Find a Great Loan Rate

Loan Credit Card Home Equity Mortgage
APR*
New Vehicle Loans 2.75%
Used Vehicle Loans 3.00%
Smart Line of Credit 9.75%

*Annual Percentage Rate (APR)

APR*
Platinum VISA 7.90%
VISA Gold 10.90%
Classic VISA 13.90%

*Annual Percentage Rate (APR)

Term APR*
Home Equity Installment Loan 60 months 2.89%
Home Equity Installment Loan 120 months 3.99%
Home Equity Installment Loan 180 months 5.25%

*Annual Percentage Rate (APR)

APR*
30 Year Fixed Rate Conventional 4.397%
15 Year Fixed Rate Conventional 3.415%

*Annual Percentage Rate (APR)

Go

Mortgage Login

Mortgages

Why an AmeriCU Mortgage?

Whether you’re thinking of buying your first home, relocating, purchasing a vacation property, or building a new home, AmeriCU’s got you covered! Or maybe it's time to refinance your existing mortgage and take advantage of today's lower rates. One of AmeriCU’s mortgage financing experts can help you! (We can even provide you with homeowners insurance!) Compare and you’ll find that AmeriCU offers:

  • Better rates + lower fees.
  • Lots of options. Fixed and adjustable conventional, VA, FHA, rehab and jumbo loans, and construction loans.
  • Quick decisions made locally. In most cases, your mortgage will close in 60 days or less!
  • Friendly, experienced people. Our mortgage executives have helped thousands of people select the perfect mortgage – from first-time homeowners to empty nesters to commercial buyers.
  • A real relationship. At AmeriCU, you’re a member, not a number.  Apply today! 

Confused? Get started with our Glossary of Home Equity + Mortgage Terms.

  

Already have a mortgage with AmeriCU?

Once you have a mortgage with AmeriCU, you can take make your mortgage payment right online via online banking!

Need to speak to someone in the Mortgage Department?

  • For an existing mortgage, call 800.388.2000, ext. 3450.
  • Email: mortgageservicing@americu.org.
  • For a mortgage in process, call 800.388.2000, ext. 3415.

  

Mail your mortgage payment to:

AmeriCU Mortgage Payments
PO Box 4227
Rome, NY 13442-4227

You are now leaving the AmeriCU website.

By accessing this link, you will be leaving AmeriCU's web site and entering an alternate web site not operated by the credit union. Although AmeriCU has approved this as a reliable partner site, please be advised that AmeriCU is not responsible for the content of the alternate web site. AmeriCU does not represent either the third party or the member if the two enter into a transaction; and the Privacy and security policies may differ from those practiced by the credit union.

Continue to external site. Stay on this page.