PaySaver Auto Loan | AmeriCU Credit Union

PaySaver Auto Loan

A Low Payment Alternative to Leasing.

How would you like the low monthly payments of a lease, without all the heavy restrictions and hidden costs of leasing? Sound impossible? It’s not. AmeriCU’s PaySaver Auto Loan program offers just that!

Like a lease, the PaySaver Auto Loan program offers payments that are considerably lower than conventional financing. But unlike a lease, with the PaySaver Auto Loan program you own the vehicle and have all of the flexibility and benefits of vehicle ownership!

PaySaver Auto Loan

  • New and pre-owned vehicles up to five years old qualify
  • Flexible loan terms of up to 72 months*
  • No down payment required
  • Annual mileage options of 12,000, 15,000 & 18,000 available
  • No security deposit or acquisition fees
  • No early payoff penalty
  • Since the title is in YOUR name you have more options prior to loan maturity and at loan maturity. Including the ability to turn your vehicle in and walk away at the end of the loan term.
  • Refinance your current vehicle loan to reduce your monthly payments with the PaySaver Auto Loan program.
  • Enables you to easily upgrade and/or change your vehicle every couple of years!

Apply Now

To find out more about the PaySaver Auto Loan program, call or stop by AmeriCU today or go to the PaySaver Calculator to see for yourself how low your auto loan monthly payment can be!


Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value and are subject to change without notice. Applications are subject to credit approval. *A typical new auto loan of $30,000 at 3.74% APR would have 71 monthly payments of $404 each month, and would include a balloon payment due at loan maturity of $5,475. Rates current as of May 4, 2021.