brand new construction that was truly our own.”

*Subject to credit approval and other requirements. Terms, conditions and requirements subject to change.