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OFFICIAL RULES – SWEEPSTAKES
2026 YOUTH MONTH GRAND SLAM GIVEAWAY
NO PURCHASE NECESSARY. NO PURCHASE, PAYMENT, ACCOUNT DEPOSIT OR ACCOUNT OPENING IS NECESSARY TO ENTER OR WIN. A PURCHASE, PAYMENT, ACCOUNT DEPOSIT OR ACCOUNT OPENING WILL NOT INCREASE YOUR CHANCES OF WINNING.
The sponsor of this 2026 Youth Month Grand Slam Giveaway Sweepstakes (the “Sweepstakes”) is AmeriCU Credit Union, located at 4957 Commercial Drive, Yorkville, NY 13495 (“Sponsor”).
This Sweepstakes is open only to AmeriCU Credit Union Members who are legal residents of the State of New York and who are eighteen (18) years of age or younger as of the start of the Sweepstakes Period (“Eligible Youth Member”). Eligible Youth Members include individuals who are eighteen (18) years of age and individuals under the age of eighteen (18) (“Minors”). References to Parent/Guardian requirements apply only to Minors.
Eligible Youth Members, who are Minors, must have permission of, and be entered by, their parent or legal guardian (“Parent/Guardian”). By submitting an entry on behalf of a Minor, the Parent/Guardian agrees to these Official Rules on behalf of the Minor and represents that they have the legal authority to do so. Any prize awarded to a Minor will be awarded to the Parent/Guardian for the benefit of the Minor.
Employees, officers, directors, and agents of Sponsor and its subsidiaries, affiliates, advertising and sweepstakes agencies, and their immediate family members and household members are not eligible. Void where prohibited by law.
The Sweepstakes begins on April 1, 2026 at 12:00:00 a.m. Eastern Time and ends on May 15, 2026 at 11:59:59 p.m. Eastern Time (“Sweepstakes Period”). Sponsor’s computer is the official timekeeping device.
There are three (3) ways to enter during the Sweepstakes Period. All methods of entry are treated equally and provide an equal chance of winning. No method of entry requires a purchase, payment, account deposit, or account opening.
Method 1 – Free Online Entry (No Purchase Necessary)
During the Sweepstakes Period, complete the online entry form available at americu.org/youth-month. A Parent/Guardian must submit an entry for any Minor.
Method 2 – Youth Savings Deposit Entry (Optional)
During the Sweepstakes Period, an Eligible Youth Member (or Parent/Guardian, if applicable) may submit one (1) Sweepstakes entry by making a deposit of any denomination into an existing AmeriCU Youth Savings account. No deposit is required to enter or win, and making a deposit does not increase the chances of winning.
Method 3 – Open a Youth Savings Account (Optional)
During the Sweepstakes Period, an Eligible Youth Member (or Parent/Guardian, if applicable) may submit one (1) Sweepstakes entry by opening a new AmeriCU Youth Savings account. No account opening is required to enter or win, and opening an account does not increase the chances of winning.
Regardless of method of entry, all entries are subject to the same entry limits, verification procedures, and odds of winning.
Limit one (1) entry per Eligible Youth Member during the Sweepstakes Period, regardless of method of entry. Any attempt to obtain more than one entry by using multiple methods, identities, or accounts may result in disqualification.
All entries must be received by May 15, 2026 at 11:59:59 p.m. Eastern Time. Sponsor is not responsible for late, lost, incomplete, corrupted, misdirected, or otherwise invalid entries.
Ten (10) winners will each receive one (1) tumbler, one (1) folding chair, one (1) fleece blanket, one (1) tote cooler bag, and four (4) Stewart’s Shops single scoop ice cream gift certificates. If the winner is a Minor, the Parent/Guardian may be required to open or administer the membership on the Minor’s behalf. No cash equivalents, substitutions, or transfers of prizes are permitted, except if the stated prize is unavailable, in which case Sponsor reserves the right to substitute a prize of equal or greater value. All federal, state, and local taxes, if any, are the sole responsibility of the winner (or Parent/Guardian, as applicable).
The approximate retail value of each prize ranges from $3 to $31. The total ARV of all prizes is approximately $1,100.
Odds of winning depend on the total number of eligible entries received.
Ten (10) winners will be selected in a random drawing on or about May 18, 2026 from among all eligible entries received. The drawing will be conducted by Sponsor or its designee. Sponsor’s decisions are final and binding in all matters relating to the Sweepstakes. Winners will be notified by email and/or telephone using the contact information provided at entry.
If a potential winner does not respond within fourteen (14) days of notification, the prize may be forfeited, and an alternate winner may be selected.
Prizes must be picked up by the winner (or Parent/Guardian, as applicable) at their local financial center. If a prize is unclaimed within fourteen (14) days of notification, the winner may be disqualified and an alternative winner may be selected.
Except where prohibited by law, acceptance of a prize constitutes permission for Sponsor to use the winner’s name, city, and state for promotional purposes without additional compensation. For any Minor, Sponsor will obtain the Parent/Guardian’s prior written consent before using the Minor’s name, image, likeness, voice, or other identifying information.
Sponsor reserves the right to disqualify any individual it determines to be tampering with the entry process, submitting fraudulent entries, or otherwise violating these Official Rules. Sponsor reserves the right to cancel, suspend, or modify the Sweepstakes if the integrity of the Sweepstakes is compromised.
For the names of the winners, send a stamped, self‑addressed envelope by June 30, 2026 to:
2026 Youth Month Grand Slam Giveaway – Winners List
AmeriCU Credit Union
Attn: Marketing Department
4957 Commercial Drive
Yorkville, NY 13495
For winners who are Minors, Sponsor may list only the winner’s first name, last initial, and city/state.
Neither Sponsor nor its subsidiaries, affiliates, advertising or promotional agencies, or their respective employees shall have any liability whatsoever for any injuries, losses, or damages of any kind arising from participation in the Sweepstakes or acceptance, possession, use, or misuse of any prize.
Information collected in connection with this Sweepstakes will be used to administer the Sweepstakes and award prizes and will otherwise be handled in accordance with Sponsor’s privacy policy, available at https://www.americu.org/privacy-policies/.
This Sweepstakes is governed by and construed in accordance with the laws of the State of New York, without regard to conflict‑of‑law principles. Any attempt by any person to deliberately damage any website or undermine the legitimate operation of the Sweepstakes is a violation of criminal and civil laws and should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent of the law
Sponsor is not responsible for: (i) lost, late, incomplete, invalid, unintelligible, misdirected, or corrupted entries; (ii) any technical failures of any kind, including but not limited to malfunctions, interruptions, or disconnections in phone lines, internet connectivity, network hardware or software; (iii) unauthorized human intervention in any part of the entry process or the Sweepstakes; (iv) electronic or human error which may occur in the administration of the Sweepstakes or the processing of entries; or (v) any injury or damage to persons or property, including a participant’s computer or mobile device, which may be related to or result from participating in the Sweepstakes or downloading any materials associated with the Sweepstakes. Sponsor reserves the right, in its sole discretion, to cancel, suspend, or modify the Sweepstakes in the event of any Internet or Technical issues, or any other cause beyond Sponsor’s reasonable control which impairs the integrity or proper functioning of the Sweepstakes, as determined by Sponsor. In such event, Sponsor may, in its discretion, select the winner(s) from among all eligible entries received prior to the affected action.
OFFICIAL RULES – SWEEPSTAKES
2026 YOUTH MONTH SAVINGS CHALLENGE
NO PURCHASE NECESSARY. NO PURCHASE, PAYMENT, ACCOUNT DEPOSIT OR ACCOUNT OPENING IS NECESSARY TO ENTER OR WIN. A PURCHASE, PAYMENT, ACCOUNT DEPOSIT OR ACCOUNT OPENING WILL NOT INCREASE YOUR CHANCES OF WINNING.
The sponsor of this 2026 Youth Month Savings Challenge Sweepstakes (the “Sweepstakes”) is AmeriCU Credit Union, located at 4957 Commercial Drive, Yorkville, NY 13495 (“Sponsor”).
This Sweepstakes is open only to AmeriCU Credit Union Members who are legal residents of the State of New York and who are eighteen (18) years of age or younger as of the start of the Sweepstakes Period (“Eligible Youth Member”). Eligible Youth Members include individuals who are eighteen (18) years of age and individuals under the age of eighteen (18) (“Minors”). References to Parent/Guardian requirements apply only to Minors.
Eligible Youth Members, who are Minors, must have permission of, and be entered by, their parent or legal guardian (“Parent/Guardian”). By submitting an entry on behalf of a Minor, the Parent/Guardian agrees to these Official Rules on behalf of the Minor and represents that they have the legal authority to do so. Any prize awarded to a Minor will be awarded to the Parent/Guardian for the benefit of the Minor.
Employees, officers, directors, and agents of Sponsor and its subsidiaries, affiliates, advertising and sweepstakes agencies, and their immediate family members and household members are not eligible. Void where prohibited by law.
The Sweepstakes begins on April 1, 2026 at 12:00:00 a.m. Eastern Time and ends on May 15, 2026 at 11:59:59 p.m. Eastern Time (“Sweepstakes Period”). Sponsor’s computer is the official timekeeping device.
There is one (1) way to enter during the Sweepstakes Period. Entry does not require a purchase, payment, account deposit, or account opening.
Free Online Entry (No Purchase Necessary)
During the Sweepstakes Period, complete the online entry form available at americu.org/youth-month. A Parent/Guardian must submit an entry for any Minor.
Limit one (1) entry per Eligible Youth Member during the Sweepstakes Period. Any attempt to obtain more than one entry by using multiple methods, identities, or accounts may result in disqualification.
All entries must be received by May 15, 2026 at 11:59:59 p.m. Eastern Time. Sponsor is not responsible for late, lost, incomplete, corrupted, misdirected, or otherwise invalid entries.
One winner will receive one (1) Amazon Kids Fire Tablet. One winner will receive one (1) wireless Bluetooth speaker. One winner will receive one (1) MacBook Neo. Seven (7) winners will each receive four (4) tickets to a Syracuse Mets baseball game. If the winner is a Minor, the Parent/Guardian may be required to open or administer the membership on the Minor’s behalf. No cash equivalents, substitutions, or transfers of prizes are permitted, except if the stated prize is unavailable, in which case Sponsor reserves the right to substitute a prize of equal or greater value. All federal, state, and local taxes, if any, are the sole responsibility of the winner (or Parent/Guardian, as applicable).
The approximate retail value of each prize ranges from $140 to $600. The total ARV of all prizes ranges from $1100 to $1500.
Odds of winning depend on the total number of eligible entries received.
One (1) winner of the Amazon Kids Fire Tablet, one (1) winner of the wireless Bluetooth speaker, and one (1) winner of the MacBook Neo will be selected in a random drawing on or about May 18, 2026 from among all eligible entries received.
Two (2) winners of the tickets to a Syracuse Mets baseball game will be selected in a random drawing on or about April 3, 2026 from among all eligible entries received.
Three (3) winners of the tickets to a Syracuse Mets baseball game will be selected in a random drawing on or about April 17, 2026 from among all eligible entries received.
Two (2) winners of the tickets to a Syracuse Mets baseball game will be selected in a random drawing on or about April 24, 2026 from among all eligible entries received.
The drawing will be conducted by Sponsor or its designee. Sponsor’s decisions are final and binding in all matters relating to the Sweepstakes. Winners will be notified by email and/or telephone using the contact information provided at entry.
If a potential winner does not respond within fourteen (14) days of notification, the prize may be forfeited, and an alternate winner may be selected.
The Amazon Kids Fire Tablet, the wireless Bluetooth speaker, and the MacBook Neo will be mailed to the address provided by the winner (or Parent/Guardian, as applicable). If a prize is returned as undeliverable, the winner may be disqualified and an alternative winner may be selected.
Tickets to a Syracuse Mets baseball game must be picked up at NBT Bank Stadium by the winner (or Parent/Guardian, as applicable) at the Will-Call Window. If a prize is unclaimed, the winner may be disqualified.
Except where prohibited by law, acceptance of a prize constitutes permission for Sponsor to use the winner’s name, city, and state for promotional purposes without additional compensation. For any Minor, Sponsor will obtain the Parent/Guardian’s prior written consent before using the Minor’s name, image, likeness, voice, or other identifying information.
Sponsor reserves the right to disqualify any individual it determines to be tampering with the entry process, submitting fraudulent entries, or otherwise violating these Official Rules. Sponsor reserves the right to cancel, suspend, or modify the Sweepstakes if the integrity of the Sweepstakes is compromised.
For the names of the winners, send a stamped, self‑addressed envelope by June 30, 2026 to:
2026 Youth Month Savings Challenge – Winners List
AmeriCU Credit Union
Attn: Marketing Department
4957 Commercial Drive
Yorkville, NY 13495
For winners who are Minors, Sponsor may list only the winner’s first name, last initial, and city/state.
Neither Sponsor nor its subsidiaries, affiliates, advertising or promotional agencies, or their respective employees shall have any liability whatsoever for any injuries, losses, or damages of any kind arising from participation in the Sweepstakes or acceptance, possession, use, or misuse of any prize.
Information collected in connection with this Sweepstakes will be used to administer the Sweepstakes and award prizes and will otherwise be handled in accordance with Sponsor’s privacy policy, available at https://www.americu.org/privacy-policies/.
This Sweepstakes is governed by and construed in accordance with the laws of the State of New York, without regard to conflict‑of‑law principles. Any attempt by any person to deliberately damage any website or undermine the legitimate operation of the Sweepstakes is a violation of criminal and civil laws and should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent of the law
Sponsor is not responsible for: (i) lost, late, incomplete, invalid, unintelligible, misdirected, or corrupted entries; (ii) any technical failures of any kind, including but not limited to malfunctions, interruptions, or disconnections in phone lines, internet connectivity, network hardware or software; (iii) unauthorized human intervention in any part of the entry process or the Sweepstakes; (iv) electronic or human error which may occur in the administration of the Sweepstakes or the processing of entries; or (v) any injury or damage to persons or property, including a participant’s computer or mobile device, which may be related to or result from participating in the Sweepstakes or downloading any materials associated with the Sweepstakes. Sponsor reserves the right, in its sole discretion, to cancel, suspend, or modify the Sweepstakes in the event of any Internet or Technical issues, or any other cause beyond Sponsor’s reasonable control which impairs the integrity or proper functioning of the Sweepstakes, as determined by Sponsor. In such event, Sponsor may, in its discretion, select the winner(s) from among all eligible entries received prior to the affected action.
OFFICIAL RULES – SWEEPSTAKES
2026 SAVINGS CHALLENGE BENTGO BOXES GIVEAWAY
NO PURCHASE OR MEMBERSHIP NECESSARY TO ENTER OR WIN. A PURCHASE OR MEMBERSHIP WILL NOT INCREASE YOUR CHANCES OF WINNING. INTERNET ACCESS IS REQUIRED TO ENTER.
The sponsor of this 2026 Savings Challenge Bentgo Boxes Giveaway (the “Sweepstakes”) is AmeriCU Credit Union, located at 4957 Commercial Drive, Yorkville, NY 13495 (“Sponsor”).
Open to legal residents of the 50 United States and D.C., eighteen (18) years old or older as of the Sweepstakes start date. Sponsor is a New York credit union; membership is not required to enter or win. Employees, officers, directors, and agents of Sponsor and its subsidiaries, affiliates, advertising and sweepstakes agencies, and their immediate family members and household members are not eligible. Void where prohibited by law.
The Sweepstakes begins on March 25, 2026 at 9:00:00 AM (ET) and ends on April 1, 2026 at 11:59:59 PM ET (“Sweepstakes Period”). Sponsor’s computer is the official timekeeping device.
Go to the Sweepstakes webpage on www.AmeriCu.org and fill out the AmeriCU Savings Challenge Week 6 Giveaway Entry – Fill out form during the Sweepstakes Period. All methods of entry are treated equally and provide an equal chance of winning. No method of entry requires a purchase, payment or membership. Regardless of method of entry, all entries are subject to the same entry limits, verification procedures, and odds of winning.
Limit one (1) entry per eligible participant during the Sweepstakes Period, regardless of method of entry. Any attempt to obtain more than one (1) entry by using multiple methods, identities, or accounts may result in disqualification.
All entries must be received by April 1, 2026, 11:59:59 PM (ET). Sponsor is not responsible for late, lost, incomplete, corrupted, misdirected, or otherwise invalid entries.
Five (5) winners will each receive one (1) Bentgo Lunch Box. No cash equivalents, substitutions, or transfers of prizes are permitted, except if the stated prize is unavailable, in which case Sponsor reserves the right to substitute a prize of equal or greater value. All federal, state, and local taxes, if any, are the sole responsibility of the winner.
The ARV or each prize is $60. The total ARV is $300.
Odds of winning depend on the total number of eligible entries received.
On or about April 4, 2026, but no later than ten (10) business days following the end of the Sweepstake Period, Sponsor or its designee will conduct a random drawing of five (5) winners from among all eligible entries received. Sponsor’s decisions are final and binding in all matters relating to the Sweepstakes. Winners will be notified by email and/or telephone using the contact information provided at entry.
If a potential winner does not respond within fourteen (14) days of notification, the prize may be forfeited, and an alternate winner may be selected.
Prizes will be mailed to the address provided by the winner. If a prize is returned as undeliverable, the winner may be disqualified and an alternative winner may be selected.
Except where prohibited by law, acceptance of a prize constitutes permission for Sponsor to use the winner’s name, city, and state for promotional purposes without additional compensation, including posting photos of winners on Sponsor’s social media sites. This Sweepstakes is in no way sponsored, endorsed or administered by, or associated with, Instagram or Facebook.
Sponsor reserves the right to disqualify any individual it determines to be tampering with the entry process, submitting fraudulent entries, or otherwise violating these Official Rules. Sponsor reserves the right to cancel, suspend, or modify the Sweepstakes if the integrity of the Sweepstakes is compromised.
For the names of the winners, send a stamped, self‑addressed envelope by May 1, 2026 to:
2026 Savings Challenge Bentgo Boxes Giveaway – Winners List
AmeriCU Credit Union
Attn: Marketing Department
4957 Commercial Drive
Yorkville, NY 13495
Neither Sponsor nor its subsidiaries, affiliates, advertising or promotional agencies, or their respective employees shall have any liability whatsoever for any injuries, losses, or damages of any kind arising from participation in the Sweepstakes or acceptance, possession, use, or misuse of any prize.
Winner acknowledges that Sponsor does not make, nor is in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, relative to any prize, including, but not limited to, its quality, mechanical condition or fitness for a particular purpose. Any and all warranties and/or guarantees on a prize, if any, are subject to the manufacturers’ terms therefore and winners agree to look solely to such manufacturers for any such warranty and/or guarantee.
Information collected in connection with this Sweepstakes will be used to administer the Sweepstakes and award prizes and will otherwise be handled in accordance with Sponsor’s privacy policy, available at https://www.americu.org/privacy-policies/.
This Sweepstakes is governed by and construed in accordance with the laws of the State of New York, without regard to conflict‑of‑law principles. Any attempt by any person to deliberately damage any website or undermine the legitimate operation of the Sweepstakes is a violation of criminal and civil laws and should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent of the law.
Sponsor is not responsible for: (i) lost, late, incomplete, invalid, unintelligible, misdirected, or corrupted entries; (ii) any technical failures of any kind, including but not limited to malfunctions, interruptions, or disconnections in phone lines, internet connectivity, network hardware or software; (iii) unauthorized human intervention in any part of the entry process or the Sweepstakes; (iv) electronic or human error which may occur in the administration of the Sweepstakes or the processing of entries; or (v) any injury or damage to persons or property, including a participant’s computer or mobile device, which may be related to or result from participating in the Sweepstakes or downloading any materials associated with the Sweepstakes. Sponsor reserves the right, in its sole discretion, to cancel, suspend, or modify the Sweepstakes in the event of any Internet or Technical issues, or any other cause beyond Sponsor’s reasonable control which impairs the integrity or proper functioning of the Sweepstakes, as determined by Sponsor. In such event, Sponsor may, in its discretion, select the winner(s) from among all eligible entries received prior to the affected action.
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As consumers continue to adapt to rising costs of living and shifting financial priorities, many are increasingly looking for ways to grow their money without sacrificing access to their funds. In response, AmeriCU Credit Union has introduced a new High-Rate Money Market Account designed to offer both competitive returns and liquidity.
AmeriCU is teaming up with Student Choice to host a student lending webinar on Thursday, April 23 from 12 to1 p.m. This free session will focus on the different types of student loans, financing options, and helpful resources, including scholarship search tips. Whether you’re planning ahead or already tackling college costs, this session is a great opportunity to learn and get your questions answered by experts.
Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.