In just 45 minutes, we can provide you with financial guidance tailored to your needs, and recommend solutions based on your unique circumstances.

Plus, there’s no cost!

Schedule a Financial Counseling Appointment

Debt Consolidation

Review your expenses, learn ways you can cut back, and connect with options to consolidate higher debts.

Budgeting

Learn how to better allocate your paycheck and discover alternative options for different monthly expenses.

Financial Review

Review your credit report, discuss any financial hardships you may be experiencing, and set long-term goals.

“Members can expect to be treated with respect and understanding during a one-on-one session. We, as counselors, know that life happens, and we want to help! Financial counseling is about the end goal AND the journey – it helps having someone in your corner working toward your dreams of financial success.”

-Travis Knight, Certified Credit Union Financial Counselor (CCUFC)

 

Financial Education

Financial Wellness and Financial Education

AmeriCU’s Financial Wellness programs are geared toward helping our members live life, dream big, and achieve financial success.

We know you face important financial decisions every day and AmeriCU is here to help! Our programs and resources will equip you with the critical knowledge and skills you need to make the financial decisions that are best for you. That’s why we proudly offer financial wellness seminars and educational resources at no cost for schools, colleges, community groups, not-for-profit organizations, and business partners of AmeriCU.

Virtual FC

Virtual Financial Center

The Virtual FC is a great place to do your banking – without moving a muscle.

You can join AmeriCU, apply for a loan, open a deposit product and so much more. All with the help of an AmeriCU employee. Stuck on a screen and not sure where to go next? Have questions about a loan you’ve started an application for? Curious about our rates? Whatever it is- we’re here to help!

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

Christiana Carruthers

News

Jul 09, 2026

AmeriCU Credit Union Appoints Small Business Relationship Manager to Support Local Businesses

AmeriCU Credit Union is pleased to announce the appointment of Christiana Carruthers as Small Business Relationship Manager, where she will focus on supporting local businesses in Cortland, Auburn, Fulton, Liverpool, Camillus and Onondaga Hill with personalized financial solutions and hands-on guidance.

events image

Events

Jul 16, 2026

New Hartford Firemen’s Benevolent Association Fire Truck Spectacular

The New Hartford Firemen’s Benevolent Association Fire Truck Spectacular is a free, family‑friendly community event held at Sangertown Square, featuring over 70 fire trucks and emergency response vehicles from across the region. Attendees can explore the vehicles, meet local firefighters, and enjoy food trucks and activities in a fun, interactive environment. 

education image

Education

Jul 09, 2026

A Guide to Student Loans and Financial Aid

Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.