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In just 45 minutes, we can provide you with financial guidance tailored to your needs, and recommend solutions based on your unique circumstances.

Plus, there’s no cost!

Schedule a Financial Counseling Appointment

Debt Consolidation

Review your expenses, learn ways you can cut back, and connect with options to consolidate higher debts.

Budgeting

Learn how to better allocate your paycheck and discover alternative options for different monthly expenses.

Financial Review

Review your credit report, discuss any financial hardships you may be experiencing, and set long-term goals.

“Members can expect to be treated with respect and understanding during a one-on-one session. We, as counselors, know that life happens, and we want to help! Financial counseling is about the end goal AND the journey – it helps having someone in your corner working toward your dreams of financial success.”

-Travis Knight, Certified Credit Union Financial Counselor (CCUFC)

 

Financial Education

Financial Wellness and Financial Education

AmeriCU’s Financial Wellness programs are geared toward helping our members live life, dream big, and achieve financial success.

We know you face important financial decisions every day and AmeriCU is here to help! Our programs and resources will equip you with the critical knowledge and skills you need to make the financial decisions that are best for you. That’s why we proudly offer financial wellness seminars and educational resources at no cost for schools, colleges, community groups, not-for-profit organizations, and business partners of AmeriCU.

Virtual FC

Virtual Financial Center

The Virtual FC is a great place to do your banking – without moving a muscle.

You can join AmeriCU, apply for a loan, open a deposit product and so much more. All with the help of an AmeriCU employee. Stuck on a screen and not sure where to go next? Have questions about a loan you’ve started an application for? Curious about our rates? Whatever it is- we’re here to help!

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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AmeriCU & The American Heart Association Walking Together For A Lifesaving Cause

News

Jan 14, 2026

AmeriCU & the American Heart Association: Walking Together for a Lifesaving Cause

AmeriCU proudly partners with the American Heart Association as a long-standing sponsor of Heart Walks in Utica, Syracuse, and the North Country. Join our teams or donate to help fight heart disease and support life-saving research.

Home Show

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Jan 31, 2026

The Home Show – Day 1

Using AI In Personal Finance

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Using AI in Personal Finance

In today’s fast-paced digital world, managing personal finances has become more complex—and more critical—than ever.