With an HSA, you can:
- Make tax-deductible contributions into your account
- Have a debit card with ATM access
- Withdraw funds tax-free to pay for qualified medical expenses**
- Earn dividends on account balances of $25 or more
- Roll funds over each year
- Choose either a single or family option
Health Savings Account Perks
It’s Your Savings
The contributions you make remain in your account until you use them, and an HSA account is “portable” – it stays with you if you change employers or leave the work force.
It Covers More Than You Think
Not sure what an HSA covers? Take a look at the IRS Publication 502 which defines all qualified Medical and Dental Expenses available to you.
It’s Not Just For You
You can generally include medical expenses you pay for yourself, as well as those you pay for someone who was your spouse or your dependent either when the services were provided or when you paid for them.
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Share Certificates
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.
Retirement Savings Accounts
Enjoy a variety of investment options to meet long, medium, or short-term retirement needs with an Retirement Savings Account, more commonly known as an Individual Retirement Arrangement, or IRA.
Financial Planning
If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union’s President and CEO elected as new Director to CenterState CEO Board of Directors
AmeriCU Credit Union proudly announces the election of its President and CEO, Ron Belle, to the CenterState CEO Board of Directors. Belle will bring invaluable expertise and insight to the Board of Directors, driving positive change in Central New York.
Events
North Country Heart Walk
Join your friends, family, and co-workers to be a relentless force for a world of longer, healthier lives. We’re all tied to heart disease and stroke in some way, and we must change that. By registering for the Heart Challenge today, you are taking the first step to save lives.
Education
Budgeting for Families
Does the idea of setting a household budget sound intimidating? You’re not alone—in fact, one report shows that only 2 out of every 5 families use a household budget to take control of their finances.
*Terms and conditions apply.
**Please review IRS Publication 502 for a complete list of services and products that count as qualified Medical and Dental Expenses.