Connect with everything you need to do more of the things you want.

A mortgage for your first home. A loan for your new business venture. An IRA for the retirement of your dreams. Whatever you’re ready to connect with—even if it’s just a real person to answer your questions—we’ll always be ready.

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Virtual Financial Center

Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team!

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6-Month Share Certificate – 4.50% APY*

Connect with low-risk earning potential! Time is money – let’s make the most of the next six months.

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Proud to Serve 24 Counties!

We’ve expanded our field of membership to include 15 new counties across the North Country, Mohawk Valley, Central New York, and Southern Tier communities!

More choices. Fewer worries.

No matter which AmeriCONNECT Visa® Credit Card you choose, our secure chip technology, near real-time purchase alerts and zero liability from fraud give you peace of mind.

Credit Cards
Android Phone

We bank on personal experiences— even if we don’t see you in person.

Download our mobile banking app to stay connected to the banking tools you need—wherever you are.
Ios App Android App

Current Rates

Vehicle Loans
Vehicle Loans
As low as
5.99%APR*
Home Equity Loan
Home Equity Loan
As low as
5.50%APR*
Marine Loan
Marine Loan
As low as
6.99%APR*
Share Certificates
Share Certificates
As high as
4.50%APY*

Latest From AmeriCU

Jenny F

News

Oct 01, 2024

AmeriCU Credit Union focuses on digital-first approach with a personalized touch to financial services by adding a new digital manager position

In an exciting move to support a digital-first approach with a personalized touch to financial services, AmeriCU Credit Union is excited to announce the appointment of Jenny Fox as the new Digital Marketing Manager.
Rome Financial Center's Let's Connect Day

Events

Dec 06, 2024

Rome Financial Center’s Let’s Connect Day

AmeriCU members and the community are encouraged to visit the credit union’s Rome Financial Center to learn about all the different services AmeriCU provides, all in one place! Meet with the right teammates and get the answers you need.
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Education

Oct 16, 2024

How Businesses Use Credit

No matter where your business is in its journey, there’s a chance that you may need to take out a loan or find other sources of financing to help your business grow.

*Annual Percentage Yields (APYs) current as of 3rd November 2024 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.

**Annual Percentage Yields (APYs) current as of 3rd November 2024 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Cannot be combined with any other offer. Membership eligibility is required. Insured by NCUA. At the end of term this will auto-renew to a 12-month share certificate at the prevailing rate.