Start The New Year on a High Note
Whether you’re looking to consolidate high‑interest debt, create a more manageable budget, or set savings goals that stick, AmeriCU offers tools, guidance, and personalized support to help you move forward with confidence. Having your finances in check isn’t just a resolution; with AmeriCU, it can become a reality!
Loan Options for Debt Consolidation
Combine your bills into one low, monthly payment! Choose a loan product with repayment options that work best for your budget, eliminating the hassle of different due dates and amounts. Simplify and stay organized while paying down your debt, moving closer to your financial goals.
4.00% APY* Share Certificates
Whether you’re saving for a short-term goal, or you just want to make sure the savings you do have is earning you the most interest while you save it, an AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule, your money is never far when you need it.
Open a Share Certificate
View Disclosures and Current Rates
Financial Counseling
AmeriCU has over 20 Certified Credit Union Financial Counselors, available on staff, at every location, and virtually. Whether you’re online, in-person, or somewhere in between, we can connect you with personalized recommendations to keep you financially fit.
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Savings Solutions
Whether you’re saving for the future, a rainy day, a weekend getaway, or you just want form better savings habits, you’ve come to the right place – let’s connect!
Becoming an AmeriCU Member
AmeriCU members enjoy better rates, fewer fees, and the right financial services to help you live life, dream big, and achieve financial success.
High Rate & Rewards Checking
Whether you want a checking account that’s just as interesting as you, or one that’s just as rewarding as your lifestyle, learn more!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
Q4 Business Check-In: Are You Positioned for a Strong Year-End?
As year-end approaches, now is the time to assess your business’s financial position, future borrowing needs, and cash reserves. Learn how strategic planning and the right financial solutions can help you finish the year strong and prepare for future growth.
Events
2026 Walk to End Alzheimer’s – Syracuse, NY
The Syracuse Walk to End Alzheimer’s is an annual community event that brings together participants of all ages to raise awareness and funds in the fight against Alzheimer’s disease and other forms of dementia.
Education
Student Loan Refinancing: What You Need to Know
Considering student loan refinancing? This guide explains how refinancing works, the potential benefits and drawbacks, and key factors to consider before consolidating your federal and/or private student loans.
*Annual Percentage Yields (APYs) current as of 5th November 2026 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Cannot be combined with any other offer. Membership eligibility is required. Insured by NCUA.
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