Please note: Please note that the lobbies at our Peru, Keeseville, AuSable Forks, and Wilmington Financial Centers are currently closed. Transactions can still be completed through our drive-thrus, ITMs, Online & Mobile Banking, or by clicking "Let's Connect" in the lower-right corner for assistance. Thank you.
An HSA Checking Account offers a simple, tax‑smart way to pay for qualified medical expenses. Your funds stay accessible while maintaining the tax advantages of a Health Savings Account.
With an HSA, you can:
To get started, click “Let’s Connect” in the bottom right-hand corner now.
If you have HSA funds you don’t plan to use right away, an HSA Money Market Account gives you a smart place to park them. You can earn steady, low‑risk dividends on unused balances while keeping your money accessible in case of an unexpected or major medical expense—without giving up the tax advantages of your Health Savings Account.
To get started, click “Let’s Connect” in the bottom right‑hand corner.
The contributions you make remain in your account until you use them, and an HSA account is “portable” – it stays with you if you change employers or leave the work force.
Not sure what an HSA covers? Take a look at the IRS Publication 502 which defines all qualified Medical and Dental Expenses available to you.
You can generally include medical expenses you pay for yourself, as well as those you pay for someone who was your spouse or your dependent either when the services were provided or when you paid for them.
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.
Enjoy a variety of investment options to meet long, medium, or short-term retirement needs with an Retirement Savings Account, more commonly known as an Individual Retirement Arrangement, or IRA.
If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
AmeriCU Credit Union announced today that it has received approval from the New York State Department of Financial Services (DFS) for its application to expand its field of membership, allowing the credit union to serve individuals, families, and businesses in 27 additional counties across New York State.
The Keeseville Summer Music Festival is a free community concert series held every Friday evening from 6:00–8:00 PM throughout July and August at Riverside Park in Keeseville. The festival features a lineup of local and regional bands performing live music in a scenic outdoor setting, creating an enjoyable experience for residents and visitors of all ages.
Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.
*Terms and conditions apply.
**Please review IRS Publication 502 for a complete list of services and products that count as qualified Medical and Dental Expenses.
