Grow savings at any age.
AmeriCU is happy to create and support good financial habits at a young age, and you get to watch their savings grow as they grow! Anyone under the age of 18 can open a Youth Savings Account with as little as one penny as long as there is an adult on the account as joint owner. Plus, you earn monthly interest on what you save. Teach your kids it’s never too young to start good savings habits and open an AmeriCU Youth Savings Account today! Perfect for kids aged 0-17.
Youth Savings Perks
Easy Online Access
When you use our Online + Mobile Banking, available on desktop or through the AmeriCU app.
Healthy Savings Habits
Learning good financial behavior now makes for greater financial success down the road.
Earn While You Save
All savings accounts earn dividends, which are compounded then paid out to you each month.
Youth Financial Wellness Topics
Banking Basics
Implement these strategies to help build strong financial habits and accomplish your goals!
Savings
Learn about savings accounts so you can make sure you’re taking the right approach when it comes to managing your money.
Budgeting Tool
This simple tool can help you quickly and easily plan your monthly expenses and get a better sense of where your money is going.
You may also be interested in
Share Certificates
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.
Money Markets
High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account.
Financial Education
We offer a variety of educational tools and resources to learn about the different ways to save, grow, and spend your money! Let’s connect you with our financial wellness and education courses.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union’s President and CEO elected as new Director to CenterState CEO Board of Directors
AmeriCU Credit Union proudly announces the election of its President and CEO, Ron Belle, to the CenterState CEO Board of Directors. Belle will bring invaluable expertise and insight to the Board of Directors, driving positive change in Central New York.
Events
North Country Heart Walk
Join your friends, family, and co-workers to be a relentless force for a world of longer, healthier lives. We’re all tied to heart disease and stroke in some way, and we must change that. By registering for the Heart Challenge today, you are taking the first step to save lives.
Education
Budgeting for Families
Does the idea of setting a household budget sound intimidating? You’re not alone—in fact, one report shows that only 2 out of every 5 families use a household budget to take control of their finances.