The AmeriCU Dream Mortgage


AmeriCU’s Mortgage Experts are here to help you! Call or visit one of our offices today to learn more about how to make your dream of homeownership a reality!

  • Available for single family homes, condos, or townhouses only.
  • Fixed conventional mortgages (10 to 30 years).
  • Finance 100% of your home’s value up to $250,000.
  • Free homeownership counseling.

Finance up to 100% of your new home’s value with $0 down!

A typical AmeriCU Dream Mortgage Loan with a 30 year term at 4.849% Annual Percentage Rate (APR) with no points and a $0 down payment would have 360 monthly payments of $5.14 per $1,000 borrowed. Payments do not include amounts for taxes and insurance premiums; the actual payment may be greater. Rate advertised is for a first-lien purchase-money mortgage on owner-occupied single-family homes, condos, or townhouses only. Rates, terms and conditions vary depending on each individual’s credit history and underwriting factors and are subject to change without notice. Loans are subject to credit approval. Other restrictions may apply. Equal Housing Lender. Membership restrictions apply. Federally insured by NCUA.