Save + Spend
Life is busy, so managing your money should be easy. With mobile apps, online banking, BIG BLUE kiosks, 18 Financial Centers, a Member Service Center, text banking and more, we’re here for you any time, day or night.
A home is more than just a mortgage. It’s more than a place to hang your hat. It’s a beginning and place where memories are made. Get prequalified today and start planning for your new home.
Plan + Grow
Call us old fashioned, but we still believe in the importance of real relationships. So, we’re focused on you and providing all the tools and resources you need to plan for your future. We’re in it with you for the long haul.
You’ve worked hard to get where you are. We work hard to protect you. We’ll listen to you, be your partner, put you first and make sure that you get what you need – from insurance to identity theft protection.
AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 100,000 members and more than $1.29 billion in assets. Open an AmeriCU account with just $5 if you live, work, worship, or attend school in Central or Northern New York. Just apply online, call, or stop by any of our 18 offices, and you’ll see that we treat you like a member, not a number. After all, that is our goal: to deliver such exceptional, personalized service that you wouldn’t dream of going anywhere else for your financial services!
of local service and dedication
ready to serve you
hundred thousand dollars (+)
donated to local charities
to our members
Contact a Mortgage Executive and Get Started Today!>> Learn More about a Mortgage with AmeriCU>> *$250 gift offered only for first lien residential mortgages with a pre-qualification completed with AmeriCU only if after pre-qualification an application for credit is submitted, is approved, and results in a qualifying closed mortgage loan originated by AmeriCU. Pre-qualification is[…]
Learn more about AmeriCU’s Checking Accounts and Get Started Today!>> ^Required service *$100 New Checking Bonus offered for new AmeriCU personal checking accounts in good standing with direct deposit, online banking, eStatements; and at least six (6) VISA® check/debit card transactions within 60 days of account opening. The bonus will be provided 61 days after[…]
Learn More and Get Started Today>> Annual Percentage Yield (APY) is current as of 01/01/16 and is subject to change without notice. The minimum balance required to obtain the stated APY is $1,000,000. Depending on the balance, the account may pay no dividends, or pay dividends up to 0.60% Annual Percentage Yield (APY). Fees may[…]
Learn more about borrowing from AmeriCU and apply today!>> *APR = Annual Percentage Rate. Special promotional rate effective 1/1/16; rates and terms vary by individual’s overall credit history and underwriting factors and are subject to change. Estimated monthly payment of $21.81 per $1,000.00 based on a maximum 48 month term. Equal Housing Lender. Membership[…]
Learn more about AmeriCU’s credit cards and apply today! >> *APR=Annual Percentage Rate. Special Introductory APR offer available through April 30, 2016. Your standard APR may vary and is based on Prime Rate. Your rate is determined by adding a margin to the Prime Rate. The Prime Rate Index used to determine your APR is the rate published in[…]