You’re worth more with AmeriCU!

AmeriCU’s Financial Wellness programs are geared toward helping our members live life, dream big, and achieve financial success.

We know you face important financial decisions every day and AmeriCU is here to help! Our programs and resources will equip you with the critical knowledge and skills you need to make the financial decisions that are best for you. That’s why we proudly offer financial wellness seminars and educational resources at no cost for schools, colleges, community groups, not-for-profit organizations, and business partners of AmeriCU.

Online Courses

Online Financial Wellness Courses

AmeriCU offers interactive courses on a variety of important topics like buying a home, loans and payments, money basics, planning for retirement, and paying for college.

Financial Wellness Seminars

Financial Wellness Seminars for Adults

We offer free financial presentations on a variety of topics at no cost for community groups, not-for-profit organizations, and business partners of AmeriCU. Schedule a Financial Wellness Seminar. Contact Gail Rizzo-Spilka at 315.356.3000, ext. 6241, email [email protected] for more information today!


Financial Calculators

Whether you’re paying down debt or working to grow your investments, these tools will help you evaluate your financial behavior, compare different financial options, and find opportunities for improvement.

Financial Counselors

Certified Credit Union Financial Counselors

AmeriCU has Certified Credit Union Financial Counselors* available to provide our members with personalized financial wellness guidance and counseling. Our counselors can assist you with reviewing your credit report, budgeting, navigating financial hardships, setting long-term goals, and more. They have obtained the specialized skills and knowledge required to guide members to financial security. Certified Financial Counselors are available at many of our Financial Center locations.

Member Security Center

Cybersecurity and Online Financial Safety

AmeriCU is committed to keeping you informed about important security concerns and issues that may affect your financial safety. This information will provide you with tools to help you better protect yourself and your identity.

You may also be interested in

Feature Image

In Our Community

AmeriCU values the importance of giving back to the communities where we live and work, it is part of who we are.

Feature Image

News, Events, and Education

Take a look at some exciting things happening at AmeriCU and in our local community!

Feature Image


Each year at our Annual Meeting, the membership of the credit union votes for members who will serve as Directors on our seven member, all-volunteer Board of Directors.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

AmeriCU News


Feb 13, 2024

AmeriCU Credit Union teams up with the Comets Hockey Team to bring family-friendly fun to the community

Join AmeriCU on Friday, February 23 at the Comets Hockey Game for an evening of family-friendly fun. This event will bring together fans, players, and the community for an evening filled with excitement and hockey.

Utica Comets Game Night


Feb 23, 2024

AmeriCU Game Night at Utica Comets

AmeriCU is excited to be the presenting sponsor for this home game. Make sure you stop by the AmeriCU table to say hi and receive a fun giveaway. 

Debt Consolidation


Jan 24, 2024

Debt Consolidation

If you have multiple loans or too much credit card debt, debt consolidation can help you manage your payments, help you save money over time, and possibly lower your interest rates. Debt consolidation can offer great benefits, but it can also come with risks.

*Certification is received upon successful completion of required examinations as provided by the Credit Union National Association’s Financial Counseling Certification Program (FiCEP).