Retirement savings accounts are one of the best savings tools available today, with great rates, increased contribution limits, and increased portability of assets between plan types. More people than ever before are now eligible to take advantage of the incredible tax advantages available. Even better, traditional retirement savings contributions are tax-deductible for many, consult your tax advisor. Over time, these special tax features can result in significantly more savings than typical savings accounts.
Allows you to invest money and pay no taxes on the money you invest until you withdraw it. With no minimum contribution required, this type of account might be best for those who do not have a workplace retirement plan, or those who are beginning to build their retirement funds.
You’ll pay tax on the money you invest, but no tax when it comes time to withdrawal. Also with no minimum contribution required, this type of account works best for those who are beginning to build their retirement savings and expect to be in a higher tax bracket at the time they’ll be withdrawing funds.
Allows you to invest money solely to pay for qualifying education expenses like tuition, books, and equipment. With no minimum contribution required, this type of account works best for those looking to exclusively save for grade school, high school, or continuing college expenses.
AmeriCU Investments offers a full range of financial planning services to help you plan, save, invest for retirement, and to leave a financial legacy.
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.
AmeriCU is proud to partner with Student Choice to offer options to pay for college or refinance your current student loans.
If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.
Questions? Click the ‘Let’s Talk’ button in the bottom right-hand corner to get started!
AmeriCU Credit Union is dedicated to fostering professional growth and excellence. The credit union proudly announces the graduation of Benjamin Mack, Commercial Loan Officer from the prestigious CenterState CEO Leadership Program.
Lights On The Lake is now open for the season at Onondaga Lake Park in Liverpool.
Credit cards also allow you to pay off your balance over time while still using your card. In other words, you can take on short-term debt, which isn’t necessarily a bad thing if you’re able to pay that debt off.