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Get on the road with AmeriCU!

At  AmeriCU Credit Union, we’re here to get you on the road to financial success with our First-Time Car Buyer Loan Program. Whether you have little or no credit history, our program is designed to help you secure financing and successfully build your credit.

Why AmeriCU’s First-Time Buyer Loan?

Why AmeriCU’s First-Time Buyer Loan?

AmeriCU extends credit to members with no credit history, offering them an opportunity to establish financial success. Our reducing rate incentive encourages timely payments, making it easier to afford your loan while building your credit score.

Ready to Hit the Road? Apply now and take advantage of our exclusive First-Time Car Buyer Loan Program!

Get started with our easy 3-step loan process:

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1. Apply Online

Complete our quick online application.

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2. Application Review

We’ll check your eligibility and loan terms.

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3. Get a Check

Use your AmeriCU check at the dealership or for a private purchase.

Auto Loans Designed for You

Auto Loans Designed for You

Whether you’re looking for a car, light-duty truck, or motorcycle, we’re here to help you finance your next ride with flexible terms and competitive rates.

  • No credit history required
  • Must be 18 years or older with 12-months of employment (proof required)
  • Loans up to $28,000
  • Terms up to 66 months
  • Optional loan protection available

  • View Disclosures and Current Rates

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    Let's Connect

    Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

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