Red Alert Please note: AmeriCU is dedicated to supporting those affected by the recent storms in Central New York. If you need assistance, please chat wtih a live virtual representative by clicking 'let's connect' at the bottom right of this page, visiting your nearest Financial Center, or calling 800.388.2000. Close

Connect with everything you need to do more of the things you want.

A mortgage for your first home. A loan for your new business venture. An IRA for the retirement of your dreams. Whatever you’re ready to connect with—even if it’s just a real person to answer your questions—we’ll always be ready.

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Virtual Financial Center

Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team!

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6-Month Share Certificate – 5.00% APY**

Connect with low-risk earning potential! Time is money – let’s make the most of the next six months.

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No Payments for 90 Days!

No Payments for 90 Days on All Auto and Motorcycle Loans!*

More choices. Fewer worries.

No matter which AmeriCONNECT Visa® Credit Card you choose, our secure chip technology, near real-time purchase alerts and zero liability from fraud give you peace of mind.

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We bank on personal experiences— even if we don’t see you in person.

Download our mobile banking app to stay connected to the banking tools you need—wherever you are.
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Current Rates

Vehicle Loans
Vehicle Loans
As low as
6.49%APR*
Home Equity Loan
Home Equity Loan
As low as
5.50%APR*
Marine Loan
Marine Loan
As low as
7.49%APR*
Share Certificates
Share Certificates
As high as
5.00%APY*

Latest From AmeriCU

AmeriCU News

News

Jul 19, 2024

AmeriCU Credit Union introduces emergency relief loan options for individuals and businesses affected by the storm

AmeriCU Credit Union is committed to supporting our community in times of need.

Cicero Financial Center's Let's Connect Day

Events

Aug 02, 2024

Cicero Financial Center’s Let’s Connect Day

AmeriCU members and the community are encouraged to visit the credit union’s Cicero Financial Center to learn about all the different services AmeriCU provides, all in one place! Meet with the right teammates and get the answers you need.

401(k) Plans

Education

Jul 24, 2024

401(k) Plans

Saving money for retirement is one of the major financial milestones that everyone should carefully plan for in their lifetime.

*Applications subject to credit approval. Automatic payments required. Not valid on existing AmeriCU loans. Interest begins accruing on date loan is opened and will be amortized over the monthly payments. Programs, rates, terms and conditions subject to change without notice. Offer expires 7/31/24.

**Annual Percentage Yields (APYs) current as of 01/30/24 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.

***Applications subject to credit approval. Automatic payments required. Not valid on existing AmeriCU loans. Interest begins accruing on date loan is opened and will be amortized over the monthly payments. 0.25% APR rate discount valid on new and used ATV, UTV, Jetski, Dirtbike, Residential Equipment, RV and Boats, and is available for a limited time. Programs, rates, terms and conditions subject to change without notice. Offer expires 7/31/24.