Exclusive Benefits for Business Partner Employees
Loan Discounts
- Vehicle, Marine and Jet Ski
- Recreational Vehicles, RV and ATV
- Personal Unsecured Loans
+0.25% Rate Enhancement on Share Certificates*
Earn more while you save with an additional 0.25% increase on the dividend rate of your share certificate!
Get Paid a Day Early**
AmeriCU members may now get paid one business day early with qualifying direct deposit! There’s no enrollment required; it’s included as part of our standard direct deposit feature.
Mortgage Loan Application/Origination Fee Waiver
If you’re a first-time home buyer, and the employee of an AmeriCU Business Partner you can have your Mortgage Application/Origination fee waived!
$1,000 AmeriCONNECT Visa® Credit Card
Have you experienced financial hardship in the past? Employees may be approved*** for a $1,000 AmeriCONNECT Visa® Card, regardless of credit score!
Health Savings Accounts (HSAs)
Available to those who have a High Deductible Health Insurance plan to pay for qualifying medical expenses like prescriptions and co-pays.
24/7 Easy Account Access
AmeriCU Members have 24/7 account access through a variety of tools and services including:
- Online + Mobile Banking – Try the AmeriCU App!
- 30,000 Surcharge-Free ATMs nationwide through the CO-OP network
- Bank from wherever you are from our Virtual Financial Center
Convenient Products and Services
AmeriCU members have access to:
- Credit report and budgeting reviews
- Checking and Savings Accounts
- Credit Cards and Loans
- Mortgages and Home Equities
- Financial Wellness and Education
- Your own personal AmeriCU employee!
Your Own Personal AmeriCU Employee:
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In Our Community
AmeriCU values the importance of giving back to the communities where we live and work, it is part of who we are.
News
Take a look at some exciting things happening at AmeriCU and in our local community!
Real Connections Matter
AmeriCU has everything you need to connect you where you are with where you want to be.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union Announces Artists for 2025 Salute to the Troops Tribute Concert at Fort Drum’s Mountainfest
AmeriCU is proud to announce Nate Smith as the headliner for the 13th Salute to the Troops Tribute Concert, with special guest Priscilla Block.
Events
Lowville Financial Center’s Let’s Connect Day
AmeriCU members and the community are encouraged to visit the credit union’s Lowville Financial Center to learn about all the different services AmeriCU provides, all in one place! Meet with the right teammates and get the answers you need.
Education
Healthy Financial Habits
If you ever feel overwhelmed by your financial situation, you’re not alone. In fact, nearly half of all Americans live paycheck to paycheck—struggling to pay their bills or save for the future.
*Share certificate rate enhancement of 0.25% is exclusive to employees of AmeriCU’s Business Partners. Member must have and maintain an AmeriCU checking account with direct deposit and e-statements to receive this special rate. This rate cannot be combined with other relationship pricing.
**If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.
***Restrictions may apply. Not all members will qualify. Call 800.388.2000 ext. 6241 for details.