AmeriCU: Live life, dream big, and achieve financial success.
COVID-19 Updates & Information
Banking Services, including AmeriCU, are essential services to the community. We, like grocery stores and medical facilities, are exempt from workforce reduction mandates from New York State. We are here for you and will continue to remain open and serving you. And, even in these uncertain times, you can be assured that your money is still safer in your AmeriCU accounts than anywhere else. We will remain open for you, helping you live life, dream big, and achieve financial success.
More information about AmeriCU and COVID
Auto Loans from AmeriCU
No payments for the first 90 Days! When you refinance your auto loan or open a new loan for a new or used vehicle you enjoy the first 90 days – payment free.* And you’ll always get great rates and excellent service. *Terms and conditions apply.
Learn More about Auto Loans from AmeriCU.
Home Equity Line of Credit
Your home is your greatest asset – put it to work for you! Take advantage of the equity in your home with a Home Equity Line of Credit from AmeriCU, now with an introductory rate as low as 1.99% APR* for 6 months! After that, your rate will be 2.75% APR* to 5.75% APR*.
Learn more about a Home Equity Line of Credit.
*APR = Annual Percentage Rate. Click for full offer details and disclosures. Terms and conditions apply. Equal Housing Lender.
In Our Community
Local. Since 1950. We’re local and proud to be part of the communities we serve. Learn more about our community involvement.
Current Rates
Click on rate below to view terms & disclosures
Notifications
NOTIFICATION: For the latest news on COVID-19, please visit our COVID-19 updates page.
NOTIFICATION: AmeriCU Financial Centers are now open. Please visit our COVID-19 page for more information.
NOTIFICATION: AmeriCU’s Cazenovia Financial Center is now open. Please visit our COVID-19 page for more information.
NOTIFICATION: Special Message about the Coronavirus COVID-19: Thank you for your membership. In light of ongoing concerns about the Coronavirus COVID-19, AmeriCU has taken measures to ensure the health and safety of our members and employees and has made plans to ensure that we can continue to provide financial services to all our members. Click here for more information.