AmeriCU. The definition of easy


/ee-zee/, adjective

  1. with little difficulty
    It’s easy to switch all your accounts to AmeriCU.
  2. not hard to do
    AmeriCU’s online application makes it easy to join.
  3. joining AmeriCU
    Instant-issue debit cards make it easy to use your account right away.

AmeriCU Logo

The definition of easy.

Join Today


AmeriCU makes it easy to join!

With our easy-to-use online application, you can open a new account, make a deposit, and start enjoying all of the benefits of AmeriCU membership – all from your computer, tablet or smartphone! Or, you can visit any of our 19 convenient locations to meet our friendly, local staff – no appointment necessary! We’re even open on Saturdays!* AmeriCU. For every day. For everything.


/ee-zee/, adjective

  1. Instant-issue debit cards.
    No more waiting for a debit card to arrive in the mail. You’ll have your new debit card right away!
  2. 19 convenient locations.
    Find your local AmeriCU Financial Center and visit us today!
  3. Online & mobile banking.
    Top-of-the-line online banking with free apps for smartphones and tablets including BillPay, budgeting and goal setting tools, eAlerts and more.
  4. No appointment necessary.
    Visit us anytime we’re open (even Saturdays!*) and we’re here to help you open an account, apply for a loan, or whatever you need.

As a credit union, we are a not-for-profit financial institution owned by members like you. We provide you with all the products and services you need – often with low or no fees, and better rates. Whatever your goals, AmeriCU has an account for you! Our checking, savings, and loans help you live life, dream big and achieve financial success! Wherever you are in Central and Northern New York, AmeriCU is your local credit union.

Our local roots run deep. We’ve been a part of the community since 1950 and we’re here to stay. AmeriCU is dedicated to improving the communities we serve through philanthropy, financial education, volunteerism, and more. Whether you’re visiting one of our 19 convenient locations, using our top-of-the line mobile apps, logging in to Online Banking, calling our 24/7 Member Service Center or at one of our over 500 fee-free ATMs (for members), AmeriCU makes it easy to do your banking how & when you want. Plus, our friendly, local staff is always here to help you.


* The following Financial Centers are open from 9:00AM – 12:00PM on Saturdays: Rome, Auburn, Camillus, Cazenovia, Cicero, Commercial Drive, Cortland, Fayetteville, Fort Drum, Liverpool, Oneida, Syracuse, Watertown.