Exclusive Benefits for Business Partner Employees

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Loan Discounts

  • Vehicle, Marine and Jet Ski
  • Recreational Vehicles, RV and ATV
  • Personal Unsecured Loans
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+0.25% Rate Enhancement on Share Certificates*

Earn more while you save with an additional 0.25% increase on the dividend rate of your share certificate!

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Get Paid a Day Early**

AmeriCU members may now get paid one business day early with qualifying direct deposit! There’s no enrollment required; it’s included as part of our standard direct deposit feature.

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Mortgage Loan Application/Origination Fee Waiver

If you’re a first-time home buyer, and the employee of an AmeriCU Business Partner you can have your Mortgage Application/Origination fee waived!

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$1,000 AmeriCONNECT Visa® Credit Card

Have you experienced financial hardship in the past? Employees may be approved*** for a $1,000 AmeriCONNECT Visa® Card, regardless of credit score!

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Health Savings Accounts (HSAs)

Available to those who have a High Deductible Health Insurance plan to pay for qualifying medical expenses like prescriptions and co-pays.

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24/7 Easy Account Access

AmeriCU Members have 24/7 account access through a variety of tools and services including:

Convenient Products

Convenient Products and Services

AmeriCU members have access to:

  • Credit report and budgeting reviews
  • Checking and Savings Accounts
  • Credit Cards and Loans
  • Mortgages and Home Equities
  • Financial Wellness and Education
  • Your own personal AmeriCU employee!

Your Own Personal AmeriCU Employee:

Gail Rizzo-Spilka

Gail Rizzo-Spilka

AVP, Business Development

Phone: 315.356.3000 ext. 6241

[email protected]

Lisa Wash 1

Lisa Wash

Manager, Membership Development

Phone: 315.356.3000 ext. 3363

[email protected]

Kirstyn Frey 1

Kirstyn Frey

Member Partner Advisor

Phone: 315.356.3000 ext. 6140

[email protected]

Alicia Smith

Alicia Smith

Member Partner Advisor

Phone: 315.356.3000 ext. 3148

[email protected]

Jen Schiebler

Jennifer Schiebler

Member Partner Advisor

Phone: 315.356.3000 ext. 6006

[email protected]

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In Our Community

AmeriCU values the importance of giving back to the communities where we live and work, it is part of who we are.

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News

Take a look at some exciting things happening at AmeriCU and in our local community!

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Real Connections Matter

AmeriCU has everything you need to connect you where you are with where you want to be.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

AmeriCU News

News

Jul 20, 2026

AmeriCU Credit Union Receives Approval to Expand Membership Eligibility Across New York State

AmeriCU Credit Union announced today that it has received approval from the New York State Department of Financial Services (DFS) for its application to expand its field of membership, allowing the credit union to serve individuals, families, and businesses in 27 additional counties across New York State.

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Events

Jul 31, 2026

Keeseville Business Association’s Summer Music Festival – Fiddler’s Dream

The Keeseville Summer Music Festival is a free community concert series held every Friday evening from 6:00–8:00 PM throughout July and August at Riverside Park in Keeseville. The festival features a lineup of local and regional bands performing live music in a scenic outdoor setting, creating an enjoyable experience for residents and visitors of all ages.

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Education

Jul 09, 2026

A Guide to Student Loans and Financial Aid

Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.

*Share certificate rate enhancement of 0.25% is exclusive to employees of AmeriCU’s Business Partners. Member must have and maintain an AmeriCU checking account with direct deposit and e-statements to receive this special rate. This rate cannot be combined with other relationship pricing.

**If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.

***Restrictions may apply. Not all members will qualify. Call 800.388.2000 ext. 6241 for details.