Health Savings Accounts
High-Deductible Health Plans
For members who are covered by a High Deductible Health Insurance plan, AmeriCU offers Health Savings Accounts (HSAs). Members can make tax-deductible contributions into their accounts, accumulate tax-deferred earnings and withdraw funds tax-free for qualified medical expenses.
We are pleased to offer this as either a single or a family savings option.
Health Savings Accounts Benefits
- Earn dividends on account balances of $25 or more
- Add an authorized signer for easy access to qualified medical expenses
- Ability to carry over contributions
- Establish a long-term savings alternative
- Portability of your assets
- Medical costs are paid with pretax dollars