Exclusive Benefits for Business Partner Employees
Loan Discounts
- Vehicle, Marine and Jet Ski
- Recreational Vehicles, RV and ATV
- Personal Unsecured Loans
+0.25% Rate Enhancement on Share Certificates*
Earn more while you save with an additional 0.25% increase on the dividend rate of your share certificate!
Get Paid a Day Early**
AmeriCU members may now get paid one business day early with qualifying direct deposit! There’s no enrollment required; it’s included as part of our standard direct deposit feature.
Mortgage Loan Application/Origination Fee Waiver
If you’re a first-time home buyer, and the employee of an AmeriCU Business Partner you can have your Mortgage Application/Origination fee waived!
$1,000 AmeriCONNECT Visa® Credit Card
Have you experienced financial hardship in the past? Employees may be approved*** for a $1,000 AmeriCONNECT Visa® Card, regardless of credit score!
Health Savings Accounts (HSAs)
Available to those who have a High Deductible Health Insurance plan to pay for qualifying medical expenses like prescriptions and co-pays.
24/7 Easy Account Access
AmeriCU Members have 24/7 account access through a variety of tools and services including:
- Online + Mobile Banking – Try the AmeriCU App!
- 30,000 Surcharge-Free ATMs nationwide through the CO-OP network
- Bank from wherever you are from our Virtual Financial Center
Convenient Products and Services
AmeriCU members have access to:
- Credit report and budgeting reviews
- Checking and Savings Accounts
- Credit Cards and Loans
- Mortgages and Home Equities
- Financial Wellness and Education
- Your own personal AmeriCU employee!
Your Own Personal AmeriCU Employee:
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In Our Community
AmeriCU values the importance of giving back to the communities where we live and work, it is part of who we are.
News
Take a look at some exciting things happening at AmeriCU and in our local community!
Real Connections Matter
AmeriCU has everything you need to connect you where you are with where you want to be.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
What Does AmeriCU’s Field of Membership Expansion Mean for Members?
AmeriCU’s recent Field of Membership expansion into 27 additional New York counties creates new opportunities to increase convenience, access, and community investment for current and future members. The growth supports continued investments in technology, security, member services, and local partnerships while maintaining AmeriCU’s commitment to personalized service and financial success.
Events
Johnson Park Center Back-to-School Event
The Annual Back-to-School Giveaway at the JPG Community Center provides backpacks filled with school supplies, dental hygiene items, and additional food support to local families. Held alongside the organization’s weekly food pantry, the event serves children and families across Oneida, Herkimer, Otsego, Madison, and surrounding counties, with a goal of assisting 2,500 students in 2026.
Education
Creating a Budget for Back-to-School Shopping
This course teaches the fundamentals of creating and managing a budget so you can better understand your income, expenses, and spending habits. By applying these budgeting strategies to back-to-school shopping, you can maximize your money and stay on track with your financial goals.
*Share certificate rate enhancement of 0.25% is exclusive to employees of AmeriCU’s Business Partners. Member must have and maintain an AmeriCU checking account with direct deposit and e-statements to receive this special rate. This rate cannot be combined with other relationship pricing.
**If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.
***Restrictions may apply. Not all members will qualify. Call 800.388.2000 ext. 6241 for details.