Real Connections Matter

At AmeriCU, we believe today more than ever, real connections matter. Whether it’s connecting you with the right people to help you succeed, solutions to achieve your goals, or new technology to make banking even easier, AmeriCU has everything you need to connect you where you are with where you want to be.

Certified Financial Counselors

Certified Financial Counselors

We can help you with: reviewing your credit report, budgeting, navigating financial hardships, setting long-term goals, and more. AmeriCU can connect you with one of over a dozen Certified Credit Union Financial Counselors we have on staff to get you the education and advice you need to create healthy financial habits and make good financial decisions.

Feature Image

Connect Wherever Life Takes You

Our Virtual Financial Center with Live Video Assistance will connect you with a real AmeriCU representative who can help you:

Join the credit union; apply for a mortgage, loan, or credit card; open a new checking or savings account; and more.


Feature Image

AmeriCONNECT Visa Credit Cards

Connect with more features, more benefits, and even greater rewards! Right now, open an AmeriCONNECT Visa Credit Card and we’ll connect you with the lowest intro rate possible for the first twelve months.

Plus, qualifying members will earn reward points for every dollar spent!  


Feature Image

About AmeriCU

As a credit union, AmeriCU is a not-for-profit financial institution owned by our members. Serving 24 counties in New York and beyond, AmeriCU provides you with all the products and services you need – often with low or no fees, and better rates.

The organization has been serving the local community for over 70 years and, in that time, has grown to more than 160,000 members, and 20 financial centers.


AmeriCU & Your First Deposit. Get $25 on us when you use the promo code ‘Chenango’ in the online membership application!*

Join Now
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!

Latest From AmeriCU

Center State CEO


Nov 29, 2023

AmeriCU Credit Union teammate navigates success through leadership program 

AmeriCU Credit Union is dedicated to fostering professional growth and excellence. The credit union proudly announces the graduation of Benjamin Mack, Commercial Loan Officer from the prestigious CenterState CEO Leadership Program.  

Lights on the Lake 2023


Nov 22, 2023

Lights on the Lake

Lights On The Lake is now open for the season at Onondaga Lake Park in Liverpool. 

Why You Should Pay More Than the Minimum Balance on Your Credit Card


Nov 02, 2023

Why You Should Pay More Than the Minimum Balance on Your Credit Card

Credit cards also allow you to pay off your balance over time while still using your card. In other words, you can take on short-term debt, which isn’t necessarily a bad thing if you’re able to pay that debt off. 

*$25 account opening bonus will be credited to first-time AmeriCU accountholders upon opening a new share account. The minimum opening deposit is $0.01. Funds will be deposited into the new account at the time of account opening. Limit of one bonus per new accountholder, those who are primary on another AmeriCU account do not qualify. The value of the bonus is considered a taxable dividend and will be reported on IRS Form 1099-INT. Offer expires 11/30/23 and is subject to change. Membership eligibility is required. Insured by NCUA.