Become A New Member

Enjoy personalized support, community-focused care, easy accessibility, and great rates as a member of the AmeriCU family.

At AmeriCU, we’re ready to support your real life—and the big plans you have for your future. Whether you’re looking for your dream mortgage, protection for your family, or want to take steps towards financial wellness, we’re here for you.

In Your Pocket

Don’t worry about adding an extra stop on the way home or scheduling another appointment; everything you need for financial wellness is in your pocket when you choose AmeriCU. We have convenient, easy-to-use, and 100% free mobile banking and credit card apps—optimized for iOS and Android devices.

No matter where you are, you’ll be able to view account balances, view recent transactions, pay any bills, manage deposits, and find your nearest ATM. With our credit card app, you can view transactions, make payments, enjoy secure multi-factor authentication, and even report a lost or stolen card. Ultimately, our solutions seamlessly integrate into your life. We’re bringing the credit union to you. We’re wherever you need us to be.

Mobile phone on AmeriCU app

On Your Side

At AmeriCU, we know that financial stress doesn’t always happen on schedule. Our 24/7 member support will be available to assist with anything you need—and we’ve made sure that all of the services we offer you, from our cards to our apps to our online banking, have all of the tools you need to feel secure at all times no matter where you are.

We’re here to keep you notified immediately if we notice anything suspicious—if we see anything out of the ordinary, we’ll send you a phone call or a text to get your approval. Our fraud alerts make it easy for you to relax, knowing we’re watching to keep you safe.

No matter what, AmeriCU is ready to provide safe, easy, and convenient support. We’re on your side. We’ve got your back.

woman outside with caption: AmeriCU Fraud Alert

In Your Community

Since 1950, we’ve been working hard to support every part of your daily life. That goes beyond simply being in town. AmeriCU is a proud supporter of local families and the causes that matter most to you.

From our ties with the American Heart Association to our support of the Children’s Miracle Network, we’re committed to being there for you as you live your life. We give back to our communities, we contribute to our members’ dreams, and we provide tireless support whenever we can. When our communities achieve financial success, we’re proud to be part of that.

At AmeriCU, we’re more than a credit union—we’re a part of your community. Join our family, and we’ll just keep doing what we do best: Supporting you, right where you are, no matter what.



More from AmeriCU

AmeriCU logo on Financial Center door

Checking & Savings

Whether you need free checking, savings account, an account that earns dividends, or even a fresh start, AmeriCU has the right checking & savings options to fit your needs!

AmeriCU Credit card

Credit Cards

Use your AmeriCU Visa® Credit Cards for everything you buy and enjoy lower rates, no annual fee, and great benefits. With an AmeriCU Credit Card, you can know you’ve made a smart choice. View Current Rates

AmeriCU Kiosk


AmeriCU has an extensive network of fee-free ATMs throughout Central and Northern New York for our members including all AmeriCU Financial Centers and many Stewart’s Shops, Cliff’s Local Market & Byrne Dairy locations. A full list of our fee-free ATMs is available in our ATM Finder.