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Heath Savings Checking Account from AmeriCU

AmeriCU’s HSA Checking Account

An HSA Checking Account offers a simple, tax‑smart way to pay for qualified medical expenses. Your funds stay accessible while maintaining the tax advantages of a Health Savings Account.

With an HSA, you can:

  • Make tax-deductible contributions into your account
  • Have a debit card with ATM access
  • Withdraw funds tax-free to pay for qualified medical expenses**
  • Earn dividends on account balances of $25 or more
  • Roll funds over each year
  • Choose either a single or family option


To get started, click “Let’s Connect” in the bottom right-hand corner now.

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A smarter way to grow your HSA: HSA Money Market

If you have HSA funds you don’t plan to use right away, an HSA Money Market Account gives you a smart place to park them. You can earn steady, low‑risk dividends on unused balances while keeping your money accessible in case of an unexpected or major medical expense—without giving up the tax advantages of your Health Savings Account.

To get started, click “Let’s Connect” in the bottom right‑hand corner.

Health Savings Account Perks

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It’s Your Savings

The contributions you make remain in your account until you use them, and an HSA account is “portable” – it stays with you if you change employers or leave the work force.

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It Covers More Than You Think

Not sure what an HSA covers? Take a look at the IRS Publication 502 which defines all qualified Medical and Dental Expenses available to you.

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It’s Not Just For You

You can generally include medical expenses you pay for yourself, as well as those you pay for someone who was your spouse or your dependent either when the services were provided or when you paid for them.

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Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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*Terms and conditions apply.

**Please review IRS Publication 502 for a complete list of services and products that count as qualified Medical and Dental Expenses.