AmeriCU’s HSA Checking Account
An HSA Checking Account offers a simple, tax‑smart way to pay for qualified medical expenses. Your funds stay accessible while maintaining the tax advantages of a Health Savings Account.
With an HSA, you can:
- Make tax-deductible contributions into your account
- Have a debit card with ATM access
- Withdraw funds tax-free to pay for qualified medical expenses**
- Earn dividends on account balances of $25 or more
- Roll funds over each year
- Choose either a single or family option
To get started, click “Let’s Connect” in the bottom right-hand corner now.
A smarter way to grow your HSA: HSA Money Market
If you have HSA funds you don’t plan to use right away, an HSA Money Market Account gives you a smart place to park them. You can earn steady, low‑risk dividends on unused balances while keeping your money accessible in case of an unexpected or major medical expense—without giving up the tax advantages of your Health Savings Account.
To get started, click “Let’s Connect” in the bottom right‑hand corner.
Health Savings Account Perks
It’s Your Savings
The contributions you make remain in your account until you use them, and an HSA account is “portable” – it stays with you if you change employers or leave the work force.
It Covers More Than You Think
Not sure what an HSA covers? Take a look at the IRS Publication 502 which defines all qualified Medical and Dental Expenses available to you.
It’s Not Just For You
You can generally include medical expenses you pay for yourself, as well as those you pay for someone who was your spouse or your dependent either when the services were provided or when you paid for them.
You may also be interested in
Share Certificates
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.
Retirement Savings Accounts
Enjoy a variety of investment options to meet long, medium, or short-term retirement needs with an Retirement Savings Account, more commonly known as an Individual Retirement Arrangement, or IRA.
Financial Planning
If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
Are Spooky Spending Habits Haunting Your Budget?
Impulse purchases, forgotten subscriptions, and unplanned spending can quietly derail your financial goals. Learn how to identify common budget “haunters” and keep your finances on track this fall.
Events
Blood Cancer United’s Light the Night Walk
Light The Night is a community fundraising walk that honors blood cancer survivors, supports patients and families, and remembers loved ones lost to blood cancer. Participants carry illuminated lanterns while raising funds for research, treatment access, and patient support services.
Education
Home Equity Loans and Home Equity Lines of Credit
Learn how homeowners can use their home equity through a Home Equity Loan or Home Equity Line of Credit (HELOC). This course explains the differences, requirements, benefits, and risks of each option to help you make informed borrowing decisions.
*Terms and conditions apply.
**Please review IRS Publication 502 for a complete list of services and products that count as qualified Medical and Dental Expenses.