Get on the road with AmeriCU!
At AmeriCU Credit Union, we’re here to get you on the road to financial success with our First-Time Car Buyer Loan Program. Whether you have little or no credit history, our program is designed to help you secure financing and successfully build your credit.
Why AmeriCU’s First-Time Buyer Loan?
AmeriCU extends credit to members with no credit history, offering them an opportunity to establish financial success. Our reducing rate incentive encourages timely payments, making it easier to afford your loan while building your credit score.
Ready to Hit the Road? Apply now and take advantage of our exclusive First-Time Car Buyer Loan Program!
Get started with our easy 3-step loan process:
2. Application Review
We’ll check your eligibility and loan terms.
3. Get a Check
Use your AmeriCU check at the dealership or for a private purchase.
Auto Loans Designed for You
Whether you’re looking for a car, light-duty truck, or motorcycle, we’re here to help you finance your next ride with flexible terms and competitive rates.
View Disclosures and Current Rates
Auto Loan Calculators
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Auto Insurance
Are you properly protected in the event your vehicle is stolen, damaged in an accident or cause injury to the rider, passenger or another person?
Checking + Debit
AmeriCU offers a suite of checking products designed with your needs in mind, complete with an instantly issued debit card for immediate use.
Debt Protection
Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
What Does AmeriCU’s Field of Membership Expansion Mean for Members?
AmeriCU’s recent Field of Membership expansion into 27 additional New York counties creates new opportunities to increase convenience, access, and community investment for current and future members. The growth supports continued investments in technology, security, member services, and local partnerships while maintaining AmeriCU’s commitment to personalized service and financial success.
Events
Hospice of Central New York and of the Finger Lakes: A Film on the Field (The Sandlot)
A Film on the Field is a family-friendly community event at NBT Bank Stadium featuring a movie shown on the field, pre-show entertainment, concessions, and a fireworks display. The event brings people together for an evening of fun while raising critical funds for Hospice of Central New York and Hospice of the Finger Lakes.
Education
A Guide to Student Loans and Financial Aid
Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.