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Find a Great Loan Rate

Loan Credit Card Home Equity Mortgage
APR*
New Vehicle Loans 2.75%
Used Vehicle Loans 3.00%
Smart Line of Credit 9.75%

*Annual Percentage Rate (APR)

APR*
Platinum VISA 7.90%
VISA Gold 10.90%
Classic VISA 13.90%

*Annual Percentage Rate (APR)

Term APR*
Home Equity Installment Loan 60 months 2.89%
Home Equity Installment Loan 120 months 3.99%
Home Equity Installment Loan 180 months 5.25%

*Annual Percentage Rate (APR)

APR*
30 Year Fixed Rate Conventional 4.397%
15 Year Fixed Rate Conventional 3.415%

*Annual Percentage Rate (APR)

Find a Great Deposit Rate

Saving Checking CD
Share Savings
Min. Bal. APY* Dividend Rate
$50 - $999.99 0.100% 0.100%
Holiday & Vacation Clubs
Min. Bal. APY* Dividend Rate
$50 - $999.99 0.100% 0.100%

*Annual Percentage Yield (APY)

Prestigious Checking
Min. Bal. APY* Dividend Rate
$25,000 and up 0.400% 0.399%

*Annual Percentage Yield (APY)

32 - 89 Day Certificate
Type Min. Bal. APY*
Core $ 1,000 0.100%
60 - 72 Month Certificate
Type Min. Bal. APY*
Core $ 500 1.600%

*Annual Percentage Yield (APY)

Personal

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Discover why thousands of people have switched to AmeriCU! Whether you're looking to open a checking or savings account, invest in an IRA, get a great rate on a mortgage or home equity loan, you've come to the right place. Joining is easy. If you live, work, worship, or attend school in Central and Northern New York, membership is open to you. Join Today »

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