- No minimum aggregate account balance.
- No minimum service requirements.
MemberPlus is AmeriCU’s Relationship Pricing program that lets you use the power of your AmeriCU relationship to enjoy enhanced loan and Share Certificate rates and earn ATM rebates. There are no reward points to track— just a strong financial relationship that can keep earning you extra benefits! The more you have with AmeriCU – the greater the benefit. To qualify, you need to maintain the right aggregate balances and services:
Your individual account’s total value of deposits, loans, and financial services you use qualify you for one of four MemberPlus benefit levels. It’s that easy!
Aggregate Account Balances are for Shares, Loans, Credit Cards, and Investments per account under the same (individual) account number.
If you want the benefits of Member Plus, but not the balance requirements, choose Flex – the convenience of automated services with benefits!
What you need to bring with you:
You face important financial decisions every day. Give yourself the tools you need to be prepared! Learn more about financial wellness.
We have great rates on all the financial services you need. Check out our current rates!
*If required products and services are not maintained during the term, your enhanced Share Certificate rate will revert back to the regular Share Certificate rate available at the time of opening, for the remainder of the term. Promotional rate offers do not qualify for rate enhancement.
**Loan Rate Discount applies to eligible loans with automatic payment (payroll distribution, auto-transfer or ACH origination). Marine/RV Loans, Indirect Vehicle Loans, Share-Secured Loans, Share Certificate-Secured Loans, Mortgages, Home Equity Lines of Credit, Home Renovation Loan, Home Improvement Loan, and Credit Cards are not eligible for rate discounts. Promotional rate offers do not qualify for rate enhancement.
***Closed End Home Equity Loan Discount applies to Closed End Home Equity Loans with automatic payment (payroll distribution, auto-transfer or ACH origination) only. Some restrictions apply. Please ask your AmeriCU representative for complete details on current rates, terms, and conditions.
Program requirements and benefits are subject to change at any time without notice. Benefit level qualifications will be reviewed and adjusted quarterly.