Find a Great Loan Rate

Loan Credit Card Home Equity Mortgage
New Vehicle Loans 2.75%
Used Vehicle Loans 3.00%
Smart Line of Credit 9.75%

*Annual Percentage Rate (APR)

Platinum VISA Tier 1 7.90%
Platinum VISA Tier 2 (Formerly Gold) 10.90%
Platinum VISA Tier 3 (Formerly Classic) 13.90%

*Annual Percentage Rate (APR)

Term APR*
Home Equity Installment Loan 60 months 2.50%
Home Equity Installment Loan 60 months 4.25%
Home Equity Installment Loan 120 months 2.75%

*Annual Percentage Rate (APR)

30 Year Fixed Rate Conventional 3.867%
15 Year Fixed Rate Conventional 3.289%

*Annual Percentage Rate (APR)

Home Equity Information Center

For Home Equity Line of Credit -

Current member? Apply here>>

Not a member? Apply here>>

For Closed End Home Equity Application - Apply Here>>

Thank you for your interest in AmeriCU's Home Equity products. Please review our downloadable checklist of the items that are needed to submit an application for a Home Equity Loan or Line of Credit.

Upon receiving a completed application and required documentation, we will order a Credit Report and begin the review of your loan application. Although we would be pleased to accept your supporting documentation and application by mail (see below), or online (above), we suggest that you visit one of our convenient offices so that we may expedite your Home Equity Loan or Line of Credit application. You may submit your supporting documentation and application by mail to:

AmeriCU Credit Union
Home Equity Loan Department
231 Hill Road
Rome, NY 13441

If you have any questions about the Home Equity loan approval process, please call our Member Service Center at 800.388.2000.

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