Red Alert AmeriCU Holiday Closure Notice: AmeriCU will be closed on Wednesday, November 11th in observance of Veterans Day. You can still access your accounts anytime through Online & Mobile Banking, Use our surcharge-free ATM Network and Interactive ATMs, and get support by visiting americu.org and clicking “Let’s Connect” in the bottom right corner. Thank you for being a valued member! Close

Big goals start with the right connection.

Your first home. Your next big idea. Your future retirement. And yes — real people ready to help. Wherever life is taking you, we’re here to support what comes next.
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The AmeriCU Savings Challenge is here!

The AmeriCU Savings Challenge is here to help you build better savings habits and achieve your financial goals in 2026. 

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3, 6, and 12 Month Share Certificates – 4.50% APY**

An AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule!

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Virtual Financial Center

Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team!

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Current News and Events

Learn more about some exciting things happening at AmeriCU and in our local community with our latest news and events stories!

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More value. More possibilities.

No matter how you use your home’s equity, AmeriCU’s Home Equity options offer competitive rates, flexible borrowing, and guidance you can trust — so you can move forward with confidence.

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Connection matters — even when you’re on the go.

Our mobile banking app keeps you connected to your accounts and tools — wherever life takes you.
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Current Rates

Vehicle Loans
Vehicle Loans
As low as
4.74%APR
Money Markets
Money Markets
As high as as
3.00%APY*
Snowmobile Loans
Snowmobile Loans
As low as
6.49%APR
Share Certificates
Share Certificates
As high as
4.50%APY*
*Click here for full details

Latest From AmeriCU

Two men smiling discussing business

News

Oct 23, 2026

Q4 Business Check-In: Are You Positioned for a Strong Year-End?

As year-end approaches, now is the time to assess your business’s financial position, future borrowing needs, and cash reserves. Learn how strategic planning and the right financial solutions can help you finish the year strong and prepare for future growth.
View News
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Events

Nov 11, 2026

CNY Veterans Parade and Expo

The CNY Veterans Parade and Expo is a large, family-friendly event held at the New York State Fairgrounds in Syracuse, featuring a morning expo followed by a patriotic parade honoring veterans. The expo includes over 100 organizations, interactive displays, and resources for veterans, while the parade showcases military units, vehicles, marching bands, and representatives from every branch of service. 
View Event
Young professional woman at laptop smiling

Education

Oct 16, 2026

Student Loan Refinancing: What You Need to Know

Considering student loan refinancing? This guide explains how refinancing works, the potential benefits and drawbacks, and key factors to consider before consolidating your federal and/or private student loans.
View Article

*APY = Annual Percentage Yield.

 

**Annual Percentage Yields (APYs) current as of 9th November 2026 and are subject to change without notice. Minimum balance of $50 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.