AmeriCU: Live life, dream big, and achieve financial success.
AmeriCU Dream Mortgage
Offering full financing with no money down and no private mortgage insurance, putting your dreams of homeownership within reach. Learn more about AmeriCU’s Dream Mortgage.
Schedule an Appointment Online
Make an appointment with an AmeriCU Member Relationship Advisor to open an account, apply for a loan, ask questions, service your account, and more! Click here to make an appointment.
Certified Financial Counselors Now Available!
AmeriCU Certified Credit Union Financial Counselors are available to provide you with personalized financial wellness guidance and counseling. Our counselors can assist you with reviewing your credit report, budgeting, navigating financial hardships, setting long-term goals, and more. Appointments can be made here.
CO-OP ATM Network
AmeriCU‘s participation in the CO-OP ATM network means easier access and greater convenience wherever you happen to be! As our member, you can visit nearly 30,000 locations to conduct transactions, surcharge-free.
- Discover ATMs from coast to coast, in all 50 states and multiple countries
- Take advantage of the convenience of an ATM network larger than almost any bank in the country
- Easily find a CO-OP ATM wherever you are—through any of our locator tools, including phone, mobile app and online
Find a surcharge-free CO-OP ATM right now at www.CO-OPatm.org or call 888.748.3266.
Recreation Vehicle Loans
Choose your terrain (and make no payments for the first 90 days!*) when you apply for a new Recreational Vehicle Loan from AmeriCU. PLUS, you may be pre-approved for a $1,000 AmeriCU Visa® Credit Card at the time of loan application!** Learn more about Recreational Vehicle Loans.
*Terms, conditions, and membership restrictions apply. Click for full offer details and disclosures. Insured by NCUA.
**Restrictions may apply. Not all members will qualify. Call 800.388.2000 for details.
Current Rates
Click on rate below to view terms & disclosures
Notifications
NOTIFICATION: Our Armory Square Financial Center is now fully open! See our Covid-19 page for enforced safety precautions.
NOTIFICATION: AmeriCU’s Griffiss Financial Center is now fully open. Business Members: Click here to request an application for the Paycheck Protection Program (PPP).
ALERT: For the safety of our members and employees, the Griffiss Financial Center is temporarily closed due to COVID-19. We will re-open as soon as possible. If you need assistance, please contact our Member Service Center at 1.800.388.2000. Please visit our COVID-19 page for more information.
NOTIFICATION: Click here to request an application for the Paycheck Protection Program (PPP).
ALERT: AmeriCU’s Herkimer Financial Center is now fully open. Please visit our COVID-19 page for any information on Financial Center restrictions. To request an application for the Paycheck Protection Program (PPP), click here .
: For the safety of our members and employees, the Herkimer Financial Center is temporarily closed due to COVID-19. We will re-open as soon as possible. If you need assistance, please contact our Member Service Center at 1.800.388.2000. Please visit our COVID-19 page for more information.
NOTIFICATION: Due to high call volumes, please expect longer than usual wait times when contacting our Member Service Center. Refer to our COVID-19 Page or visit the IRS website for more information on stimulus funds. To request an application for the Paycheck Protection Program (PPP), click here .
ALERT: The next stimulus payment is scheduled for March 24th. For more information, visit the IRS website . Our Member Service Center is currently experiencing high call volumes leading to longer wait times. To request an application for the Paycheck Protection Program (PPP), click here .
NOTIFICATION: Due to high call volumes, please expect longer than usual wait times when contacting our Member Service Center. For more information on stimulus funds refer to our COVID-19 Page or the IRS website. To request an application for the Paycheck Protection Program (PPP), click here .
NOTIFICATION: Our Armory Square Financial Center is now open. Member Relationship Advisor services are available by appointment or walk-in. Teller services will no longer be available at this location. Click here to request an application for the Paycheck Protection Program (PPP).