Home Loans + Lines of Credit

Renovating? Finance with AmeriCU.

Looking to complete a home improvement project? You can maximize your home’s potential or get funding for your fixer upper when you apply for one of AmeriCU’s Home Loan options or Lines of Credit.

Whether you need funds quickly to get started right away, or you’re looking to support a lengthier renovation, AmeriCU has the right financing options for your home improvement projects, big and small!

Compare Home Loans + Lines of Credit

Home Improvement Loan

Home Improvement Loan

Designed for projects costing $25,000 or less. This unsecured loan doesn’t require your home or other assets as collateral. Faster loan processing times let you get started sooner, often within one business day!

Home Renovation Loan

Home Renovation Loan

Ideal for larger projects between $25,000 and $75,000, this loan is secured against your home or other assets. Equity in your home is not required. This option provides a low, fixed interest rate for the term of the loan.  Our team will work with you to minimize processing time so your renovation can start on schedule!

Home Equity Line of Credit

Home Equity Line of Credit

A Home Equity Line of Credit, or HELOC, is a great option if you’re looking to accomplish more than one home improvement project over a longer period of time. This loan is secured against your home’s equity, offers a low fixed rate for the life of the loan.

Apply today or, if you need help understanding which option is best for your project,
make an appointment to speak with one of our Member Relationship Advisors today!