AmeriCU Holiday Closure Notice: AmeriCU will be closed on Saturday, May 23rd, and Monday, May 25th in observance of Memorial Day. You can still access your accounts anytime through Online & Mobile Banking, Use our surcharge-free ATM Network and Interactive ATMs, and Get support by visiting AmeriCU.org and clicking “Let’s Connect” in the bottom right corner. Thank you for being a valued member!
The AmeriCU Savings Challenge is here to help you build better savings habits and achieve your financial goals in 2026.
An AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule!
Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team!
Learn more about some exciting things happening at AmeriCU and in our local community with our latest news and events stories!
We’ve expanded our field of membership to include 15 new counties across the North Country, Mohawk Valley, Central New York, and Southern Tier communities!
*APY = Annual Percentage Yield.
**Annual Percentage Yields (APYs) current as of 20th May 2026 and are subject to change without notice. Minimum balance of $50 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.
***Annual Percentage Yields (APY) are current as of February 1, 2025 and the rate may change after the account is opened. Earn 7.00% APY on balances up to $10,000 and 0.15% to 7.00% APY on balances over $10,000 in your account by meeting the below three requirements:
1. Make 12 or more debit signature swipes per monthly statement cycle;
2. Be enrolled with eStatements;
3. Have a minimum $5,000 loan in good standing (not including credit cards or student loans. The rate is 6.00% APY without a qualifying loan.)
If you don’t meet the above requirements, you will earn 0.05% APY on balances up to $10,000, and 0.05% to 0.15% APY on balances over $10,000.
We pay dividends earned by your account at the end of each monthly billing cycle. This is a tiered account.
