Red Alert Alert: Please ensure that you are only accessing our services through our official website:  https://www.AmeriCU.org or https://www.MyAmeriCU.org for online banking. Be cautious of websites that may appear similar to ours as phishing attempts targeting financial institutions are on the rise. Close

Pay Online

Online

Online + Mobile Banking– Using the AmeriCU app or your desktop, login and select ‘Loans’ to pay your loans from your AmeriCU account or an external account.

Auto Pay – You can set up recurring, automatic payments for your AmeriCU loan in Online + Mobile Banking under the ‘Loans’ tab and schedule your payment to automatically transfer each month.

Guest Pay – Visit the ‘One-Time Loan Payment’ from the Services & Tools section of any tab here on our website. You’ll need your full account number and your zip code to make a one-time or recurring payment on any of your AmeriCU loans.

ITM

In-Person

Interactive ATMs – You can make a loan payment at any one of AmeriCU’s Interactive ATMs using your AmeriCU Visa Debit Card.

Teller Line – Stop to the Teller Line at any AmeriCU Financial Center and a representative would be happy to help you with your payment.

Shared Branching – Stop in to any one of AmeriCU’s shared branching locations, available nationwide, and never miss a payment when you’re away from home.

Pay By Phone

Everywhere In Between

By Phone – Call 800.388.2000 and connect with an AmeriCU representative.

By Mail – Send your mortgage payment to:
AmeriCU Credit Union
Attention: Drafting
1 Corporate Drive, Suite 360
Lake Zurich, IL 60047-8945

Send credit card payments to:
AmeriCU Credit Union
Attn: Credit Card Payments
PO Box 4227
Rome, NY 13442

Send all other loan payments to AmeriCU – 1916 Black River Blvd., Rome, NY 13440.

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In Our Community

AmeriCU values the importance of giving back to the communities where we live and work, it is part of who we are.

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News, Events, and Education

Take a look at some exciting things happening at AmeriCU and in our local community!

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Governance

Each year at our Annual Meeting, the membership of the credit union votes for members who will serve as Directors on our seven member, all-volunteer Board of Directors.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU News

News

Apr 07, 2026

AmeriCU Introduces New High Rate Money Market Account as Consumers Prioritize Flexible Savings

As consumers continue to adapt to rising costs of living and shifting financial priorities, many are increasingly looking for ways to grow their money without sacrificing access to their funds. In response, AmeriCU Credit Union has introduced a new High-Rate Money Market Account designed to offer both competitive returns and liquidity.

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Events

Apr 23, 2026

AmeriCU & Student Choice College Lending Webinar

AmeriCU is teaming up with Student Choice to host a student lending webinar on Thursday, April 23 from 12 to1 p.m. This free session will focus on the different types of student loans, financing options, and helpful resources, including scholarship search tips. Whether you’re planning ahead or already tackling college costs, this session is a great opportunity to learn and get your questions answered by experts.

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Education

Apr 10, 2026

Teaching Kids to Budget

Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.