Let’s connect you with a Financial Counselor near you!

Our counselors can assist you with reviewing your credit report, budgeting, navigating financial hardships, setting long-term goals, and more. They have obtained the specialized skills and knowledge required to guide members to financial security. Schedule a one-on-one consultation today, make an appointment for the future, or stop in to any AmeriCU location to get started. Not sure where to begin? Click ‘Let’s Talk’ in the right-hand corner to connect.

Meet Our Certified Credit Union Financial Counselors

Elizabeth Annahein

Elizabeth Annahein

Assistant Financial Center Manager

P:  315.356.3000, ext. 6024

E: [email protected]

Liverpool Financial Center 

Alina Decker

Alina Decker

Member Relationship Advisor III

P:  315.356.3000, ext. 6312

E: [email protected]

Auburn Financial Center

Uli Ethridge

Uli Ethridge

Member Relationship Advisor III

P:  315.356.3000, ext. 6424

E: [email protected]

Cortland Financial Center

Muniba Ferhatovic

Muniba Ferhatovic

Assistant Financial Center Manager

P:  315.356.3000, ext. 6261 

E: [email protected]

Commercial Drive Financial Center 

Shannon Garrison

Shannon Garrison

Membership Relationship Advisor III

P: 800.388.2000 ext. 6054

E: [email protected]

Lowville Financial Center

Michelle Hamilton

Michelle Hamilton

Assistant Financial Center Manager

P:  315.356.3000, ext. 6323

E: [email protected]

Watertown Financial Center

Travis Knight

Travis Knight

Member Relationship Advisor IV

P:  315.356.3000, ext. 6161 

E: [email protected]

Cicero Financial Center

Katherine Kowatch

Katherine Kowatch 

Assistant Financial Center Manager

P:  315.356.3000, ext. 6310 

E: [email protected]

Onondaga Hill Financial Center

Roula Kozaniti

Roula Kozaniti

Member Relationship Advisor IV

P:  315.356.3000, ext. 6178

E: [email protected]

Fayetteville Financial Center

Nicole Lapman

Nicole Lampman 

Member Relationship Advisor III

P:  315.356.3000, ext. 6052 

E: [email protected]

Lowville Financial Center

Margaret Maass

Margaret Maass

Member Relationship Advisor IV

P:  315.356.3000, ext. 6007

E: [email protected]

Herkimer Financial Center

Michele Meddley

Michele Meddley

Member Relationship Advisor II

P:  315.356.3000, ext. 6104 

E: [email protected] 

Cicero Financial Center

Rebheka Moran

Rebheka Moran

Membership Relationship Advisor III

P: 800.388.2000 ext. 6080

E: [email protected]

Fort Drum Financial Center

Audra Melfi

Audra Muolo

Member Relationship Advisor II

P:  315.356.3000, ext. 6100

E: [email protected]

Cicero Financial Center

Sara Munoz

Sara Wean

Assistant Financial Center Manager

P:  315.356.3000, ext. 6362

E: [email protected]

Armory Square Financial Center

Kevin Murray

Kevin Murray

Member Relationship Advisor III

P:  315.356.3000, ext. 6324

E: [email protected]

Watertown Financial Center

Daniela Paparo

Daniela Paparo

Member Relationship Advisor IV

P:  315.356.3000, ext. 6172 

E: [email protected]

Fayetteville Financial Center

Michele Riggs

Michele Riggs

Member Relationship Advisor III

P:  315.356.3000, ext. 6129

E: [email protected]

Oneida Financial Center

Christine Rurak

Christine Rurak

Member Relationship Advisor III

P:  315.356.3000, ext. 6131

E: [email protected]

Oneida Financial Center

Jonathan Turner

Jonathan Turner

Membership Relationship Advisor I

P: 800.388.2000 ext. 6082

E: [email protected]

Liverpool Financial Center

Elizabeth Ware

Elizabeth Ware

Member Relationship Advisor II

P:  315.356.3000, ext. 6344

E: [email protected] 

Camillus Financial Center

WHEREVER YOU GO — THERE WE ARE.

AmeriCU’s Virtual Financial Center is available wherever you are – online, in-person, or anywhere in between.

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Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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AmeriCU Credit Union invests in community engagement with Zoo New York’s Mobile  

AmeriCU Credit Union is excited to announce its support of Zoo New York’s Mobile to bring the wonders of the animal kingdom directly to our community. The Zoo Mobile offers a wide variety of educational experiences that allow the zoo to come to you.  

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Oct 04, 2023

$100,000 Miracle Drawing to benefit CMN Hospitals at MVHS

Each year AmeriCU is a proud supporter of the $100,000 Miracle Drawing to benefit CMN Hospitals at MVHS which helps sick and injured children in our community.

Credit Scores and Reports

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Credit Scores and Reports

Your credit can have a big impact on your financial life. Credit scores and reports provide a snapshot of the financial habits that financial institutions, cell phone companies, credit card companies, and others use to get a sense of your creditworthiness.

Certification is received upon successful completion of required examinations as provided by the Credit Union National Association’s Financial Counseling Certification Program (FiCEP).