Exclusive Benefits for Business Partner Employees
Loan Discounts
- Vehicle, Marine and Jet Ski
- Recreational Vehicles, RV and ATV
- Personal Unsecured Loans
+0.25% Rate Enhancement on Share Certificates*
Earn more while you save with an additional 0.25% increase on the dividend rate of your share certificate!
Get Paid a Day Early**
AmeriCU members may now get paid one business day early with qualifying direct deposit! There’s no enrollment required; it’s included as part of our standard direct deposit feature.
Mortgage Loan Application/Origination Fee Waiver
If you’re a first-time home buyer, and the employee of an AmeriCU Business Partner you can have your Mortgage Application/Origination fee waived!
$1,000 AmeriCONNECT Visa® Credit Card
Have you experienced financial hardship in the past? Employees may be approved*** for a $1,000 AmeriCONNECT Visa® Card, regardless of credit score!
Health Savings Accounts (HSAs)
Available to those who have a High Deductible Health Insurance plan to pay for qualifying medical expenses like prescriptions and co-pays.
24/7 Easy Account Access
AmeriCU Members have 24/7 account access through a variety of tools and services including:
- Online + Mobile Banking – Try the AmeriCU App!
- 30,000 Surcharge-Free ATMs nationwide through the CO-OP network
- Bank from wherever you are from our Virtual Financial Center
Convenient Products and Services
AmeriCU members have access to:
- Credit report and budgeting reviews
- Checking and Savings Accounts
- Credit Cards and Loans
- Mortgages and Home Equities
- Financial Wellness and Education
- Your own personal AmeriCU employee!
Your Own Personal AmeriCU Employee:
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In Our Community
AmeriCU values the importance of giving back to the communities where we live and work, it is part of who we are.
News
Take a look at some exciting things happening at AmeriCU and in our local community!
Real Connections Matter
AmeriCU has everything you need to connect you where you are with where you want to be.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
Making Business Cash Work Smarter in Today’s Economy
In today’s economic environment, many businesses are holding more cash than usual — but not all of it is working as hard as it could. Our latest article explores the current business economy and why liquidity matters more than ever.
Events
Syracuse Mets Most Improved Student Game – May 8, 2026
AmeriCU Credit Union proudly partnered with the Syracuse Mets to launch the AmeriCU Most Improved Student Program, celebrating student growth with on‑field recognition and a memorable ballpark experience.
Education
Teaching Kids to Budget
Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.
*Share certificate rate enhancement of 0.25% is exclusive to employees of AmeriCU’s Business Partners. Member must have and maintain an AmeriCU checking account with direct deposit and e-statements to receive this special rate. This rate cannot be combined with other relationship pricing.
**If you are an AmeriCU Checking, Savings or Money Market accountholder that has set up a direct deposit with a payor, you may qualify for direct deposit one business day early. Whether a direct deposit is eligible is at our discretion and we cannot guarantee that you will always receive the one-day early service.
***Restrictions may apply. Not all members will qualify. Call 800.388.2000 ext. 6241 for details.