Grow savings at any age.
It’s never too early to start building strong financial habits. Teaching kids money management with their own savings accounts can help them create healthy habits that will bring lifelong benefits.
Open an AmeriCU Youth Savings Account today and watch their savings grow as they grow!
Compare Accounts
Stars and Stripes Share Savings
- For members ages 0 to 12.
- Requires an adult joint owner.
- $0.01 minimum balance to open.
- No monthly service or maintenance fees.
Rising Stars Share Savings
- For members ages 13 to 17.
- Requires an adult joint owner.
- $0.01 minimum balance to open.
- No monthly service or maintenance fees.
- Eligible for the AmeriCU Scholarship Program.
- Automatically transitions to a Share Savings Account when they turn 18.
Youth Savings Perks
Easy Online Access
When you use our Online + Mobile Banking, available on desktop or through the AmeriCU app.
Healthy Savings Habits
Learning good financial behavior now makes for greater financial success down the road.
Earn While You Save
All savings accounts earn dividends, which are compounded then paid out to you each month.
Free Youth Financial Wellness Courses and Tools
Banking Basics
Implement these strategies to help build strong financial habits and accomplish your goals!
Savings
Learn about savings accounts so you can make sure you’re taking the right approach when it comes to managing your money.
Budgeting Tool
This simple tool can help you quickly and easily plan your monthly expenses and get a better sense of where your money is going.
You may also be interested in
Share Certificates
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.
Money Markets
High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.
Financial Education
We offer a variety of educational tools and resources to learn about the different ways to save, grow, and spend your money! Let’s connect you with our financial wellness and education courses.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
What Does AmeriCU’s Field of Membership Expansion Mean for Members?
AmeriCU’s recent Field of Membership expansion into 27 additional New York counties creates new opportunities to increase convenience, access, and community investment for current and future members. The growth supports continued investments in technology, security, member services, and local partnerships while maintaining AmeriCU’s commitment to personalized service and financial success.
Events
Rome Art and Community Center’s Monday Night Concert Series
The Alliance Classical Players, a professional chamber ensemble of the Rome Community Concert Band, Inc., presents a special performance as part of the Rome Art and Community Center’s Monday Night Concert Series. Marking two decades of artistic excellence in the Mohawk Valley, this 20th-anniversary milestone event features free, high-quality classical music presented by professional musicians in a welcoming community setting.
Education
Creating a Budget for Back-to-School Shopping
This course teaches the fundamentals of creating and managing a budget so you can better understand your income, expenses, and spending habits. By applying these budgeting strategies to back-to-school shopping, you can maximize your money and stay on track with your financial goals.