Business

Business by AmeriCU

Successful businesses aren’t lucky…they’re smart. And choosing AmeriCU for all of your business’s financial needs is one of the smartest decisions you can make. We’ll work together to provide complete solutions to help you build your business – checking & savings, loans & lines of credit, and insurance** & employee benefits.

Let us help you live life, dream big, and achieve financial success!

AmeriCU Business Products

Business Deposits

Business Deposits

No matter how big or small your business – AmeriCU has great deposit options with great rates! Available for incorporated organization, association, non-profit, and charity accounts. Learn more about business deposits, or visit your local Financial Center for more information. Find your financial center.

Business Lending + Commercial Mortgages

Business Lending + Commercial Mortgages

Consolidating high interest loans, expanding inventory, buying property, purchasing a delivery vehicle, or protecting your checking account – AmeriCU is here to help. Competitive rates, flexible terms, exceptional service, and quick approvals. Learn more about business lending and commercial mortgages.

ACH Services

ACH Services

AmeriCU makes it easy to reduce cost and save time with our web-based ACH portal. This covers payroll, membership dues (gym, golf, contributions, etc.) rent payments, and more! In addition, our service allows you to collect payments faster and ensure regulatory compliance. Learn more about our ACH services.

Business Partnership

Business Partnership

AmeriCU’s Business Partner Program is a great way to add value to your business and your employees! We offer on-site enrollment events, benefits counseling, financial wellness, and more. Learn more about becoming an AmeriCU Business Partner.

AmeriCU Business Services

Our experienced team of business professionals are available to help you live life, dream big, and achieve financial success! We have the services to make your business thrive.

Online Banking

Access your accounts easily – 24 hours a day, 7 days a week.

  • Access to your accounts and loans online
  • Share account access and set limitations for you and employees you designate
  • Mobile Smart Deposit for Business: Deposit a check using your smartphone – just by taking a picture!
  • Bill Pay

Merchant Services

We offer a single option to process all of your business’s credit card transactions and processing needs.

  • Credit card, debit card, gift card, and electronic benefit card processing
  • Electronic check verification, guarantee, and conversion
  • eCommerce gateways

Employee Benefits

We, along with our partners, offer a variety of services to help you offer additional benefits to your employees.

  • Retirement Planning and Accounts from AmeriCU Investments*
  • Commercial Insurance from AmeriCU Insurance Services**
  • Financial Wellness seminars and programs

Other Services

  • Cash Concentration
  • Wires
  • ACH Services

Business Team


Photo of Brett Levitt

Brett Levitt

Commercial Loan Officer

Phone: 800.388.2000 ext. 6274

Photo of Christopher Metot

Christopher Metot

Senior Commercial Loan Officer

Phone: 800.388.2000 ext. 6222

Photo of Benjamin Mack

Benjamin Mack

Commercial Loan Officer

Phone: 800.388.2000 ext. 3359

Jasper Massey headshot

Jasper Massey

Commercial Loan Officer

Phone: 800.388.2000 ext. 6242

John Arnold

AVP, Lending Sales

Phone: 800.388.2000 ext. 6239

More from AmeriCU

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Join Today

You can become a member with just $5 if you live, work, worship, or attend school in Central or Northern New York. It’s that easy! Become a member of AmeriCU.

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Financial Wellness

Your employees face important financial decisions every day. Give them the tools they need to be prepared! Learn more about financial wellness.

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Local. Since 1950.

To us, community means giving back whenever and wherever we can. It means we love where we live just as much as you do. It means your success is our success. Learn more about our community involvement.

*AmeriCU Investments Advisors are registered representatives of CUNA Brokerage Services, Inc. Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SPIC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured. May Lose Value. No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America.

 

**AmeriCU Insurance Services is affiliated with AmeriCU Credit Union. The purchase of insurance from AmeriCU Insurance Services is not required to obtain credit or other services from AmeriCU Credit Union. Insurance products are not credit union deposits and are not NCUA insured, nor are they obligations of or guaranteed by AmeriCU Credit Union.