Alert: Please ensure that you are only accessing our services through our official website: https://www.AmeriCU.org or https://www.MyAmeriCU.org for online banking. Be cautious of websites that may appear similar to ours as phishing attempts targeting financial institutions are on the rise.
Retirement savings accounts are one of the best savings tools available today, with great rates, increased contribution limits, and increased portability of assets between plan types. More people than ever before are now eligible to take advantage of the incredible tax advantages available. Even better, traditional retirement savings contributions are tax-deductible for many, consult your tax advisor. Over time, these special tax features can result in significantly more savings than typical savings accounts.
Allows you to invest money and pay no taxes on the money you invest until you withdraw it. With no minimum contribution required, this type of account might be best for those who do not have a workplace retirement plan, or those who are beginning to build their retirement funds.
You’ll pay tax on the money you invest, but no tax when it comes time to withdrawal. Also with no minimum contribution required, this type of account works best for those who are beginning to build their retirement savings and expect to be in a higher tax bracket at the time they’ll be withdrawing funds.
Allows you to invest money solely to pay for qualifying education expenses like tuition, books, and equipment. With no minimum contribution required, this type of account works best for those looking to exclusively save for grade school, high school, or continuing college expenses.
AmeriCU Investments offers a full range of financial planning services to help you plan, save, invest for retirement, and to leave a financial legacy.
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.
AmeriCU is proud to partner with Student Choice to offer options to pay for college or refinance your current student loans.
If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
As consumers continue to adapt to rising costs of living and shifting financial priorities, many are increasingly looking for ways to grow their money without sacrificing access to their funds. In response, AmeriCU Credit Union has introduced a new High-Rate Money Market Account designed to offer both competitive returns and liquidity.
AmeriCU Credit Union proudly partnered with the Syracuse Mets to launch the AmeriCU Most Improved Student Program, celebrating student growth with on‑field recognition and a memorable ballpark experience.
Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.
