Whichever loan you choose, you’ll get:

  • An easy application process.
  • A great, low rate.
  • A financial decision made locally, and with your specific needs in mind!
  • ACUshield Debt Protection – to protect you from the unexpected.
Winter Rec

Power Sports

AmeriCU is your connection to winter fun! Whether it’s brand new, or new-to-you, we have your snowmobile, ATV, UTV, and jet ski financing covered!

  • Minimum loan amounts of $5,000
  • Terms up to 84 months based on credit score, amount financed, and model year
  • Eligible for GAP Protection


View Disclosures and Current Rates
RV Recreational Vehicle Loans from AmeriCU

RV

Planning your next road trip? Let us connect you with financing for everything from travel trailers to campers, truck campers, motor homes, and self-contained conversion vans.

  • Minimum loan amounts of $5,000
  • Terms up to 240 months based on credit score, amount financed, and model year


View Disclosures and Current Rates
Marine Recreational Vehicle Loans from AmeriCU

Marine

The lake is calling, AmeriCU can help get you there! With financing options for motorized boats.

  • Minimum loan amounts of $5,000
  • Terms up to 240 months based on credit score, amount financed, and model year


View Disclosures and Current Rates
Motorcycle Recreational Vehicle Loans from AmeriCU

Motorcycle

Enjoy the ride with AmeriCU! Let us help finance the bike of your dreams, so you can focus on the open road.

  • Minimum loan amounts of $5,000
  • Terms up to 84 months based on credit score, amount financed, and model year
  • Eligible for GAP Protection


View Disclosures and Current Rates

DEBT PROTECTION

Get the coverage you need to protect what matters most to you with ACUShield Debt Protection from AmeriCU.

Learn more
GAP Insurance

GAP Insurance

A vehicle’s value often declines much faster than a loan or lease balance. The difference between this value and the balance is the GAP.

GAP Benefits:

  • Gives you peace of mind by avoiding financial uncertainty after a traumatic loss
  • Allows for a “clean slate” when financing your next purchase
  • Protects your investment
  • The cost can be added to your loan

You may also be interested in

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Online + Mobile Banking

Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices

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Credit Cards

Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.

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MemberPLUS

MemberPlus is AmeriCU’s Relationship Pricing program that lets you use the power of your AmeriCU relationship to enjoy enhanced loan and Share Certificate rates and earn ATM rebates.

Let's Connect

Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!


Latest From AmeriCU

AmeriCU News

News

Feb 13, 2024

AmeriCU Credit Union teams up with the Comets Hockey Team to bring family-friendly fun to the community

Join AmeriCU on Friday, February 23 at the Comets Hockey Game for an evening of family-friendly fun. This event will bring together fans, players, and the community for an evening filled with excitement and hockey.

Utica Comets Game Night

Events

Feb 23, 2024

AmeriCU Game Night at Utica Comets

AmeriCU is excited to be the presenting sponsor for this home game. Make sure you stop by the AmeriCU table to say hi and receive a fun giveaway. 

Debt Consolidation

Education

Jan 24, 2024

Debt Consolidation

If you have multiple loans or too much credit card debt, debt consolidation can help you manage your payments, help you save money over time, and possibly lower your interest rates. Debt consolidation can offer great benefits, but it can also come with risks.