AmeriCU: Live life, dream big, and achieve financial success.
Schedule an Appointment Online
Make an appointment with an AmeriCU Member Relationship Advisor to open an account, apply for a loan, ask questions, service your account, and more! Click here to make an appointment.
Auto Loans from AmeriCU
No payments for the first 90 Days! When you refinance your auto loan or open a new loan for a new or used vehicle you enjoy the first 90 days – payment free.* And you’ll always get great rates and excellent service. *Terms and conditions apply.
Learn More about Auto Loans from AmeriCU.
Fuel up for Winter Fun!
AmeriCU has snowmobile, RV and ATV loans with great rates & fast approvals. Learn more about your loan options.
In Our Community
Local. Since 1950. We’re local and proud to be part of the communities we serve. Learn more about our community involvement.
Current Rates
Click on rate below to view terms & disclosures
Notifications
ALERT: Due to the recent rise of COVID-19 cases, we will be limiting lobby access to AmeriCU Financial Centers in Oneida and Onondaga counties effective November 27, 2020. Please visit our COVID-19 page for more information.
NOTIFICATION: AmeriCU’s Financial Centers and offices will be closed on Thursday, November 26 in observance of Thanksgiving. If you need assistance, please contact our Member Service Center at 1.800.388.2000.
NOTIFICATION: AmeriCU’s Financial Centers and offices will be closed on Wednesday, November 11 in observance of Veterans Day. If you need assistance, please contact our Member Service Center at 1.800.388.2000.
NOTIFICATION: AmeriCU Financial Centers, including our Lowville location, are now open. Please visit our COVID-19 page for guidelines due to COVID.
ALERT: Due to the rise of local COVID cases in the Lowville area, our Lowville Financial Center teller lines are temporarily closed. In-person meetings are by appointment only. ATMs and Kiosks are available at this location. To reach our Member Service Center call 800.388.2000. Click here for the latest information
ALERT: Due to a power outage, AmeriCU’s Syracuse Financial Center will be closing early today, Wednesday, October 7, 2020. ATMs and Kiosks have also been affected by the power outage and are unavailable at this time. If you need assistance, please contact our Member Service Center at 1.800.388.2000
ALERT: AmeriCU’s Financial Centers and offices will be closed on Saturday, September 5 and Monday, September 7 in observance of Labor Day. If you need assistance, please contact our Member Service Center at 1.800.388.2000.
NOTIFICATION: For the latest news on COVID-19, please visit our COVID-19 updates page.
ALERT: AmeriCU Financial Centers are now open. Please visit our COVID-19 page for restrictions due to COVID.
NOTIFICATION: AmeriCU’s Cazenovia Financial Center is now open. Please visit our COVID-19 page for more information.