Find a Great Loan Rate

Loan Credit Card Home Equity Mortgage
New Vehicle Loans 1.99%
Used Vehicle Loans 2.99%
Smart Line of Credit 9.75%

*Annual Percentage Rate (APR)

Platinum VISA Tier 1 7.90%
Platinum VISA Tier 2 (Formerly Gold) 10.90%
Platinum VISA Tier 3 (Formerly Classic) 13.90%

*Annual Percentage Rate (APR)

Term APR*
Home Equity Installment Loan 60 months 2.50%
Home Equity Installment Loan 60 months 4.25%
Home Equity Installment Loan 120 months 2.75%

*Annual Percentage Rate (APR)

30 Year Fixed Rate Conventional 4.367%
15 Year Fixed Rate Conventional 3.423%

*Annual Percentage Rate (APR)

Vehicle Loans

 If you're thinking about buying a vehicle, consult our handy Vehicle Buying Checklist first! 

Remember, it pays to get pre-approved at AmeriCU before you shop, so you know what your rate will be. Also, you'll be in the driver's seat, knowing how much you can afford and what you're willing to pay.

Don't forget to negotiate the price and be sure to check our current rates. (The rate you pay will be determined by the amount and term of loan and your credit history. Rates are subject to change.)

Apply Today!

For additional instructions on how to apply for a loan through online banking, please click here.

Make a Payment

AmeriCU Loan Payments
PO Box 4179
Rome, NY 13442-4179


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