Why Choose AmeriCU?

At AmeriCU, we’re more than just a financial institution—we’re your financial partner. With over 75 years of trusted service, we’re committed to providing innovative banking solutions that help you build a secure future. When you become a member, you’re not just another account number—you’re part of a community.

AmeriCU was founded with one goal in mind: to help our members achieve financial success. We’re not for-profit, which means that every dollar you invest in your membership helps improve your financial opportunities. We put YOU at the center of everything we do. When you become a member, you become an owner—sharing in our success.

Auburn Financial Center

295 Grant Ave.

Auburn, NY 13021

  • Financial Center Hours

  • Monday 9:00 AM – 4:00 PM
  • Tuesday 9:00 AM – 4:00 PM
  • Wednesday 9:00 AM – 4:00 PM
  • Thursday 9:00 AM – 4:00 PM
  • Friday 9:00 AM – 5:00 PM
  • Saturday 9:00 AM – 12:00 PM
  • Sunday Closed
  • Drive-Up Interactive ATM with Live Teller Assist

  • Monday 9:00 AM – 5:00 PM
  • Tuesday 9:00 AM – 5:00 PM
  • Wednesday 9:00 AM – 5:00 PM
  • Thursday 9:00 AM – 5:00 PM
  • Friday 9:00 AM – 5:00 PM
  • Saturday 9:00 AM – 12:00 PM
  • Sunday Closed
  • 24/7 Interactive ATM

What AmeriCU Membership Means for You

What AmeriCU Membership Means for You

When you open an account with AmeriCU, you unlock exclusive access to a range of benefits and services that will help you take control of your financial future:

  • Competitive Rates on savings, loans, and credit cards
  • No Hidden Fees—with straightforward banking
  • Access to Over 30,000 ATMs Nationwide—fee-free!
  • Mobile Banking—Bank on your time, from anywhere
  • Dedicated Support—We’re here to help you every step of the way

  • As a member, you’re not just banking—you’re part of a family, and your voice matters. With us, you’re more than a customer. You’re a member-owner.
    We’re Here for You Every Step of the Way

    Join AmeriCU!

    Whether you’re saving for the future, buying your first home, or building your credit, AmeriCU is with you every step of the way. Join us today and experience exceptional service and unbeatable products designed with your best interests in mind.

    Become a Member in Just 3 Easy Steps:
    1. Apply Online: Sign up and complete your membership application.
    2. Fund Your Account: Add funds to your new account.
    3. Start Enjoying Benefits: Access your new account and explore all the benefits of being an AmeriCU member!

    Alina Decker

    Meet the Manager

    Welcome to AmeriCU!

    I’m Alina Decker, the Assistant Financial Center Manager of AmeriCU’s Auburn location. I was born and raised in Auburn and I’m proud to serve the community I’ve always called home. I’ve worked in the financial industry since 2010 and joined AmeriCU in 2019. I’m passionate about helping our members live life, dream big, and achieve financial success.

    When I’m not working, you’ll likely find me boating or enjoying time at the lake with my family. Building relationships and supporting the financial goals of my neighbors is truly a rewarding part of what I do every day.

    Contact Me!
    Email: [email protected]
    Phone: 315.356.3000 ext.6312

    Current Rates

    Vehicle Loans
    Vehicle Loans
    As low as
    5.74%APR
    Home Equity Loan
    Home Equity Loan
    As low as
    5.74%APR
    Marine Loan
    Marine Loan
    As low as
    6.74%APR
    Share Certificates
    Share Certificates
    As high as
    4.25%APY*
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    6-Month Share Certificate – 4.25% APY*

    A short-term savings option with one of our highest rates! Make the most of the next six months – you’ll be surprised how much you’re able to save in so little time.

    View Disclosures and Current Rates

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    Checking Accounts

    Earn rewards for your purchases, or a high-rate, with AmeriCU’s new checking accounts! Plus, get an instantly-issued debit card and get paid a day early with qualifying direct deposit.**

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    Mortgages

    Fixed or variable rate? First time homebuyer or veteran? AmeriCU has a mortgage to get you there. It’s still a great time to buy, so make the move with AmeriCU!

    Nearby Locations

    AmeriCU ATM

    1 Loop Road Auburn, NY 13021

    View Details

    AmeriCU ATM

    352 West Genesee Street Auburn, NY 13021

    View Details

    CO-OP ATM

    The Summit FCU 877 Route 13 Cortland, NY 13045

    View Details

    Texting your zip code to “91989” is a way to find the nearest surcharge-free ATM using the Shared Branching network!

    Let's Connect

    Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

    Latest From AmeriCU

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    News

    Jan 18,2024

    AmeriCU Credit Union’s Auburn Financial Center grand unveiling of the new remodel

    AmeriCU Credit Union’s Auburn Financial Center has undergone a remarkable transformation to better serve their members. The newly remodeled location offers the perfect blend of technology with the same personal service members have come to expect.
    Auburn Shre Day 2025

    Events

    Jul 26, 2025

    Free Mobile Shred Day at Auburn Financial Center

    Join us for a FREE Mobile Shred Day!
    Healthy Financial Habits

    Education

    Apr 14,2025

    Healthy Financial Habits

    If you ever feel overwhelmed by your financial situation, you’re not alone. In fact, nearly half of all Americans live paycheck to paycheck—struggling to pay their bills or save for the future.

    *Annual Percentage Yields (APYs) current as of 27th April 2025 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.

     

    **If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.