AmeriCU: Live life, dream big, and achieve financial success.
Bank better with AmeriCU
At AmeriCU, we’re ready to support your real life – and the big plans you have for your future. Whether you’re looking for your dream mortgage, protection for your family, or want to take steps towards financial wellness, we’re here for you. Learn more about why it’s better to Bank with AmeriCU!
Schedule an Appointment Online
Make an appointment with an AmeriCU Member Relationship Advisor to open an account, apply for a loan, ask questions, service your account, and more! Click here to make an appointment.
Certified Financial Counselors Now Available!
AmeriCU Certified Credit Union Financial Counselors are available to provide you with personalized financial wellness guidance and counseling. Our counselors can assist you with reviewing your credit report, budgeting, navigating financial hardships, setting long-term goals, and more. Appointments can be made here.
CO-OP ATM Network
AmeriCU‘s participation in the CO-OP ATM network means easier access and greater convenience wherever you happen to be! As our member, you can visit nearly 30,000 locations to conduct transactions, surcharge-free.
- Discover ATMs from coast to coast, in all 50 states and multiple countries
- Take advantage of the convenience of an ATM network larger than almost any bank in the country
- Easily find a CO-OP ATM wherever you are—through any of our locator tools, including phone, mobile app and online
Find a surcharge-free CO-OP ATM right now at www.CO-OPatm.org or call 888.748.3266.
Recreation Vehicle Loans
Choose your terrain (and make no payments for the first 90 days!*) when you apply for a new Recreational Vehicle Loan from AmeriCU. PLUS, you may be pre-approved for a $1,000 AmeriCU Visa® Credit Card at the time of loan application!** Learn more about Recreational Vehicle Loans.
*Terms, conditions, and membership restrictions apply. Click for full offer details and disclosures. Insured by NCUA.
**Restrictions may apply. Not all members will qualify. Call 800.388.2000 for details.
Current Rates
Click on rate below to view terms & disclosures
Notifications
ALERT: Due to a power outage, AmeriCU’s Cazenovia Financial Center is currently closed and will reopen as soon as power is restored. If you need assistance, please contact our Member Service Center at 1.800.388.2000
NOTIFICATION: AmeriCU’s Financial Centers and offices will be closed on Saturday, May 29 and Monday, May 31 in observance of Memorial Day. If you need assistance, please contact our Member Service Center at 1.800.388.2000.
NOTIFICATION: Due to routine maintenance on Sunday, May 16 from 6:00AM to 11:00AM, access to online & mobile banking may be unavailable and ATMs and Kiosks may have limited functionality. ATMs in our Griffiss and Rome Financial Centers will be down during this period. Please contact our Member Service Center at 1.800.388.2000 if you need any assistance. We apologize for any inconvenience this may cause.
NOTIFICATION: Our Armory Square Financial Center is now fully open! See our Covid-19 page for enforced safety precautions.
NOTIFICATION: AmeriCU’s Griffiss Financial Center is now fully open. Business Members: Click here to request an application for the Paycheck Protection Program (PPP).
ALERT: For the safety of our members and employees, the Griffiss Financial Center is temporarily closed due to COVID-19. We will re-open as soon as possible. If you need assistance, please contact our Member Service Center at 1.800.388.2000. Please visit our COVID-19 page for more information.
NOTIFICATION: Click here to request an application for the Paycheck Protection Program (PPP).
ALERT: AmeriCU’s Herkimer Financial Center is now fully open. Please visit our COVID-19 page for any information on Financial Center restrictions. To request an application for the Paycheck Protection Program (PPP), click here .
: For the safety of our members and employees, the Herkimer Financial Center is temporarily closed due to COVID-19. We will re-open as soon as possible. If you need assistance, please contact our Member Service Center at 1.800.388.2000. Please visit our COVID-19 page for more information.
NOTIFICATION: Due to high call volumes, please expect longer than usual wait times when contacting our Member Service Center. Refer to our COVID-19 Page or visit the IRS website for more information on stimulus funds. To request an application for the Paycheck Protection Program (PPP), click here .