Get on the road with AmeriCU!
At AmeriCU Credit Union, we’re here to get you on the road to financial success with our First-Time Car Buyer Loan Program. Whether you have little or no credit history, our program is designed to help you secure financing and successfully build your credit.
Why AmeriCU’s First-Time Buyer Loan?
AmeriCU extends credit to members with no credit history, offering them an opportunity to establish financial success. Our reducing rate incentive encourages timely payments, making it easier to afford your loan while building your credit score.
Ready to Hit the Road? Apply now and take advantage of our exclusive First-Time Car Buyer Loan Program!
Get started with our easy 3-step loan process:
2. Application Review
We’ll check your eligibility and loan terms.
3. Get a Check
Use your AmeriCU check at the dealership or for a private purchase.
Auto Loans Designed for You
Whether you’re looking for a car, light-duty truck, or motorcycle, we’re here to help you finance your next ride with flexible terms and competitive rates.
View Disclosures and Current Rates
Auto Loan Calculators
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Auto Insurance
Are you properly protected in the event your vehicle is stolen, damaged in an accident or cause injury to the rider, passenger or another person?
Checking + Debit
AmeriCU offers a suite of checking products designed with your needs in mind, complete with an instantly issued debit card for immediate use.
Debt Protection
Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
Making Business Cash Work Smarter in Today’s Economy
In today’s economic environment, many businesses are holding more cash than usual — but not all of it is working as hard as it could. Our latest article explores the current business economy and why liquidity matters more than ever.
Events
Fulton Memorial Day Salute
The Fulton Memorial Day Salute is a long‑standing, family‑friendly celebration honoring military veterans and fallen heroes while showcasing local traditions at the Fulton Community Center and Recreation Park. Now in its 45th year, the event features a parade, Veteran of the Year recognition, live music, family activities, fireworks over Lake Neatahwanta, and more, with AmeriCU proudly serving as a sponsor.
Education
Teaching Kids to Budget
Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.