Open a new checking account with FREE online + mobile banking and get a $50 bonus!* Visit your local financial center, open an account online, or call our Member Service Center at 1.800.388.2000 to get started!
All AmeriCU checking accounts feature FREE Direct Deposit, a NO-fee VISA® check/debit card and ATM access (with hundreds of FREE ATMs), FREE 24-hour phone, mobile and online banking (with bill pay and online check imaging), unlimited check writing (NO per-check fees), check safekeeping, available Member Privilege overdraft protection, and FinanceWorks, our FREE online personal financial management tool. Federally insured by NCUA.
Compare Checking Accounts Below
May Be for You If...
|Dividends 1||Direct Deposit 2|
|iQ Student Checking||You are age 18-25 (Note: At age 26, account converts to Freedom Checking.)||NONE||NONE||NONE||FREE|
|iQ Student Checking Value-added Services: FREE How to Balance Your Checkbook Guide FREE quarterly subscription to Brass Magazine and Brass Online FREE AMEX Travelers Cheques (one signer) for Spring Break in April Reimbursement of up to eight non-proprietary ATM fees per month|
|Freedom Checking||You want a basic account and maintain lower balances||NONE||NONE||NONE||FREE|
|Performance Checking||You maintain higher balances and want dividends||$5 waived if $1000+ avg. daily balance maintained||$2500||YES with $2500+ average daily balance maintained||FREE|
|Prestigious (Tiered) Checking||You maintain high balances and want tiered dividends||$10 waived if $5000+ avg. daily balance maintained||$5000||YES with $5000+ average daily balance maintained||FREE (required)|
|Prestigious (Tiered) Checking Value-added Services: FREE standard checks FREE money orders NO-fee AMEX Travelers Cheques Reimbursement of up to six non-proprietary ATM fees per month|
|Privileged Checking||You are 50+ and want dividends||NONE||$500||YES with $500+ average daily balance maintained||FREE|
|Privileged Checking Value-added Services: FREE standard checks FREE money orders NO-fee AMEX Travelers Cheques Discounts|
|Health Savings Account (HSA) Checking||You are covered by a High-Deductible Health Plan||NONE||$25||YES with $25+ average daily balance maintained||FREE|
|Health Savings Account (HSA) Checking Value-added Services: Make tax-deductible contributions into HSA, accumulate tax-deferred earnings, and withdraw funds tax-free for qualified medical expenses. Roll over funds year to year and establish a long-term investment alternative. Single or family checking options available.|
1 - Dividends are compounded & paid monthly
2 - Direct deposit includes payroll, Social Security and/or Pension
*$50 eServices Bonus offered for new personal checking accounts in good standing with direct deposit, online banking, eStatements, and at least six (6) VISA™ check/debit card transactions within 60 days of account opening only. The bonus will be provided 61 days after the account is opened (or next business day in case of a weekend or holiday) only if minimum balance and required service criteria are retained during this required period and account is in good standing. Depending on the type of checking account opened, the account may pay no dividends, or pay dividends up to 0.35% Annual Percentage Yield (APY). Required minimum balances range from $0 to $25,000. Fees may reduce earnings and APYs for dividend-paying accounts are variable and may change after an account is opened. Rates current as of 8/1/15. Payment of taxes on all interest and bonus earnings will be the responsibility of the recipient. Equal Housing Lender. Membership restrictions apply. Federally insured by NCUA.