Routing Number: 221375802
AmeriCU has the deposits, loans, and easy cash management services for your every day business needs. So let AmeriCU work for you with our variety of financial services and solutions to accommodate any business type, small or big!
Whether you’re setting up shop at the weekly food truck rally, looking to purchase commercial space for your growing endeavors, or just need an easier way to pay for the things you need the most, AmeriCU can help manage your business’s financial needs, so you can focus on your customer’s needs. It’s as easy as that!
AmeriCU has designed deposit account solutions with your business in mind. From value-driven checking to a variety of high-performance, interest-bearing checking, savings, money market accounts, and share certificates. We have the right tools to manage your business your way.
AmeriCU offers faster lending solutions for business owners to buy the items that keep your business running. Whether you are consolidating high interest loans, expanding inventory, purchasing a delivery vehicle, or expanding or relocating your business, AmeriCU is here to help. Our local decision making is complemented by competitive rates, flexible terms, exceptional service, and quick approvals.
AmeriCU gives you the financial freedom to manage your business virtually anywhere! Enjoy a seamless and personalized experience that meets the demands of your business with our online and mobile services including ACH, Automatic Bill Pay, Remote Deposit, and more.
6 Month Term – 4.00% APY*
24 Month Term – 4.50% APY*
*Annual Percentage Yields (APYs) current as of February 15, 2023 and are subject to change. Minimum balance of $1,000 required. Penalty for early withdrawal.
AmeriCU participates in the Excelsior Linked Deposit Program (LDP) offered by Empire State Development. The LDP is an economic development initiative created to encourage and assist small businesses within New York. This reduced-rate financing program allows qualifying business to make investments to undertake eligible projects that will contribute to improving their productivity, performance, and competitiveness. The LDP helps strengthen small businesses by making borrowing less expensive.
Interested in LDP? Stop into one of AmeriCU’s Financial Centers to start the application process or contact us to learn more.
No matter how big or small your business – AmeriCU has great deposit options with great rates! Available for incorporated organization, association, non-profit, and charity accounts. Learn more about business deposits, or visit your local Financial Center for more information. Find your financial center.
Consolidating high interest loans, expanding inventory, buying property, purchasing a delivery vehicle, or protecting your checking account – AmeriCU is here to help. Competitive rates, flexible terms, exceptional service, and quick approvals. Learn more about business lending and commercial mortgages.
AmeriCU gives you the financial freedom to manage your business virtually anywhere! Enjoy a seamless and personalized experience that meets the demands of your business with our online and mobile services including ACH, Automatic Bill Pay, Remote Deposit, and more. Learn more about our Cash Management Services.
AmeriCU’s Business Partner Program is a great way to add value to your business and your employees! We offer on-site enrollment events, benefits counseling, financial wellness, and more. Learn more about becoming an AmeriCU Business Partner.
Our experienced team of business professionals are available to help you live life, dream big, and achieve financial success! We have the services to make your business thrive.
Access your accounts easily – 24 hours a day, 7 days a week.
We offer a single option to process all of your business’s credit card transactions and processing needs.
We, along with our partners, offer a variety of services to help you offer additional benefits to your employees.
Small Business Relationship Manager
Phone: 800.388.2000 ext. 6247
You can become a member with just a penny if you live, work, worship, or attend school in Central or Northern New York. It’s that easy! Become a member of AmeriCU.
Your employees face important financial decisions every day. Give them the tools they need to be prepared! Learn more about financial wellness.
To us, community means giving back whenever and wherever we can. It means we love where we live just as much as you do. It means your success is our success. Learn more about our community involvement.
*Annual Percentage Yields (APYs) current as of November 4, 2022 and are subject to change. Minimum balance of $1,000 required. Penalty for early withdrawal. Visit americu.org/save for details. Membership eligibility required. Insured by NCUA.
**AmeriCU Insurance Services is affiliated with AmeriCU Credit Union. The purchase of insurance from AmeriCU Insurance Services is not required to obtain credit or other services from AmeriCU Credit Union. Insurance products are not credit union deposits and are not NCUA insured, nor are they obligations of or guaranteed by AmeriCU Credit Union.
