MemberPlus Relationship Tiers
The total value of your deposits, loans, and the financial services you use qualify you for one of four MemberPlus benefit levels; the more you have with AmeriCU – the greater the benefit. Take a look at the MemberPlus tiers below to see which you’d qualify for. Not sure what’s right for you? Let’s connect you with a Member Relationship Advisor!
Core
No minimum total account balances and no minimum service requirements.
Connect
- $25,000 minimum total account balances.
- Requires Savings, Checking, Direct Deposit, Online + Mobile Banking, eStatements, and an active AmeriCONNECT Visa Debit.
- Up to $8 in ATM rebates per month.
- Share Certificate Rate Enhancement of +0.05%.*
- Loan Rate Discount of -0.10%.**
- Closed End Home Equity Loan Rate Discount of -0.10%.***
Connect Plus
- $100,000 minimum total account balances.
- Requires Savings, Checking, Direct Deposit, Online + Mobile Banking, eStatements, and an active AmeriCONNECT Visa Debit.
- Up to $10 in ATM rebates per month.
- Share Certificate Rate Enhancement of +0.10%.*
- Loan Rate Discount of -0.25%.**
- Closed End Home Equity Loan Rate Discount of -0.25%.***
Partner
- $250,000 minimum total account balances.
- Requires Savings, Checking, Direct Deposit, Online + Mobile Banking, eStatements, and an active AmeriCONNECT Visa Debit.
- Up to $15 in ATM rebates per month.
- Share Certificate Rate Enhancement of +0.15%.*
- Loan Rate Discount of -0.50%.**
- Closed End Home Equity Loan Rate Discount of -0.25%.***
Flex
- No minimum total account balances.
- Requires Savings, Checking, Direct Deposit, Online + Mobile Banking, eStatements, and an active AmeriCONNECT Visa Debit.
- Up to $10 in ATM rebates per month.
- Share Certificate Rate Enhancement of +0.05%.*
- Loan Rate Discount of -0.10%.**
- Closed End Home Equity Loan Rate Discount of -0.05%.***
You may also be interested in
Overdraft Protection
Having a check returned due to insufficient funds can be a costly, inconvenient, and potentially embarrassing experience. That’s why we offer Member Privilege, a special overdraft service for members of AmeriCU.
Account Access
Always on the go? Or, maybe you prefer the comforts of home. Whatever your lifestyle, AmeriCU can connect you wherever you are! We make it easy to manage your money so you can manage your life.
Online + Mobile Banking
Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union invests in community engagement with Zoo New York’s Mobile
AmeriCU Credit Union is excited to announce its support of Zoo New York’s Mobile to bring the wonders of the animal kingdom directly to our community. The Zoo Mobile offers a wide variety of educational experiences that allow the zoo to come to you.
Events
$100,000 Miracle Drawing to benefit CMN Hospitals at MVHS
Each year AmeriCU is a proud supporter of the $100,000 Miracle Drawing to benefit CMN Hospitals at MVHS which helps sick and injured children in our community.
Education
Credit Scores and Reports
Your credit can have a big impact on your financial life. Credit scores and reports provide a snapshot of the financial habits that financial institutions, cell phone companies, credit card companies, and others use to get a sense of your creditworthiness.
*If required products and services are not maintained during the term, your enhanced Share Certificate rate will revert back to the regular Share Certificate rate available at the time of opening, for the remainder of the term. Promotional rate offers do not qualify for rate enhancement.
**Loan Rate Discount applies to eligible loans with automatic payment (payroll distribution, auto-transfer or ACH origination). Marine/RV Loans, Indirect Vehicle Loans, Share-Secured Loans, Share Certificate-Secured Loans, Mortgages, Home Equity Lines of Credit, Home Renovation Loan, Home Improvement Loan, and Credit Cards are not eligible for rate discounts. Promotional rate offers do not qualify for rate enhancement.
***Closed End Home Equity Loan Discount applies to Closed End Home Equity Loans with automatic payment (payroll distribution, auto-transfer or ACH origination) only. Some restrictions apply. Please ask your AmeriCU representative for complete details on current rates, terms, and conditions.
Program requirements and benefits are subject to change at any time without notice. Benefit level qualifications will be reviewed and adjusted quarterly.