You’re worth more with AmeriCU!

AmeriCU’s Financial Wellness programs are geared toward helping our members live life, dream big, and achieve financial success.

We know you face important financial decisions every day and AmeriCU is here to help! Our programs and resources will equip you with the critical knowledge and skills you need to make the financial decisions that are best for you. That’s why we proudly offer financial wellness seminars and educational resources at no cost for schools, colleges, community groups, not-for-profit organizations, and business partners of AmeriCU.

Online Courses

Online Financial Wellness Courses

AmeriCU offers interactive courses on a variety of important topics like buying a home, loans and payments, money basics, planning for retirement, and paying for college.

Financial Wellness Seminars

Financial Wellness Seminars for Adults

We offer free financial presentations on a variety of topics at no cost for community groups, not-for-profit organizations, and business partners of AmeriCU. Schedule a Financial Wellness Seminar. Contact Gail Rizzo-Spilka at 315.356.3000, ext. 6241, email [email protected] for more information today!

Financial Wellness Seminars for Students

Financial Wellness Seminars for Students

AmeriCU offers obligation free, interactive financial wellness presentations onsite to high schools, middle schools, and colleges. Topics include building credit, preventing fraud, investing in the future, managing money, and much more.

Contact our Community Outreach Team at [email protected] or 315.356.3000 ext. 6278 for additional information.

Calculators

Financial Calculators

Whether you’re paying down debt or working to grow your investments, these tools will help you evaluate your financial behavior, compare different financial options, and find opportunities for improvement.

Financial Counselors

Certified Credit Union Financial Counselors

AmeriCU has Certified Credit Union Financial Counselors* available to provide our members with personalized financial wellness guidance and counseling. Our counselors can assist you with reviewing your credit report, budgeting, navigating financial hardships, setting long-term goals, and more. They have obtained the specialized skills and knowledge required to guide members to financial security. Certified Financial Counselors are available at many of our Financial Center locations.

Member Security Center

Cybersecurity and Online Financial Safety

AmeriCU is committed to keeping you informed about important security concerns and issues that may affect your financial safety. This information will provide you with tools to help you better protect yourself and your identity.

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In Our Community

AmeriCU values the importance of giving back to the communities where we live and work, it is part of who we are.

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News, Events, and Education

Take a look at some exciting things happening at AmeriCU and in our local community!

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Governance

Each year at our Annual Meeting, the membership of the credit union votes for members who will serve as Directors on our seven member, all-volunteer Board of Directors.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU News

News

Jul 31, 2026

What Does AmeriCU’s Field of Membership Expansion Mean for Members? 

AmeriCU’s recent Field of Membership expansion into 27 additional New York counties creates new opportunities to increase convenience, access, and community investment for current and future members. The growth supports continued investments in technology, security, member services, and local partnerships while maintaining AmeriCU’s commitment to personalized service and financial success.

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Events

Aug 21, 2026

Johnson Park Center Back-to-School Event – August 21, 2026

The Annual Back-to-School Giveaway at the JPG Community Center provides backpacks filled with school supplies, dental hygiene items, and additional food support to local families. Held alongside the organization’s weekly food pantry, the event serves children and families across Oneida, Herkimer, Otsego, Madison, and surrounding counties, with a goal of assisting 2,500 students in 2026.

Back To School Shopping Budgeting

Education

Aug 13, 2026

Creating a Budget for Back-to-School Shopping

This course teaches the fundamentals of creating and managing a budget so you can better understand your income, expenses, and spending habits. By applying these budgeting strategies to back-to-school shopping, you can maximize your money and stay on track with your financial goals.

*Certification is received upon successful completion of required examinations as provided by the Credit Union National Association’s Financial Counseling Certification Program (FiCEP).50