MEDICARE

We’re here to help

Our Certified Medicare Specialists are here to help you and are available to discuss your Medicare options, enrollment, or plan changes with free office hours listed below. Drop in to speak with one of our Certified Medicare Specialists (served on a first come, first served basis), call 800.352.9699 (TTY 711) Monday – Friday 9AM to 5PM, or email us at [email protected] to schedule a personal consultation. We can help you learn about:

• How & when to enroll in Medicare
• Part A & Part B benefits
• Differences between Medicare Supplement & Medicare Advantage Plans
• Part D coverage and the “coverage gap”
• Annual election periods
• Enrollment eligibility
• How to determine what options are best for you

In most cases, you must stay enrolled in the plan you choose for that calendar year (starting the date your coverage begins). In certain situations, you may be able to join, switch or drop Medicare Advantage plans during a Special Enrollment Period. A few examples of a Special Enrollment Period are:

• If you lose creditable coverage (loss of employer group coverage)
• If you make a permanent move into or out of the plan’s service area
• If you have both Medicare and Medicaid
• If you become approved for Low Income Subsidy (LIS — extra help) or NYS EPIC
• If you qualify for any other exceptional conditions determined by the Centers