Honor, integrity, and service you can bank on.
As a credit union with its roots in the military, we understand the unique and exciting challenges that military life presents. We’re here to partner with you every step of the way, that’s why AmeriCU offers great rates on all of our products, exceptional service, and superior lending solutions from a credit union you can trust.
Enhanced Benefits for Military Members
At AmeriCU, we’ve improved the way we do business for our military members! Your service deserves ours, that’s why we offer the following benefits:
- New members may be pre-approved* for a $1,000 AmeriCU Visa® Credit Card and/or $500 Personal Line of Credit at account opening
- Mortgage products tailored to qualifying veterans and active-duty service members
- Direct Deposit one day early for military and Department of Defense employees*****
- Mobile Banking features like Remote Deposit (deposit checks – just by taking a picture!)**
- Online Banking with free apps for your smartphone or tablet
- Automatic enrollment in Transaction & Fraud Alerts when you provide your cell phone number at account opening
Connect Where You Serve
Our Virtual Financial Center with Live Video Assistance can help with:
AmeriCONNECT Visa® Cards
New members may be pre-approved* for a $1,000 AmeriCONNECT Visa Card and/or $500 Personal Line of Credit at account opening.
Mortgages
Products tailored to qualifying veterans and active-duty service members on their journey to homeownership.
Direct Deposit
One day early for military and Department of Defense employees. ****
Why AmeriCU?
Military
AmeriCU proudly serves military members and their families. No matter where you’re stationed, AmeriCU stands ready to meet your financial needs, no matter where life takes you.
First Responder & Military Loan Discount Program
Loan discounts available to qualifying*** members of the Military and First Responders:
- Home Improvement
- Vehicles, Motorcycles, and Marine
- Recreational Vehicles
- Personal Unsecured Loans
Salute to the Troops Tribute Concert at Mountainfest
Since 2011, AmeriCU has been proud to present the Salute to the Troops Tribute Concert at Mountainfest, to thank the soldiers of the United States Army, 10th Mountain Division, Fort Drum for their valiant service to our country.
Military Resources
Relocating can be a stressful time for any family; we have gathered some resources for you to help make your move as smooth a transition as possible. Military.com has a wealth of information and resources for you as you’re relocating. View relocation information and resources.
Whether it’s one-on-one, at a workshop, in a classroom, or online, AmeriCU is here to help you with all of your financial needs. Our knowledgeable staff will help guide you through the process of creating budgets, developing payment plans, and repairing your credit while establishing savings goals.
Get started with AmeriCU’s online financial wellness tools.
When preparing for deployment, one of the most important things you can do is ensure that your finances are in order and will be taken care of while you are away. Our experienced staff is available to assist you with the preparation of your financial affairs while you prepare to deploy. Learn more about AmeriCU’s Fort Drum Financial Center.
You can download the Military Deployment Guide here. This comprehensive guide to preparing for deployment was created by The Department of Defense’s Military OneSource. OneSource provides trusted information, answers and support on every aspect of military life 24/7/365 — private non-medical counseling and a range of specialty consultations are available at no cost to active duty, National Guard, reserve service members (regardless of activation status), their families and survivors. Learn more at www.MilitaryOneSource.mil or call
800-342-9647.
The Servicemembers Civil Relief Act (SCRA) is a program that provides legal and financial protections for you when you are on active duty. Make sure you’ve taken care of your loans and understand your options while deployed. Learn more about the SCRA.
On January 1, 2018, the military modernized its retirement plan by moving to the blended retirement system. Similar to an employer-sponsored 401(k) plan, the Thrift Savings Plan (TSP) helps you save for retirement while supplementing your military retirement pay. Learn more about saving for retirement.
AmeriCU has knowledgeable staff to help you answer any of your questions about the Thrift Savings Plan.
More Great AmeriCU Benefits
- Fee-free access to ATMs at any AmeriCU location, Wegmans, Cliff’s Local Markets, Stewart’s Shops, and some Byrne Dairy locations
- Account access anywhere in the country with over 30,000 surcharge-free CO-OP ATMs available in network.**
- Financial counseling so you can review your credit reports, discuss budgeting and financing options, set long-term financial goals, and more.
You might also be interested in
Salute to the Troops
Since 2011, AmeriCU has been proud to present the Salute to the Troops Tribute Concert at Mountainfest, a day-long event, free and open to the public, to thank the soldiers of the United States Army, 10th Mountain Division, Fort Drum for their valiant service to our country.
Virtual Financial Center
Here, you can do nearly anything virtually that you can do inside one of our financial centers, including talking with a live member of our team! It’s convenient, easy, and available wherever you go.
Online + Mobile Banking
Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union’s President and CEO elected as new Director to CenterState CEO Board of Directors
AmeriCU Credit Union proudly announces the election of its President and CEO, Ron Belle, to the CenterState CEO Board of Directors. Belle will bring invaluable expertise and insight to the Board of Directors, driving positive change in Central New York.
Events
North Country Heart Walk
Join your friends, family, and co-workers to be a relentless force for a world of longer, healthier lives. We’re all tied to heart disease and stroke in some way, and we must change that. By registering for the Heart Challenge today, you are taking the first step to save lives.
Education
Budgeting for Families
Does the idea of setting a household budget sound intimidating? You’re not alone—in fact, one report shows that only 2 out of every 5 families use a household budget to take control of their finances.
**Restrictions may apply. Not all members will qualify. Call 800.388.2000 for details.
***Data carrier rates may apply.
***Qualifying first responders for this program include: active service members, veterans, firefighters, police officers, Corrections Officers, EMTs and paramedics. You may be asked to provide your first responder work ID as proof of qualification. Program subject to change or discontinuance.
****If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.
Equal Housing Lender. Membership eligibility required. Insured by NCUA.