Red Alert Please note: AmeriCU's Offices and Financial Centers will be closed on Saturday, May 25 and Monday, May 27 in observance of Memorial Day. You can still access your accounts through Online + Mobile Banking, Surcharge-Free ATMs, and AmeriCU's Interactive ATMs. Close

Connect with everything you need to do more of the things you want.

A mortgage for your first home. A loan for your new business venture. An IRA for the retirement of your dreams. Whatever you’re ready to connect with—even if it’s just a real person to answer your questions—we’ll always be ready.

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Virtual Financial Center

Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team!

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6-Month Share Certificate – 5.00% APY**

Connect with low-risk earning potential! Time is money – let’s make the most of the next six months.

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AmeriCU & Your Summer of Fun!

For a limited time, get an extra .25% off*** boat and recreational vehicle loans!

More choices. Fewer worries.

No matter which AmeriCONNECT Visa® Credit Card you choose, our secure chip technology, near real-time purchase alerts and zero liability from fraud give you peace of mind.

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We bank on personal experiences— even if we don’t see you in person.

Download our mobile banking app to stay connected to the banking tools you need—wherever you are.
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Current Rates

Vehicle Loans
Vehicle Loans
As low as
6.49%APR*
Home Equity Loan
Home Equity Loan
As low as
5.50%APR*
Marine Loan
Marine Loan
As low as
7.49%APR*
Share Certificates
Share Certificates
As high as
5.00%APY*

Latest From AmeriCU

Virtual Financial Center

News

May 03, 2024

AmeriCU Credit Union’s Virtual Financial Center Revolutionizes Member Experience

AmeriCU Credit Union’s Virtual Financial Center offers a convenient level of digital service and support for members to connect from wherever life takes them.

Cazenovia Financial Center's Let's Connect Day

Events

Jun 07, 2024

Cazenovia Financial Center’s Let’s Connect Day

AmeriCU members and the community are encouraged to visit the credit union’s Cazenovia Financial Center to learn about all the different services AmeriCU provides, all in one place! Meet with the right teammates and get the answers you need.

Mindful Living

Education

May 08, 2024

Mindful Living

Feeling stressed out? You’re not alone. In our daily lives, we experience many ups and downs.

*Rates and terms determined by overall credit history, underwriting factors, loan-to-value, and are subject to change without notice. Applications are subject to credit approval. Automatic payments are required. Offer not valid on existing AmeriCU loans. Interest will begin accruing on date loan is opened and will be amortized over the monthly payments. Current rates available at americu.org. Offer expires July 31, 2024. Membership eligibility is required. Insured by NCUA.

**Annual Percentage Yields (APYs) current as of 01/30/24 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.

***0.25% APR rate discount valid on new RV, new marine, new recreation equipment, and new residential equipment and is available for a limited time.