Power Sports
Whether it’s brand new, or new-to-you, we have your snowmobile, ATV, UTV, and jet ski financing covered!
- Minimum loan amounts of $5,000
- Terms up to 84 months based on credit score, amount financed, and model year
- Eligible for GAP Protection
View Disclosures and Current Rates
RV
Planning your next road trip? Let us connect you with financing for everything from travel trailers to campers, truck campers, motor homes, and self-contained conversion vans.
- Minimum loan amounts of $5,000
- Terms up to 240 months based on credit score, amount financed, and model year
View Disclosures and Current Rates
Marine
The lake is calling, AmeriCU can help get you there! With financing options for motorized boats.
- Minimum loan amounts of $5,000
- Terms up to 240 months based on credit score, amount financed, and model year
View Disclosures and Current Rates
Residential Equipment Loans
No matter the project, big or small, AmeriCU can help get you the financing you need for the tools to get the job done!
- Minimum loan amounts of $5,000
- Terms up to 84 months based on credit score, amount financed, and model year
View Disclosures and Current Rates
Whichever loan you choose, you’ll get:
An easy application process
A great, low rate
ACUshield Debt Protection – to protect you from the unexpected.
Recreational Vehicle Loan Calculators
GAP Insurance
A vehicle’s value often declines much faster than a loan or lease balance. The difference between this value and the balance is the GAP.
GAP Benefits:
- Gives you peace of mind by avoiding financial uncertainty after a traumatic loss
- Allows for a “clean slate” when financing your next purchase
- Protects your investment
- The cost can be added to your loan
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Online + Mobile Banking
Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices
Credit Cards
Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.
Loan Protection
Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
What Does AmeriCU’s Field of Membership Expansion Mean for Members?
AmeriCU’s recent Field of Membership expansion into 27 additional New York counties creates new opportunities to increase convenience, access, and community investment for current and future members. The growth supports continued investments in technology, security, member services, and local partnerships while maintaining AmeriCU’s commitment to personalized service and financial success.
Events
Johnson Park Center Back-to-School Event
The Annual Back-to-School Giveaway at the JPG Community Center provides backpacks filled with school supplies, dental hygiene items, and additional food support to local families. Held alongside the organization’s weekly food pantry, the event serves children and families across Oneida, Herkimer, Otsego, Madison, and surrounding counties, with a goal of assisting 2,500 students in 2026.
Education
Creating a Budget for Back-to-School Shopping
This course teaches the fundamentals of creating and managing a budget so you can better understand your income, expenses, and spending habits. By applying these budgeting strategies to back-to-school shopping, you can maximize your money and stay on track with your financial goals.