You own the place.

Image: Great rates on mortgages and home equity loans. AmeriCU. Terms and Conditions apply. Equal Housing Lender. Federally Insured by NCUA

At AmeriCU, folks stroll in like they own the place. And that’s because they actually do. AmeriCU isn’t a bank. We’re a credit union created to serve the best interests of our members. Members who get all kinds of perks, like great rates on mortgages and home equity loans, plus a lot more. To learn more, stop into one of our financial centers or call 1.800.388.2000 today!


Whether you’re thinking of buying your first home, relocating, purchasing a vacation property, or building a new home, AmeriCU’s got you covered! Or maybe it’s time to refinance your existing mortgage and take advantage of today’s lower rates. One of AmeriCU’s mortgage financing experts can help you! Compare and you’ll find that AmeriCU offers:

  • Lots of options. Fixed and adjustable conventional, VA, FHA, rehab and jumbo loans, and construction loans.
  • Quick decisions made locally. In most cases, your mortgage will close in 60 days or less!
  • Friendly, experienced people. Our mortgage executives have helped thousands of people select the perfect mortgage – from first-time homeowners to empty nesters to commercial buyers.

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Home Equity Loans

If you’re interested in financing larger expenses such as major home improvement, a new vehicle, high-interest debt consolidation, educational expenses, or something else, maybe a Home Equity Loan is for you! And, the repayment term and payment amounts are fixed for the life of the loan!

Home Equity loans offer:

  • Low non-variable interest rates for the life of the loan.
  • Terms up to 30 years
  • No or low closing costs.
  • Short processing time.
  • Possible tax advantages (We always advise that you consult a professional tax advisor or accountant. If applicable, these tax savings will save you money compared to other types of loans)
  • All your money up front – You will get the full loan amount in one lump sum after closing.

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Call 800.388.2000 or visit your local Financial Center.

AmeriCU’s Loan Rates are subject to change without notice. This page will be updated as soon as possible after any loan rate change. Contact our Member Service Center at 1.800.388.2000 to verify.

*APR = Annual Percentage Rate. Rates current as of April 20th 2018. Rates and terms vary by individual’s overall credit history and underwriting factors and are subject to change without notice. Estimated monthly payment of $17.97 per $1,000 borrowed based on a maximum 60-month term. Equal Housing Lender. Federally insured by NCUA. Membership restrictions apply.