Grow savings at any age.
It’s never too early to start building strong financial habits. Teaching kids money management with their own savings accounts can help them create healthy habits that will bring lifelong benefits.
Open an AmeriCU Youth Savings Account today and watch their savings grow as they grow!
Compare Accounts
Stars and Stripes Share Savings
- For members ages 0 to 12.
- Requires an adult joint owner.
- $0.01 minimum balance to open.
- No monthly service or maintenance fees.
Rising Stars Share Savings
- For members ages 13 to 17.
- Requires an adult joint owner.
- $0.01 minimum balance to open.
- No monthly service or maintenance fees.
- Eligible for the AmeriCU Scholarship Program.
- Automatically transitions to a Share Savings Account when they turn 18.
Youth Savings Perks
Easy Online Access
When you use our Online + Mobile Banking, available on desktop or through the AmeriCU app.
Healthy Savings Habits
Learning good financial behavior now makes for greater financial success down the road.
Earn While You Save
All savings accounts earn dividends, which are compounded then paid out to you each month.
Free Youth Financial Wellness Courses and Tools
Banking Basics
Implement these strategies to help build strong financial habits and accomplish your goals!
Savings
Learn about savings accounts so you can make sure you’re taking the right approach when it comes to managing your money.
Budgeting Tool
This simple tool can help you quickly and easily plan your monthly expenses and get a better sense of where your money is going.
You may also be interested in
Share Certificates
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.
Money Markets
High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.
Financial Education
We offer a variety of educational tools and resources to learn about the different ways to save, grow, and spend your money! Let’s connect you with our financial wellness and education courses.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union Receives Approval to Expand Membership Eligibility Across New York State
AmeriCU Credit Union announced today that it has received approval from the New York State Department of Financial Services (DFS) for its application to expand its field of membership, allowing the credit union to serve individuals, families, and businesses in 27 additional counties across New York State.
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Keeseville Business Association’s Summer Music Festival – Fiddler’s Dream
The Keeseville Summer Music Festival is a free community concert series held every Friday evening from 6:00–8:00 PM throughout July and August at Riverside Park in Keeseville. The festival features a lineup of local and regional bands performing live music in a scenic outdoor setting, creating an enjoyable experience for residents and visitors of all ages.
Education
A Guide to Student Loans and Financial Aid
Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.