Save more on your own terms.

Whether you’re saving for a short-term goal, or you just want to make sure the savings you do have is earning you the most interest while you save it, an AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule, your money is never far when you need it.

Better Rates

Our Share Certificates offer some of our highest yield deposit options, you’ll earn more when you save more.

Greater Flexibility

With a variety of terms and rates available, Share Certificates offer you several options to invest your savings how you see fit.

Set Terms

Since you can’t access your funds until the maturity date, you’ll avoid the temptation to withdraw early.

6 Month Share Certificate Special

6-Month Share – 5.00% APY*

Connect with low-risk earning potential! Time is money – let’s make the most of the next six months. You’ll be surprised how much you’re able to save in so little time.

View Disclosures and Current Rates

6 Month Share Certificate

18-Month Special – 4.50% APY**

You work hard for your money – earn more while you save! For a limited time, members can earn our highest dividend available for an 18-month term.

View Disclosures and Current Rates

You may also be interested in

Feature Image

Money Markets

High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.

Feature Image

Retirement Savings Accounts

Enjoy a variety of investment options to meet long, medium, or short-term retirement needs with an Retirement Savings Account, more commonly known as an Individual Retirement Arrangement, or IRA. AmeriCU offers both Traditional and Roth IRAs as well as Coverdell Education Savings Accounts.

Feature Image

Financial Planning

If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

Zoo Mobile AmeriCU


Sep 25, 2023

AmeriCU Credit Union invests in community engagement with Zoo New York’s Mobile  

AmeriCU Credit Union is excited to announce its support of Zoo New York’s Mobile to bring the wonders of the animal kingdom directly to our community. The Zoo Mobile offers a wide variety of educational experiences that allow the zoo to come to you.  

CMN Drawing


Oct 04, 2023

$100,000 Miracle Drawing to benefit CMN Hospitals at MVHS

Each year AmeriCU is a proud supporter of the $100,000 Miracle Drawing to benefit CMN Hospitals at MVHS which helps sick and injured children in our community.

Credit Scores and Reports


Sep 18, 2023

Credit Scores and Reports

Your credit can have a big impact on your financial life. Credit scores and reports provide a snapshot of the financial habits that financial institutions, cell phone companies, credit card companies, and others use to get a sense of your creditworthiness.

*Annual Percentage Yields (APYs) current as of June 12, 2023 and are subject to change without notice. Minimum balance of $1,000 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Cannot be combined with any other offer. Membership eligibility is required. Insured by NCUA. **At the end of term this will auto-renew to a 12-month share certificate at the prevailing rate.