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Whichever loan you choose, you’ll get an easy application process at a competitive rate and the personal service you’ve come to expect. AmeriCU’s personal loans can be used for a variety of reasons, including:
We all have times when we could use a little extra money. Whether you are making a small purchase, have an unexpected expense, need a vacation, or want to consolidate your debt, a personal loan from AmeriCU is a great choice!
Ideal for home improvement projects, this option provides a low, fixed interest rate for the term of the loan. Our team will work with you to minimize processing time so your renovation can start on schedule!
Plan for the unplanned with our AmeriCU Unsecured Personal Line of Credit. Readily available when you need it most!
Secured by funds in either your Share Certificate or Savings account (excluding IRAs, Monkey Markets, Share drafts, Escrow, or any shares secured for credit cards).
Get the coverage you need to protect what matters most to you with ACUShield Debt Protection from AmeriCU.
Loan Protection
Life, Terminal illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent, Disability, or Involuntary Unemployment Claim? We are here to help!
Powered by Visa®, AmeriCU cardholders enjoy competitively low rates, no annual fee, and some pretty great benefits.
AmeriCU offers a suite of checking products designed with your needs in mind, complete with an instantly issued debit card for immediate use.
Questions? Click the ‘Let’s Connect’ button in the bottom right-hand corner to get started!
As consumers continue to adapt to rising costs of living and shifting financial priorities, many are increasingly looking for ways to grow their money without sacrificing access to their funds. In response, AmeriCU Credit Union has introduced a new High-Rate Money Market Account designed to offer both competitive returns and liquidity.
AmeriCU Credit Union proudly partnered with the Syracuse Mets to launch the AmeriCU Most Improved Student Program, celebrating student growth with on‑field recognition and a memorable ballpark experience.
Teaching kids to budget is like teaching them how to ride a bike. You could be as involved as you’d like, or you could let them learn on their own. One way or another, your kids will create their own financial habits just like they could learn to ride a bike eventually.