Let AmeriCU help manage your business.
Managing customers, cash flow and expenses can demand a lot of your time. Spend less time managing your finances and more time connecting with your customers. Take a look at the account options available to you. Not sure what you need? Let’s connect you with an AmeriCU representative.
Business Share Certificates
6 Month Term – 5.00% APY*
24 Month Term – 4.00% APY*
*Annual Percentage Yields (APYs) current as of June 12, 2023 and are subject to change. Minimum balance of $1,000 required. Penalty for early withdrawal.
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Select Business Savings
- Interest bearing savings
- $0.01 minimum opening deposit
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Select Business Tiered Money Market
The liquidity you need with tiered rates – so the more you save, the more you earn.
- Interest bearing
- Tiered rates
- Access to your fund when you need it
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Select Business Freedom Checking
A great checking option for any size business.
- Interest bearing checking
- No minimum balance
- No monthly maintenance fee
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Select Business Value Checking
Earn better rates when you have higher balances.
- Interest bearing checking
- Maintain a $1,000 minimum balance to avoid a $15 monthly maintenance fee.
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Select Business Premier Checking
Our best option for businesses that maintain high checking account balances.
- Interest bearing checking
- Maintain a $5,000 minimum balance to avoid a $25 monthly maintenance fee
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Business Deposit Account Perks
Easy Online Access
When you use Online + Mobile Banking, available on desktop or mobile through the AmeriCU app.
Greater Flexibility
We have accounts available that let you add money whenever you want, withdraw whenever you need, and the more you earn, the more you save.
A True Business Partner
At AmeriCU, you’re not just connecting with a credit union – you’re connecting with Chris! Or Ben and Brett, not a bank. We know you by name, and your business’ success is our success.
AmeriCONNECT Visa® Business Debit
Like your everyday debit card, the our business debit card lets you access funds directly from your business checking, business savings, or business lines of credit.
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Share Certificates
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility. With a fixed term and interest rate, a certificate can be issued in any dollar amount above the minimum deposit required
Money Markets
High earning potential and greater flexibility make Money Markets a great, low-risk choice for building savings. It’s like a Share Certificate except you can keep making deposits into the account, so as the balance increases, so does the interest rate, earning you more on your savings over time.
Business Credit Card
AmeriCU business credit cardholders enjoy competitively low rates, no annual fee, zero liability from fraud, the global access and acceptance of Visa®, and some pretty great benefits.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
AmeriCU Credit Union invests in community engagement with Zoo New York’s Mobile
AmeriCU Credit Union is excited to announce its support of Zoo New York’s Mobile to bring the wonders of the animal kingdom directly to our community. The Zoo Mobile offers a wide variety of educational experiences that allow the zoo to come to you.
Events
$100,000 Miracle Drawing to benefit CMN Hospitals at MVHS
Each year AmeriCU is a proud supporter of the $100,000 Miracle Drawing to benefit CMN Hospitals at MVHS which helps sick and injured children in our community.
Education
Credit Scores and Reports
Your credit can have a big impact on your financial life. Credit scores and reports provide a snapshot of the financial habits that financial institutions, cell phone companies, credit card companies, and others use to get a sense of your creditworthiness.