Save + Spend

Life is busy, so managing your money should be easy. With mobile apps, online banking, BIG BLUE kiosks, 18 Financial Centers, a Member Service Center, text banking and more, we’re here for you any time, day or night.


A home is more than just a mortgage. It’s more than a place to hang your hat. It’s a beginning and place where memories are made. Get prequalified today and start planning for your new home.

Plan + Grow

Call us old fashioned, but we still believe in the importance of real relationships. So, we’re focused on you and providing all the tools and resources you need to plan for your future. We’re in it with you for the long haul.


You’ve worked hard to get where you are. We work hard to protect you. We’ll listen to you, be your partner, put you first and make sure that you get what you need – from insurance to identity theft protection.

Why AmeriCU?

AmeriCU is a not-for-profit credit union owned by members like you.
Yes, we are different. But that's a good thing.

AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 100,000 members and more than $1.29 billion in assets. Open an AmeriCU account with just $5 if you live, work, worship, or attend school in Central or Northern New York. Just apply online, call, or stop by any of our 19 offices, and you’ll see that we treat you like a member, not a number. After all, that is our goal: to deliver such exceptional, personalized service that you wouldn’t dream of going anywhere else for your financial services!

  • Years

    of local service and dedication

  • financial centers

    ready to serve you

  • hundred thousand dollars (+)

    donated to local charities

  • Percent dedicated

    to our members

Latest news

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Equal Housing Lender - Federally insured by NCUA - Membership restrictions apply