Alert: Please ensure that you are only accessing our services through our official website: https://www.AmeriCU.org or https://www.MyAmeriCU.org for online banking. Be cautious of websites that may appear similar to ours as phishing attempts targeting financial institutions are on the rise.
Our Virtual Financial Center offers convenient, real-time assistance tailored for your needs. Enjoy the flexibility of connecting with a financial expert from anywhere. Services include:
As a qualifying veteran or active-duty service member, you can take advantage of our VA mortgage options designed to support your homeownership dreams. Key benefits include:
At AmeriCU, we recognize and appreciate your service. Our enhanced benefits are designed specifically for military members and their families. Here’s how we support you:
AmeriCU members may now get paid one business day early with qualifying direct deposit! There’s no enrollment required; it’s included as part of our standard direct deposit feature.
Loan discounts available to qualifying*** members of the Military and First Responders: Home Improvement Vehicles, Motorcycles, and Marine Recreational Vehicles Personal Unsecured Loans
Including remote deposit, pay-a-person, and credit score monitoring
New members may be pre-approved* for a $1,000 AmeriCONNECT Visa Card and/or $500 Personal Line of Credit at account opening.
Products tailored to qualifying veterans and active-duty service members on their journey to homeownership.
One day early for military and Department of Defense employees. ****
AmeriCU proudly serves military members and their families. No matter where you’re stationed, AmeriCU stands ready to meet your financial needs, no matter where life takes you.
Account access to more than 30,000 surcharge-free ATMs and 5,000 shared branches nationwide.
Since 2011, AmeriCU has been proud to present the Salute to the Troops Tribute Concert at Mountainfest, to thank the soldiers of the United States Army, 10th Mountain Division, Fort Drum for their valiant service to our country.
At AmeriCU, we believe in building lasting relationships with our military members. Our commitment to your financial well-being goes beyond traditional banking; it’s about creating a community that supports your goals and values. We understand that relocating can be a stressful time for any family; we have gathered some resources for you to help make your move as smooth a transition as possible. Military.com has a wealth of information for this transition: View relocation information and resources.
Discover how we can help you achieve financial success. For more information or to speak with a representative, please reach out to our customer service team or visit your nearest AmeriCU financial center. Thank you for your service—we’re honored to serve you!
Whether it’s one-on-one, at a workshop, in a classroom, or online, AmeriCU is here to help you with all of your financial needs. Our knowledgeable staff will help guide you through the process of creating budgets, developing payment plans, and repairing your credit while establishing savings goals.
Get started with AmeriCU’s online financial wellness tools.
When preparing for deployment, one of the most important things you can do is ensure that your finances are in order and will be taken care of while you are away. Our experienced staff is available to assist you with the preparation of your financial affairs while you prepare to deploy. Learn more about AmeriCU’s Fort Drum Financial Center.
You can download the Military Deployment Guide here. This comprehensive guide to preparing for deployment was created by The Department of Defense’s Military OneSource. OneSource provides trusted information, answers and support on every aspect of military life 24/7/365 — private non-medical counseling and a range of specialty consultations are available at no cost to active duty, National Guard, reserve service members (regardless of activation status), their families and survivors. Learn more at www.MilitaryOneSource.mil or call
800-342-9647.
The Servicemembers Civil Relief Act (SCRA) is a program that provides legal and financial protections for you when you are on active duty. Make sure you’ve taken care of your loans and understand your options while deployed. Learn more about the SCRA.
On January 1, 2018, the military modernized its retirement plan by moving to the blended retirement system. Similar to an employer-sponsored 401(k) plan, the Thrift Savings Plan (TSP) helps you save for retirement while supplementing your military retirement pay. Learn more about saving for retirement.
AmeriCU has knowledgeable staff to help you answer any of your questions about the Thrift Savings Plan.
Since 2011, AmeriCU has been proud to present the Salute to the Troops Tribute Concert at Mountainfest, a day-long event, free and open to the public, to thank the soldiers of the United States Army, 10th Mountain Division, Fort Drum for their valiant service to our country.
Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team! It’s convenient, easy, and available wherever you go.
Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
As consumers continue to adapt to rising costs of living and shifting financial priorities, many are increasingly looking for ways to grow their money without sacrificing access to their funds. In response, AmeriCU Credit Union has introduced a new High-Rate Money Market Account designed to offer both competitive returns and liquidity.
AmeriCU is teaming up with Student Choice to host a student lending webinar on Thursday, April 23 from 12 to1 p.m. This free session will focus on the different types of student loans, financing options, and helpful resources, including scholarship search tips. Whether you’re planning ahead or already tackling college costs, this session is a great opportunity to learn and get your questions answered by experts.
Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.
*Restrictions may apply. Not all members will qualify. Call 800.388.2000 for details.
**Data carrier rates may apply.
***Qualifying first responders for this program include: active service members, veterans, firefighters, police officers, Corrections Officers, EMTs and paramedics. You may be asked to provide your first responder work ID as proof of qualification. Program subject to change or discontinuance.
****If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.
Equal Housing Lender. Membership eligibility required. Insured by NCUA.
^APR = Annual Percentage Rate. Rates and terms are determined by overall credit history and are subject to change. Loan approval based on creditworthiness. Estimated monthly payment of $86.28 per $1,000 borrowed, based on 12-month term at 5.75% APR. Maximum loan amount $5,000 with a maximum term of 12 months. To be eligible for a special holiday loan rate, automatic payments from an AmeriCU account are required. Cannot be combined with any other offer. Membership eligibility required. Equal Housing Lender. Insured by NCUA. Offer ends 01/15/2026.
