AmeriCU Is Everywhere You Are!
It’s easy to stay connected no matter where you go, with features like:
- Online + Mobile Banking – and all the convenient eServices and features you need to manage your account.
- The AmeriCU app – it’s easy, convenient, and your money is never far from where you need it most. View balances and recent transactions, pay bills, find the AmeriCU nearest you, and more! Download today in The App Store or on Google Play.
- AmeriCONNECT Visa® Debit Cards – issued instantly while you’re at any Financial Center!
- 24/7 Access to AmeriCU Interactive ATMs
- Surcharge Free Access to a CO-OP Network of over 30,000 ATMs
- Shared Branching Coast to Coast
- Direct Deposit
- Overdraft Protection
- 24/7 Member Contact Center – just click ‘Let’s Talk’ in the right-hand corner to get started.
Online + Mobile Banking
Access your accounts from your desktop or mobile device, without ever having to visit a Financial Center, and take advantage of a variety of eServices, including:
- Remote Deposit – Deposit a check using your smartphone – just by taking a picture!
- eStatements – Go paperless and get all your statements in one place.
- Transaction Alerts – Get customized alerts by email or text for the things you want to know about, like low balances, ATM withdrawals, deposits, checks clearing, and more.
- Fraud Alerts – Connect your cell phone number with your account and we’ll text you if we see any suspicious activity, that way you can immediately let AmeriCU know if its legitimate or not.
- Account Overview – Check your balances, monitor transactions, make payments, and easily manage your accounts.
- Account Transfers – Transfer money between your shares, or from another financial institution.
- Travel Status – Notify us when you’re travelling for uninterrupted card access.
AmeriCONNECT Visa® Debit Cards
Unlike other banks that make you wait days or weeks for your new card, AmeriCU instantly issues your new AmeriCONNECT Visa® Debit Cards right when you open your account!
AmeriCONNECT Visa® Debit Cards feature:
- No monthly fees or check charges
- Purchase Rewards – activate rewards and earn cash back from hundreds of merchants.
- 5,000+ shared branching locations
- Zero liability from fraud
Interactive ATMs
An Interactive ATMs operates similarly to your every day ATM with one, new difference – you can now chat directly with an AmeriCU representative during regular business hours and perform virtually any transaction as if you were right at the teller line! With an Interactive ATM, you can:
- Deposit money
- Take out cash
- Deposit checks
- Check account balances
- Transfer between accounts
- Make loan payments
- Get a statement
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Overdraft Protection
Having a check returned due to insufficient funds can be a costly, inconvenient, and potentially embarrassing experience. That’s why we offer Member Privilege, a special overdraft service for members of AmeriCU.
Locations+ ATMs
Wherever you are, you’re never far from AmeriCU! With 19 Financial Centers throughout Central and Northern New York, over 30,000 surcharge-free ATMs nationwide, and access to a nationwide Shared Branching network, we make it easy to connect.
Virtual Financial Center
Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team! It’s convenient, easy, and available wherever you go.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union wins national award
AmeriCU Credit Union has won a Diamond Award by America’s Credit Unions Marketing & Business Development Council for co-hosting the Tunnel to Towers 9/11 NEVER FORGET Mobile Exhibit. The annual Diamond Awards recognize outstanding achievements in the credit union industry.
Events
CMN Drawing Kick-Off
Children’s Miracle Network (CMN) Hospitals allow Mohawk Valley Health System to enhance maternal and child services that support our local community. CMN is a non-profit organization that raises funds for more than 170 children’s hospitals worldwide.
Education
Budgeting for Families
Does the idea of setting a household budget sound intimidating? You’re not alone—in fact, one report shows that only 2 out of every 5 families use a household budget to take control of their finances.