Red Alert AmeriCU Holiday Closure Notice: AmeriCU will be closed on Saturday, July 4th in observance of Independence Day. You can still access your accounts anytime through Online & Mobile Banking, Use our surcharge-free ATM Network and Interactive ATMs, and Get support by visiting AmeriCU.org and clicking “Let’s Connect” in the bottom right corner. Thank you for being a valued member! Close

Start The New Year on a High Note

Whether you’re looking to consolidate high‑interest debt, create a more manageable budget, or set savings goals that stick, AmeriCU offers tools, guidance, and personalized support to help you move forward with confidence. Having your finances in check isn’t just a resolution; with AmeriCU, it can become a reality!

Debt Consolidation

Loan Options for Debt Consolidation

Combine your bills into one low, monthly payment! Choose a loan product with repayment options that work best for your budget, eliminating the hassle of different due dates and amounts. Simplify and stay organized while paying down your debt, moving closer to your financial goals.

Apply for a loan now!
Share Certificate

4.00% APY* Share Certificates

Whether you’re saving for a short-term goal, or you just want to make sure the savings you do have is earning you the most interest while you save it, an AmeriCU Share Certificate is a safe and secure way to grow your savings, and with terms that fit your schedule, your money is never far when you need it.

Open a Share Certificate

View Disclosures and Current Rates

Financial Education

Financial Counseling

AmeriCU has over 20 Certified Credit Union Financial Counselors, available on staff, at every location, and virtually. Whether you’re online, in-person, or somewhere in between, we can connect you with personalized recommendations to keep you financially fit.

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Savings Solutions

Whether you’re saving for the future, a rainy day, a weekend getaway, or you just want form better savings habits, you’ve come to the right place – let’s connect!

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Becoming an AmeriCU Member

AmeriCU members enjoy better rates, fewer fees, and the right financial services to help you live life, dream big, and achieve financial success. 

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High Rate & Rewards Checking

Whether you want a checking account that’s just as interesting as you, or one that’s just as rewarding as your lifestyle, learn more!

Real Connections Matter

AmeriCU Members save more, earn more, and have more ways to stay connected than ever before! Online, in person, and everywhere in between. Let’s connect!

Join
Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU News

News

Jun 24, 2026

Support Beyond Banking: AmeriCU’s Commitment to Military Families

AmeriCU Credit Union continues to recognize the service and sacrifice of military families and reaffirming its long-standing commitment to those who serve. Founded in 1950 at Griffiss Air Force Base in Rome, New York, AmeriCU was built on military roots and continues to support service members.

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Events

Jul 07, 2026

Upstate Mobile Mammography at Liverpool Financial Center

AmeriCU is proud to partner with Upstate University Hospital’s Mobile Mammography Program to offer preventative breast screenings.

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Education

Apr 10, 2026

Teaching Kids to Budget

Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.

*Annual Percentage Yields (APYs) current as of 4th July 2026 and are subject to change without notice. Minimum balance of $500 required. Withdrawals of principal are subject to early withdrawal penalties. The Dividend Rate and Annual Percentage Yield are fixed and will be in effect for the initial term of the account. Cannot be combined with any other offer. Membership eligibility is required. Insured by NCUA. 

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