With an HSA, you can:

  • Make tax-deductible contributions into your account
  • Have a debit card with ATM access
  • Withdraw funds tax-free to pay for qualified medical expenses**
  • Earn dividends on account balances of $25 or more
  • Roll funds over each year
  • Choose either a single or family option

Health Savings Account Perks

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It’s Your Savings

The contributions you make remain in your account until you use them, and an HSA account is “portable” – it stays with you if you change employers or leave the work force.

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It Covers More Than You Think

Not sure what an HSA covers? Take a look at the IRS Publication 502 which defines all qualified Medical and Dental Expenses available to you.

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It’s Not Just For You

You can generally include medical expenses you pay for yourself, as well as those you pay for someone who was your spouse or your dependent either when the services were provided or when you paid for them.

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Share Certificates

AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.

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Retirement Savings Accounts

Enjoy a variety of investment options to meet long, medium, or short-term retirement needs with an Retirement Savings Account, more commonly known as an Individual Retirement Arrangement, or IRA.

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Financial Planning

If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.


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**Please review IRS Publication 502 for a complete list of services and products that count as qualified Medical and Dental Expenses.