Grow savings at any age.

AmeriCU is happy to create and support good financial habits at a young age, and you get to watch their savings grow as they grow! Anyone under the age of 18 can open a Youth Savings Account with as little as one penny as long as there is an adult on the account as joint owner. Plus, you earn monthly interest on what you save. Teach your kids it’s never too young to start good savings habits and open an AmeriCU Youth Savings Account today! Perfect for kids aged 0-17.

Youth Savings Perks

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Easy Online Access

When you use our Online + Mobile Banking, available on desktop or through the AmeriCU app.

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Healthy Savings Habits

Learning good financial behavior now makes for greater financial success down the road.

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Earn While You Save

All savings accounts earn dividends, which are compounded then paid out to you each month.


Each year, AmeriCU is proud to award scholarships to graduating high school seniors or students continuing their college education.


Youth Financial Wellness Topics

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Banking Basics

Implement these strategies to help build strong financial habits and accomplish your goals!

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Learn about savings accounts so you can make sure you’re taking the right approach when it comes to managing your money.

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Budgeting Tool

This simple tool can help you quickly and easily plan your monthly expenses and get a better sense of where your money is going.

You may also be interested in

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Share Certificates

AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.

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Money Markets

High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.

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Financial Education

We offer a variety of educational tools and resources to learn about the different ways to save, grow, and spend your money! Let’s connect you with our financial wellness and education courses.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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