Pay Online


Online + Mobile Banking– Using the AmeriCU app or your desktop, login and select ‘Pay My Loans’ (click ‘More’ then ‘Pay My Loans’ if you’re on the app) to pay your loans from your AmeriCU account or an external account.

Auto Pay – You can set up recurring, automatic payments for your AmeriCU loan in Online + Mobile Banking under the ‘Pay my Loan’ tab (or ‘Bill Pay’ if you’re on your phone) and schedule your payment to automatically transfer each month.

Guest Pay – Visit the ‘One-Time Loan Payment’ from the Services & Tools section of any tab here on our website. You’ll need your full account number and your zip code to make a one-time or recurring payment on any of your AmeriCU loans.

Let’s Connect! – Click ‘Let’s Connect’ to meet with an AmeriCU representative who can help make your loan payment via phone or video, or we’ll gladly Co-Browse with you via Live Chat to show you how to make your payment in Online Banking!



Interactive ATMs – You can make a loan payment at any one of AmeriCU’s Interactive ATMs using your AmeriCU Visa Debit Card.

Teller Line – Stop to the Teller Line at any AmeriCU Financial Center and a representative would be happy to help you with your payment.

Pay By Phone

Everywhere In Between

By Phone – Call 800.388.2000 and connect with an AmeriCU representative.

By Mail – Send your payment to AmeriCU – 1916 Black River Blvd., Rome, NY 13440.

Shared Branching – Stop in to any one of AmeriCU’s shared branching locations, available nationwide, and never miss a payment when you’re away from home.

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In Our Community

AmeriCU values the importance of giving back to the communities where we live and work, it is part of who we are.

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News, Events, and Education

Take a look at some exciting things happening at AmeriCU and in our local community!

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Each year at our Annual Meeting, the membership of the credit union votes for members who will serve as Directors on our seven member, all-volunteer Board of Directors.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

AmeriCU News


Feb 13, 2024

AmeriCU Credit Union teams up with the Comets Hockey Team to bring family-friendly fun to the community

Join AmeriCU on Friday, February 23 at the Comets Hockey Game for an evening of family-friendly fun. This event will bring together fans, players, and the community for an evening filled with excitement and hockey.

Utica Comets Game Night


Feb 23, 2024

AmeriCU Game Night at Utica Comets

AmeriCU is excited to be the presenting sponsor for this home game. Make sure you stop by the AmeriCU table to say hi and receive a fun giveaway. 

Debt Consolidation


Jan 24, 2024

Debt Consolidation

If you have multiple loans or too much credit card debt, debt consolidation can help you manage your payments, help you save money over time, and possibly lower your interest rates. Debt consolidation can offer great benefits, but it can also come with risks.