Let AmeriCU help manage your business.

Managing customers, cash flow and expenses can demand a lot of your time. Spend less time managing your finances and more time connecting with your customers. Take a look at the account options available to you. Not sure what you need? Let’s connect you with an AmeriCU representative.

Business Share Certificates

6 Month Share Certificate – 5.00% APY*

*Annual Percentage Yields (APYs) current as of 01/30/24 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Membership eligibility required. Insured by NCUA.

Click here for full details

Select Business Savings

  • Interest bearing savings
  • $0.01 minimum opening deposit
View current deposit rates

Find an AmeriCU location

Select Business Tiered Money Market

The liquidity you need with tiered rates – so the more you save, the more you earn.

  • Interest bearing
  • Tiered rates
  • Access to your fund when you need it
View current deposit rates

Find an AmeriCU location

Select Business Freedom Checking

A great checking option for any size business.

  • Interest bearing checking
  • No minimum balance
  • No monthly maintenance fee
View current deposit rates

Find an AmeriCU location

Select Business Value Checking

Earn better rates when you have higher balances.

  • Interest bearing checking
  • Maintain a $1,000 minimum balance to avoid a $15 monthly maintenance fee.
View current deposit rates

Find an AmeriCU location

Select Business Premier Checking

Our best option for businesses that maintain high checking account balances.

  • Interest bearing checking
  • Maintain a $5,000 minimum balance to avoid a $25 monthly maintenance fee
View current deposit rates

Find an AmeriCU location

Business Deposit Account Perks

Feature Image

Easy Online Access

When you use Online + Mobile Banking, available on desktop or mobile through the AmeriCU app.

Feature Image

Greater Flexibility

We have accounts available that let you add money whenever you want, withdraw whenever you need, and the more you earn, the more you save.

Feature Image

A True Business Partner

At AmeriCU, you’re not just connecting with a credit union – you’re connecting with Chris! Or Ben and Brett, not a bank. We know you by name, and your business’ success is our success.

AmeriCONNECT Visa® Business Debit

Like your everyday debit card, the our business debit card lets you access funds directly from your business checking, business savings, or business lines of credit.

You may also be interested in

Feature Image

Share Certificates

AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility. With a fixed term and interest rate, a certificate can be issued in any dollar amount above the minimum deposit required

Feature Image

Money Markets

High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account, so as the balance increases, so does the interest rate, earning you more on your savings over time.

Feature Image

Business Credit Card

AmeriCU business credit cardholders enjoy competitively low rates, no annual fee, zero liability from fraud, the global access and acceptance of Visa®, and some pretty great benefits.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

Best Companies To Work For

News

Apr 19, 2024

AmeriCU Credit Union named one of the best companies to work for in New York for the eighth year

AmeriCU Credit Union has been named one of the Best Companies to Work for in New York State for the eighth year. This recognition underscores the credit union’s commitment to fostering a positive work environment and cultivating a culture of excellence.

Syracuse Heart Challenge

Events

May 04, 2024

North Country Heart Walk

Join your friends, family, and co-workers to be a relentless force for a world of longer, healthier lives.   We’re all tied to heart disease and stroke in some way, and we must change that. By registering for the Heart Challenge today, you are taking the first step to save lives. 

Budgeting for Families

Education

Apr 12, 2024

Budgeting for Families

Does the idea of setting a household budget sound intimidating? You’re not alone—in fact, one report shows that only 2 out of every 5 families use a household budget to take control of their finances.