Routing Number: 221375802
With great rates and liquidity, AmeriCU’s Money Market accounts are a smart place to stash your cash.
NO minimum to open. 24/7 access to your cash. Check out our GREAT rates! All Money Market accounts feature: FREE Direct Deposit FREE Online + Mobile Banking with Mobile Apps for iPhone + Android, SmartDeposit (deposit checks using your smartphone’s camera), FinanceWorks personal financial management tool, Person-to-Person + Bank-to-Bank Transfers, eAlerts + Text Banking, Apple Pay, and more! FREE[…]
Fraud Alerts + Travel Notifications
Fighting Fraud with a New, Automated System At AmeriCU, our first priority is to protect you and your finances from potential compromises. In light of recent breaches at retailers like Target and Home Depot, we’re taking proactive steps to strengthen our fraud prevention measures. Our new, automated system will reach you faster by text or[…]
The AmeriCU Dream Mortgage
AmeriCU’s Mortgage Experts are here to help you! Call or visit one of our offices today to learn more about how to make your dream of homeownership a reality! Available for single family homes, condos, or townhouses only. Fixed conventional mortgages (10 to 30 years). Finance 100% of your home’s value up to $250,000. Free homeownership[…]
Your Dreams are Within Reach
Wherever you are in life, with AmeriCU’s flexible Share Certificate Savings options, Your dreams are within reach. Saving for a house: She’s saving $100 a month in a Dedicated Saver Certificate with a special 0.50% APY1. Since she set up automatic transfer from her checking account on payday, she doesn’t have to think about saving and isn’t[…]
Home Equity Loans Starting at 2.50% APR*!
Let’s begin together. Because here at AmeriCU, life is about the firsts, the never befores, and the new beginnings. If you’re a homeowner, you can borrow against the equity you’ve built up in your home for a variety of financing needs. Get started today with a low 2.50% APR* for 60 months with no closing costs!*[…]
Services
Save + Spend
Life is busy, so managing your money should be easy. With mobile apps, online banking, BIG BLUE kiosks, 18 Financial Centers, a Member Service Center, text banking and more, we’re here for you any time, day or night.
Borrow
A home is more than just a mortgage. It’s more than a place to hang your hat. It’s a beginning and place where memories are made. Get prequalified today and start planning for your new home.
Plan + Grow
Call us old fashioned, but we still believe in the importance of real relationships. So, we’re focused on you and providing all the tools and resources you need to plan for your future. We’re in it with you for the long haul.
Protect
You’ve worked hard to get where you are. We work hard to protect you. We’ll listen to you, be your partner, put you first and make sure that you get what you need – from insurance to identity theft protection.
Why AmeriCU?
AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 100,000 members and more than $1.29 billion in assets. Open an AmeriCU account with just $5 if you live, work, worship, or attend school in Central or Northern New York. Just apply online, call, or stop by any of our 18 offices, and you’ll see that we treat you like a member, not a number. After all, that is our goal: to deliver such exceptional, personalized service that you wouldn’t dream of going anywhere else for your financial services!
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Years
of local service and dedication
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financial centers
ready to serve you
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hundred thousand dollars (+)
donated to local charities
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Percent dedicated
to our members
Latest news
With great rates and liquidity, AmeriCU’s Money Market accounts are a smart place to stash your cash.
NO minimum to open. 24/7 access to your cash. Check out our GREAT rates! All Money Market accounts feature: FREE Direct Deposit FREE Online + Mobile Banking with Mobile Apps for iPhone + Android, SmartDeposit (deposit checks using your smartphone’s camera), FinanceWorks personal financial management tool, Person-to-Person + Bank-to-Bank Transfers, eAlerts + Text Banking, Apple Pay, and more! FREE[…]
Fraud Alerts + Travel Notifications
Fighting Fraud with a New, Automated System At AmeriCU, our first priority is to protect you and your finances from potential compromises. In light of recent breaches at retailers like Target and Home Depot, we’re taking proactive steps to strengthen our fraud prevention measures. Our new, automated system will reach you faster by text or[…]
The AmeriCU Dream Mortgage
AmeriCU’s Mortgage Experts are here to help you! Call or visit one of our offices today to learn more about how to make your dream of homeownership a reality! Available for single family homes, condos, or townhouses only. Fixed conventional mortgages (10 to 30 years). Finance 100% of your home’s value up to $250,000. Free homeownership[…]
Your Dreams are Within Reach
Wherever you are in life, with AmeriCU’s flexible Share Certificate Savings options, Your dreams are within reach. Saving for a house: She’s saving $100 a month in a Dedicated Saver Certificate with a special 0.50% APY1. Since she set up automatic transfer from her checking account on payday, she doesn’t have to think about saving and isn’t[…]
Home Equity Loans Starting at 2.50% APR*!
Let’s begin together. Because here at AmeriCU, life is about the firsts, the never befores, and the new beginnings. If you’re a homeowner, you can borrow against the equity you’ve built up in your home for a variety of financing needs. Get started today with a low 2.50% APR* for 60 months with no closing costs!*[…]
Need a new home for your HSA?
In the market for a Health Savings Account (HSA)? Need a place to move your current health savings account right away? AmeriCU offers Health Savings Accounts (HSAs) for members enrolled in a High Deductible Health Plan. Members can make tax-deductible contributions into their accounts, accumulate tax-deferred earnings and withdraw funds tax-free for qualified medical expenses. AmeriCU offers both single and[…]
