Power Sports
Whether it’s brand new, or new-to-you, we have your snowmobile, ATV, UTV, and jet ski financing covered!
- Minimum loan amounts of $5,000
- Terms up to 84 months based on credit score, amount financed, and model year
- Eligible for GAP Protection
View Disclosures and Current Rates
RV
Planning your next road trip? Let us connect you with financing for everything from travel trailers to campers, truck campers, motor homes, and self-contained conversion vans.
- Minimum loan amounts of $5,000
- Terms up to 240 months based on credit score, amount financed, and model year
View Disclosures and Current Rates
Marine
The lake is calling, AmeriCU can help get you there! With financing options for motorized boats.
- Minimum loan amounts of $5,000
- Terms up to 240 months based on credit score, amount financed, and model year
View Disclosures and Current Rates
Residential Equipment Loans
No matter the project, big or small, AmeriCU can help get you the financing you need for the tools to get the job done!
- Minimum loan amounts of $5,000
- Terms up to 84 months based on credit score, amount financed, and model year
View Disclosures and Current Rates
Whichever loan you choose, you’ll get:
An easy application process
A great, low rate
ACUshield Debt Protection – to protect you from the unexpected.
Recreational Vehicle Loan Calculators
GAP Insurance
A vehicle’s value often declines much faster than a loan or lease balance. The difference between this value and the balance is the GAP.
GAP Benefits:
- Gives you peace of mind by avoiding financial uncertainty after a traumatic loss
- Allows for a “clean slate” when financing your next purchase
- Protects your investment
- The cost can be added to your loan
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Online + Mobile Banking
Access your accounts from your desktop or mobile, without ever having to visit a Financial Center, and take advantage of a variety of eServices
Credit Cards
Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.
Loan Protection
Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
Latest From AmeriCU
News
What Does AmeriCU’s Field of Membership Expansion Mean for Members?
AmeriCU’s recent Field of Membership expansion into 27 additional New York counties creates new opportunities to increase convenience, access, and community investment for current and future members. The growth supports continued investments in technology, security, member services, and local partnerships while maintaining AmeriCU’s commitment to personalized service and financial success.
Events
Hospice of Central New York and of the Finger Lakes: A Film on the Field (The Sandlot)
A Film on the Field is a family-friendly community event at NBT Bank Stadium featuring a movie shown on the field, pre-show entertainment, concessions, and a fireworks display. The event brings people together for an evening of fun while raising critical funds for Hospice of Central New York and Hospice of the Finger Lakes.
Education
A Guide to Student Loans and Financial Aid
Learn about federal and private student loan options, including key differences, costs, and repayment strategies. This guide provides the information you need to make confident borrowing decisions and help finance your education.