Get on the road with AmeriCU!
At AmeriCU Credit Union, we’re here to get you on the road to financial success with our First-Time Car Buyer Loan Program. Whether you have little or no credit history, our program is designed to help you secure financing and successfully build your credit.
Why AmeriCU’s First-Time Buyer Loan?
AmeriCU extends credit to members with no credit history, offering them an opportunity to establish financial success. Our reducing rate incentive encourages timely payments, making it easier to afford your loan while building your credit score.
Ready to Hit the Road? Apply now and take advantage of our exclusive First-Time Car Buyer Loan Program!
Get started with our easy 3-step loan process:
2. Application Review
We’ll check your eligibility and loan terms.
3. Get a Check
Use your AmeriCU check at the dealership or for a private purchase.
Auto Loans Designed for You
Whether you’re looking for a car, light-duty truck, or motorcycle, we’re here to help you finance your next ride with flexible terms and competitive rates.
View Disclosures and Current Rates
Auto Loan Calculators
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Auto Insurance
Are you properly protected in the event your vehicle is stolen, damaged in an accident or cause injury to the rider, passenger or another person?
Checking + Debit
AmeriCU offers a suite of checking products designed with your needs in mind, complete with an instantly issued debit card for immediate use.
Debt Protection
Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
What Does AmeriCU’s Field of Membership Expansion Mean for Members?
AmeriCU’s recent Field of Membership expansion into 27 additional New York counties creates new opportunities to increase convenience, access, and community investment for current and future members. The growth supports continued investments in technology, security, member services, and local partnerships while maintaining AmeriCU’s commitment to personalized service and financial success.
Events
Rome Art and Community Center’s Monday Night Concert Series
The Alliance Classical Players, a professional chamber ensemble of the Rome Community Concert Band, Inc., presents a special performance as part of the Rome Art and Community Center’s Monday Night Concert Series. Marking two decades of artistic excellence in the Mohawk Valley, this 20th-anniversary milestone event features free, high-quality classical music presented by professional musicians in a welcoming community setting.
Education
Creating a Budget for Back-to-School Shopping
This course teaches the fundamentals of creating and managing a budget so you can better understand your income, expenses, and spending habits. By applying these budgeting strategies to back-to-school shopping, you can maximize your money and stay on track with your financial goals.