Let AmeriCU help manage your business.
Managing customers, cash flow and expenses can demand a lot of your time. Spend less time managing your finances and more time connecting with your customers. Take a look at the account options available to you. Not sure what you need? Let’s connect you with an AmeriCU representative.
Business Share Certificates
6 Month Share Certificate – 4.00% APY*
*Annual Percentage Yields (APYs) current as of 9th September 2026 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.
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Select Business Savings
- Interest bearing savings
- $0.01 minimum opening deposit
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Select Business Tiered Money Market
The liquidity you need with tiered rates – so the more you save, the more you earn.
- Interest bearing
- Tiered rates
- Access to your fund when you need it
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Business High Rate Checking Account
Earn 7.00% APY on your first $25,0001 – that’s one of the highest dividend rates available!
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Business Rewards Checking Account
Earn 1 point for every $5 spent on your business! Redeem your points for great rewards, like travel, gift cards, merchandise, or charitable giving!
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Business Freedom Checking Account
A convenient checking choice for any sized business.
- No minimum balance to open.
- No monthly maintenance fees.
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Business Deposit Account Perks
Easy Online Access
When you use Online + Mobile Banking, available on desktop or mobile through the AmeriCU app.
Greater Flexibility
We have accounts available that let you add money whenever you want, withdraw whenever you need, and the more you earn, the more you save.
A True Business Partner
At AmeriCU, you’re not just connecting with a credit union – you’re connecting with Chris! Or Ben and Brett, not a bank. We know you by name, and your business’ success is our success.
AmeriCONNECT Visa® Business Debit
Like your everyday debit card, the our business debit card lets you access funds directly from your business checking, business savings, or business lines of credit.
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Share Certificates
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility. With a fixed term and interest rate, a certificate can be issued in any dollar amount above the minimum deposit required
Money Markets
High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account, so as the balance increases, so does the interest rate, earning you more on your savings over time.
Business Credit Card
AmeriCU business credit cardholders enjoy competitively low rates, no annual fee, zero liability from fraud, the global access and acceptance of Visa®, and some pretty great benefits.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
American Banker Names AmeriCU Credit Union One of the Best Credit Unions to Work For in 2026
AmeriCU Credit Union has been recognized by American Banker as one of the Best Credit Unions to Work For in 2026, ranking 17th nationwide. This marks the fourth consecutive year receiving this honor and reflects AmeriCU’s dedication and commitment to building a people-first workplace.
Events
Battle of Plattsburgh Commemoration – Day 2
The Commemoration of the Battle of Plattsburgh is a multi-day, family-friendly festival held in Plattsburgh, NY, that brings history to life through reenactments, parades, live music, and interactive demonstrations. Attendees can experience everything from musket and cannon reenactments to historical exhibits, food vendors, and a vibrant community parade celebrating the pivotal 1814 battle.
Education
Creating a Budget for Back-to-School Shopping
This course teaches the fundamentals of creating and managing a budget so you can better understand your income, expenses, and spending habits. By applying these budgeting strategies to back-to-school shopping, you can maximize your money and stay on track with your financial goals.