6-Month Share Certificate – 4.00% APY*

AmeriCU & Your Terms! Save more and earn more with a share certificate.

Click here for Current Rates
Debit Card

Debit Cards Issued Instantly

It’s time to experience the AmeriCONNECT difference! You’ve got options when it comes to the type of savings and checking accounts you want to open. Whatever you choose, your account comes with access to an AmeriCONNECT Visa® Debit Card, which can be instantly issued to you at the time of account opening! No need to wait days for your card to come in the mail – get your purchasing power back in the palm of your hands with little to no wait time at any AmeriCU location.

Virtual FC

Connect Wherever Life Takes You

We make it easy to stay connected to the credit union no matter where you go! Connect with a real person online when you need us, and easy, mobile access to your accounts when you don’t, so wherever your life takes you, AmeriCU can make it easy to manage your money so you can manage your life.

Herkimer Financial Center

EFK Plaza, 326 East State Street Herkimer, NY 13350

Services Available

  • Coin Machine
    Coin Machine
  • ITM
    ITM
  • Night Drop
    Night Drop
  • CO-OP Shared Branching
    CO-OP Shared Branching
  • New Account Opening
    New Account Opening
  • Certified Financial Counselors
    Certified Financial Counselors
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

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News

May 01, 2026

Making Business Cash Work Smarter in Today’s Economy

In today’s economic environment, many businesses are holding more cash than usual — but not all of it is working as hard as it could. Our latest article explores the current business economy and why liquidity matters more than ever.

Most Improved Student Program

Events

May 09, 2026

Syracuse Mets Most Improved Student Game – May 9, 2026

AmeriCU Credit Union proudly partnered with the Syracuse Mets to launch the AmeriCU Most Improved Student Program, celebrating student growth with on‑field recognition and a memorable ballpark experience.

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Education

Apr 10, 2026

Teaching Kids to Budget

Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.

*Annual Percentage Yields (APYs) current as of 9th May 2026 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.