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Whether you’re building an emergency fund or saving for a particular purchase, an AmeriCU Money Market savings account is a great way to get you closer to your financial goals. You can also withdraw on the funds at any time.
What AmeriCU’s High Rate Money Market account has to offer:
With AmeriCU’s High Rate Money Market, you don’t have to choose between earning more and staying flexible – you get both! Unlike traditional savings accounts that typically earn very little, a money market account rewards higher balances with greater earning potential. View Current Rates
When you use Online + Mobile Banking, available on desktop or through the AmeriCU app.
Add money whenever you want or withdraw whenever you need!
Our Money Markets feature some of our best dividend rates available!
AmeriCU’s share certificates are some of our highest yield deposit options. You’ll enjoy great rates, a wide variety of terms, and the freedom of investment flexibility.
Enjoy a variety of investment options to meet long, medium, or short-term retirement needs with an Retirement Savings Account, more commonly known as an Individual Retirement Arrangement, or IRA.
If growing funds is your goal, investing may be the right path for you. Let AmeriCU Investments’ Financial Professionals work with you to plan for life’s biggest moments and the goals you have for your financial future.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
As consumers continue to adapt to rising costs of living and shifting financial priorities, many are increasingly looking for ways to grow their money without sacrificing access to their funds. In response, AmeriCU Credit Union has introduced a new High-Rate Money Market Account designed to offer both competitive returns and liquidity.
AmeriCU is teaming up with Student Choice to host a student lending webinar on Thursday, April 23 from 12 to1 p.m. This free session will focus on the different types of student loans, financing options, and helpful resources, including scholarship search tips. Whether you’re planning ahead or already tackling college costs, this session is a great opportunity to learn and get your questions answered by experts.
Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.
*Annual Percentage Yields (APYs) accurate as of 4/1/26 and are subject to change without notice. Rates may change after the account is opened. Fees may reduce earnings. Minimum balance requirements apply to each tier. To earn the premium APY you must be enrolled in e-statements and have a recurring ACH direct deposit of at least $250 per month during the monthly qualification cycle. If all requirements are met you will earn the premium APY: $0.01 – $9,999.99: 0.25% APY, $10,000.00 – $24,999.99: 1.25% APY, $25,000.00 – $49,999.99: 1.50% APY, $50,000.00 – $99,999.99: 2.00% APY, $100,000.00 – $249,999.99: 2.50% APY, $250,000.00 – $999,999.99: 2.75% APY, $1,000,000.00 and over: 3.00% APY. If requirements are NOT met: $0.01 – $9,999.99: 0.25% APY, $10,000.00 – $24,999.99: 0.40% APY, $25,000.00 – $49,999.99: 0.50% APY, $50,000.00 – $99,999.99: 0.60% APY, $100,000.00 – $249,999.99: 0.80% APY, $250,000.00 – $999,999.99: 0.90% APY, $1,000,000.00 and over: 1.00% APY. Membership eligibility required. Insured by NCUA.
