Mortgage Center


Why an AmeriCU Mortgage?

Whether you’re thinking of buying your first home, relocating, purchasing a vacation property, or building a new home, AmeriCU’s got you covered! Or maybe it's time to refinance your existing mortgage and take advantage of today's lower rates. One of AmeriCU’s mortgage financing experts can help you! (We can even provide you with homeowners insurance!) Compare and you’ll find that AmeriCU offers:

  • Better rates + lower fees.
  • Lots of options. Fixed and adjustable conventional, VA, FHA, rehab and jumbo loans, and “single-closing” construction loans.
  • Quick decisions made locally. In most cases, your mortgage will close in 60 days or less!
  • Friendly, experienced people. Our mortgage executives have helped thousands of people select the perfect mortgage – from first-time homeowners to empty nesters to commercial buyers.
  • A real relationship. At AmeriCU, you’re a member, not a number.

Learn more or apply today!

Already have a mortgage with AmeriCU?

For secure 24/7 access to: current loan balances (principal, escrow, etc.), loan history (last 24 transactions), previous year’s interest and tax payment information, as well as to make your mortgage payment online, sign on to online banking and choose the mortgage information option.

Need to speak to someone in the Mortgage Department?

  • For an existing mortgage, call 800.388.2000, ext. 3450.
  • Email:
  • For a mortgage in process, call 800.388.2000, ext. 3415. 

Mail your mortgage payment to:

AmeriCU Mortgage Payments
PO Box 4227
Rome, NY 13442-4227

Equal Housing / Equal Opportunity Lender

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