Connect with everything you need to do more of the things you want.

A mortgage for your first home. A loan for your new business venture. An IRA for the retirement of your dreams. Whatever you’re ready to connect with—even if it’s just a real person to answer your questions—we’ll always be ready.


Virtual Financial Center

Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team!


Connect with credit score monitoring today!

AmeriCU has made it easy for members to monitor and check their credit scores and reports! This free tool is now available in Online + Mobile banking.


Proud to Serve 24 Counties!

We’ve expanded our field of membership to include 15 new counties across the North Country, Mohawk Valley, Central New York, and Southern Tier communities!

More choices. Fewer worries.

No matter which AmeriCONNECT Visa® Credit Card you choose, our secure chip technology, near real-time purchase alerts and zero liability from fraud give you peace of mind.

Credit Cards
Android Phone

We bank on personal experiences— even if we don’t see you in person.

Download our mobile banking app to stay connected to the banking tools you need—wherever you are.
Ios App Android App

Current Rates

Vehicle Loans
Vehicle Loans
As low as
Home Equity Loan
Home Equity Loan
As low as
Snowmobile Loans
Snowmobile Loans
As low as

Latest From AmeriCU

Center State CEO


Nov 29, 2023

AmeriCU Credit Union teammate navigates success through leadership program 

AmeriCU Credit Union is dedicated to fostering professional growth and excellence. The credit union proudly announces the graduation of Benjamin Mack, Commercial Loan Officer from the prestigious CenterState CEO Leadership Program.  

Lights on the Lake 2023


Nov 22, 2023

Lights on the Lake

Lights On The Lake is now open for the season at Onondaga Lake Park in Liverpool. 

Why You Should Pay More Than the Minimum Balance on Your Credit Card


Nov 02, 2023

Why You Should Pay More Than the Minimum Balance on Your Credit Card

Credit cards also allow you to pay off your balance over time while still using your card. In other words, you can take on short-term debt, which isn’t necessarily a bad thing if you’re able to pay that debt off. 

*Annual Percentage Yields (APYs) current as of 10/30/23 and are subject to change without notice. Minimum balance of $1,000 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account.  At the end of term this will auto-renew to a 12-month share certificate at the prevailing rate. Cannot be combined with member relationship pricing. Membership eligibility is required. Insured by the NCUA.